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☎️ 919-391-3446

John’s okra plants usually thrive, but this year nearly every seed failed to sprout. In this short episode, John shares how his gardening mishap illustrates one of the most important principles in investing — diversification. Whether it’s okra or your portfolio, balance and variety are what help you grow something that lasts.

Here’s what we discuss in this episode:

📉 Overconfidence Risk: The danger of assuming past success guarantees future results

🏢 Company Stock Trap: Why loading up on your employer’s stock can backfire

📊 Diversification: How spreading risk helps protect your long-term financial goals

💬 Simple Advice: Don’t go all in on one seed—or one stock

Connect with us:

Web: https://rosewoodwealthmanagement.com/

Phone: 919-391-3446

Schedule a Meeting: http://meetwithjohn.com

Check us out on YouTube: https://bit.ly/46RaLvL

Ready to grow your wealth with confidence? Let’s talk! 👉 https://www.rosewoodwealthmanagement.com/schedule-an-appointment

Medicare can feel like alphabet soup—Part A, Part B, Part D, Advantage, Supplement—how do you make sense of it all? John talks with Ryan Nutter of Cornerstone Senior Advisors, one of the most knowledgeable Medicare specialists in the country. Together, they cut through the confusion to explain how the system really works, what each part covers, and how to choose between Advantage and Supplement plans. Medicare doesn’t have to be overwhelming if you understand how the pieces fit together.

Here’s what we discuss in this episode:

🧩 Breaking Down Medicare: the difference between Parts A, B, C, and D

💸 “Free” Isn’t Free: why you’ve already paid for Part A

🧾 Supplement vs. Advantage: which plan design fits your lifestyle

💊 Drug Coverage Details: understanding Part D and the Inflation Reduction Act changes

📈 Rate Increases Explained: why premiums are rising and what to expect in 2026

Get in touch with Ryan at Cornerstone Senior Advisors:

Website: https://advisemedicare.net

Email: office@advisemedicare.net

Phone: 316-260-3331

Connect with us:

Web: https://rosewoodwealthmanagement.com/

Phone: 919-391-3446

Schedule a Meeting: http://meetwithjohn.com

Check us out on YouTube: https://bit.ly/46RaLvL

Sometimes the best lessons come from the most ordinary places, like the chicken coop. A simple thing like farm-fresh eggs can teach a powerful lesson about investing. Here’s the scoop: farm-fresh eggs can sit safely on your counter for weeks because of a natural protective coating called a “bloom.” But wash that coating off, and suddenly they spoil fast and need to be refrigerated.

Your investments are a lot like those eggs. Over-handling can shorten their shelf life and hurt long-term growth. Instead, patience and restraint usually pay off. Just like eggs last if you leave them alone, your portfolio can thrive if you trust the protective power of time, diversification, and sound strategy. Pre-retirees and retirees, take note: sometimes the smartest move is knowing when to do absolutely nothing.

Here’s what we discuss in this episode:

🚫 The financial danger of over-handling investments

📉 Why market dips rarely need a panic response

🥚 What farm-fresh eggs can teach us about financial planning

⏳ How time and patience protect growth

Connect with us:

Web: https://rosewoodwealthmanagement.com/

Phone: 919-391-3446

Schedule a Meeting: http://meetwithjohn.com

Check us out on YouTube: https://bit.ly/46RaLvL