More Safety Tech, Higher Insurance Rates!

Technological progress sometimes brings unexpected consequences. The advanced safety features designed to protect us—such as automatic emergency braking, lane departure warnings, and blind spot detection—have created a paradoxical effect on insurance costs. While these technologies have successfully reduced accident frequency by 25%, the sophisticated sensors they rely on have made repairs prohibitively expensive, driving up claim costs by 60% and neutralizing anticipated savings. When a simple fender bender can damage calibrated safety systems that require specialized equipment, which few shops possess, insurers increasingly opt to total vehicles rather than repair them.