Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

In this episode, Andrew break down a topic that hits home for many Australians: Managing money on the average Aussie income when your pay feels tight and what you can do right now. With cost-of-living pressures rising and the average take-home pay stretched thin, this conversation offers clear, practical steps to help you regain control.

Drawing from real numbers and everyday examples, the episode walks you through how to make smarter decisions around rent, transport, groceries, subscriptions, and lifestyle habits. You’ll hear why small changes matter, how to rethink major expenses, and how to keep more of what you earn. The goal is simple: help you start Managing money on the average Aussie income with confidence and intention.

Beyond budgeting, Andrew and Mitch explain how to build an emergency fund, why discipline shapes your financial future, and how even two hundred dollars a week can start your investing journey. They also highlight the mindset shifts needed to move from feeling stuck to taking action, making this episode both practical and motivating.

If you're serious about Managing money on the average Aussie income and improving your long-term financial position, this is an episode worth tuning into.

If you enjoy the show, make sure to subscribe, leave a review, or share this episode with someone who’ll benefit from it.

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The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/

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Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

In this episode, we take a clear look at one of the biggest questions facing home buyers today. When your dream suburb is far beyond what you can borrow, Rentvesting in Australia may be the strategy that lets you live where you want while still owning a property that fits your budget. Drawing on real examples, practical scenarios, and current housing trends, the conversation breaks down how this approach works, who it suits, and the financial trade-offs to consider.

You will hear why entering the market with a property you can afford is often better than waiting for the perfect home. The discussion covers the pros and cons of renting in a higher-priced area while owning an investment property elsewhere, how affordability pressures have shaped Rentvesting in Australia, and how this strategy can support wealth building over the long term. The episode also takes you through costs, tax considerations, depreciation, structures, and the real-life challenges many investors face when balancing lifestyle and financial goals.

If you are weighing up how to get started in property, or trying to find a practical pathway into your preferred suburb, this episode offers insight you can apply straight away. It is a timely guide for anyone thinking about Rentvesting in Australia and the options available in a tough housing market.

If you enjoy the episode, make sure to subscribe, leave a review, or share it with someone who needs to hear it.

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

This episode is a straight, honest look at the investing mistakes that shaped our early years. Drawing from real experiences, we break down the investing mistakes that cost us time, money, and momentum in our 20s, and why avoiding them now can save you years of frustration. From buying assets too late to diving into the stock market with overconfidence, this conversation highlights the patterns many young investors fall into long before they realise the consequences.

You will hear how simple lapses in planning, lack of structure, ignoring risk, and relying on optimism instead of strategy can turn small errors into expensive lessons. We also talk through missed property opportunities, overleveraged trades, ignoring maintenance costs on assets, and the emotional side of making choices that seem smart at the time but turn out to be major investing mistakes in hindsight.

Most importantly, this episode explains how each setback became a turning point. The goal is not to scare you, but to help you spot these investing mistakes early so you can build a stronger base for your financial future and avoid losing precious momentum in your 20s.

If you want a grounded, practical take on what to avoid and how to learn from hard-earned lessons, this one is for you.

If you found value in this episode, make sure to subscribe, leave a review, or share it with someone who needs a push in the right direction.

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387