In this episode of More for Your Money, John Berkley and Kit Carson explore the "rest of the story" regarding Roth IRA conversions. Berkley outlines the "whys" of converting, such as legacy planning for adult children or protecting high-value estates, alongside "why-nots" like potential IRMAA increases or Social Security taxation. A major highlight is the new Wisconsin tax exemption, allowing residents 67 and older to exclude up to $24,000 of retirement income per person from state taxes. The duo emphasizes integrating these variables with investment strategies, reminding listeners that retirement planning requires thorough "homework" and professional consultation.

The Uncommon Cents Investing Committee explores the market’s transition from tech leaders to small caps and value stocks. The team critiques the "Greenspan Put" and historical market manipulations, warning that unsustainable global debt may soon trigger significant consequences. They analyze Japan’s bond market disruptions and the potential impact on the global carry trade. A deep dive into gold highlights its role in preserving purchasing power against the "weaponization of the dollar". Ultimately, the hosts stress that a disciplined strategy is vital for navigating market resets.

Special Guests: Greg Snyder and Todd Berkley.

In this episode of More for Your Money, John Berkley and Sheena Hanson discuss the "uncommon cents" approach to retirement. They contrast the complex investment "bucket theory" with their simplified single-portfolio strategy. The hosts also critique Department of Labor fiduciary regulations, noting how administrative rules can increase consumer costs. Real-world highlights include resolving poorly documented estates and navigating 64% premium hikes in long-term care insurance. By prioritizing listening over numbers, the team demonstrates how local, independent advisors help Rock County retirees manage complex financial transitions with confidence.