What does YouTube’s biggest creator have to do with building wealth through investing?

In this episode, I share 9 business and investing principles we can learn from MrBeast — and how I’m applying them to my own journey.

From burning the boats to playing the long game, this one’s packed with real talk, strategy, and reflection.

Timestamps

00:00 MrBeast Turn Down 1 Billion Takeover Bid

01:22 Principle 1 - Burn the Boat

03:34 Principle 2: Rule of 100: Power of Compounding

05:30 Principle 3: Everything Is a Viral YouTube Idea ...or Investing Idea

06:55 Principle 4: Reinvest Everything

09:25 Principle 5: Clone Yourself

10:55 Principle 6: Buy Shortcuts Through Consultants

13:00 Principle 7: Everything is Possible

14:55 Principle 8: Shut Out Criticism

16:30 Principle 9: Choose Your Environment

18:15 Bonus Principle: Play the Long Game

Everyone talks about ETFs and index funds like they’re the safe, smart choice. But in this episode, I explain why I think passive investing could be the biggest mistake you make in 2025 — and what to do instead.

I walk you through:

• Why the market is dangerously overpriced

• How passive funds make you buy overpriced and low-quality companies

• The moral problem hiding inside your index portfolio

• Why “just wait it out” doesn’t always work

• What Warren Buffett actually does with his own money

And most importantly, I share how to invest in companies that are actually worth owning — companies that align with your values and your goals.

📍Want to learn more? → Listen to Episode 3 for the full Wonderful Company Checklist → Download the free ebook to start investing with clarity and confidence here

Download your free investing e-book here:https://moneyandfreedom.com/free-yourself/

In this episode of Money and Freedom, Beile discusses the relationship between debt and investment.

She emphasizes the importance of understanding different types of debt, the risks associated with using debt to invest, and provides practical strategies for overcoming debt.

The conversation highlights the significance of financial education, budgeting, and the mindset needed to build wealth after addressing debt.

Chapters

00:00 Invest or Pay Off Debt? Quick Debt Overview & Why It Matters

01:15 Reason #1 – Invest When Returns Beat Interest Rates

02:10 Reason #2 – Build Investing Experience & Compound Knowledge

03:00 Reason #3 – Motivation: Watch Your Wealth Snowball

03:30 Avoid Leverage: Why Borrowing for Stocks Can Wipe You Out

04:00 Good Debt vs Bad Debt: Mortgage, Student Loans, Business

04:30 How to Get Out of Debt Fast

08:00 Trick #1 – Spend Less Than You Earn

08:50 Trick #2 – Pay Up-Front & Ditch Credit-Card Fees

09:20 Trick #3 – Minimalist Spending: Stop Impulse Buys

10:00 Trick #4: Think in the Future

10:20 Trick #5 Your Income

12:30 Trick #6: Invest and Use Compounding for You