Mortgage Rates Hit Lowest Levels Since 2022!

Houston… we’ve got a five handle!
Today on Today in Mortgages, Michael and Rich break down what it means now that rates have dipped to 5.99%, whether it will stick, how market volatility is playing into rate movement, and what buyers, refinancers, and mortgage pros should actually do right now.

Rich explains how economic jitters, tariff news, and AI-market reactions are pushing long-term mortgage rates downward — and why bad economic news often equals good mortgage rates. We also dig into:

⭐ Key Discussion Points

• What a 5.99% mortgage rate means — and whether it’s likely to stay
• Why the 10-year Treasury dropping to 4.02% matters
• Refinance activity exploding (+130% YoY!)
• Who should be refinancing right now
• What’s happening on the purchase side: inventory, seller concessions, pre-approvals
• Action items for mortgage pros to capture database opportunities
• How to prepare your pipeline for a potential growth season
• Why now is a strong recruiting environment for entrepreneurial LOs

🚀 LOAN OFFICERS – Looking to GROW your business?

See how we’re helping producers DO MORE YOU inside the best Network in mortgages:
👉 https://you.nflp.com

📊 FREE INDUSTRY INSIGHTS REPORT

Take our Loan Officer Survey and get your FREE report to benchmark yourself against peers and uncover industry trends:
👉 https://todayinmortgages.com/survey/

📄 Legal Disclosure

Today in Mortgages is produced by Network Funding, LP, an equal housing lender, NMLS# 2297. The content of this program is commentary on mortgage and real estate news and should not be taken as individual mortgage or home buying advice or pricing estimates. Any commentary is not a promise to make a loan. All applicants must qualify, and you should consult a professional regarding your individual scenario. Visit https://nflp.com/licenses for all state licensing and legal info.

See more at TodayInMortgages.com

Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.

Learn more about Network Funding on our parent site.

Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.

The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.