Episodios

  • EP 176: “Beyond the Budget: A New Way to Wealth and Freedom.”

    EP 176: “Beyond the Budget: A New Way to Wealth and Freedom.”
    Apr 28 2025
    EP 176: “Beyond the Budget: A New Way to Wealth and Freedom.”
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    58 m
  • EP 175: The Audacious Art of Branding for Profit

    EP 175: The Audacious Art of Branding for Profit
    Apr 21 2025
    EP 175: The Audacious Art of Branding for Profit
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    50 m
  • EP 174: "3 Smart Money Moves For A Shaky Economy"

    EP 174: "3 Smart Money Moves For A Shaky Economy"
    Apr 14 2025
    EP 174: "3 Smart Money Moves For A Shaky Economy"
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    16 m
  • EP 173: "Orphan To A Millionaire - The Inspiring Road to Success"

    EP 173: "Orphan To A Millionaire - The Inspiring Road to Success"
    Apr 7 2025
    Episode 173: "Orphan To A Millionaire - The Inspiring Road to Success"
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    1 h y 15 m
  • EP 172: “Solving Money Problems Early Easily "

    EP 172: “Solving Money Problems Early Easily "
    Mar 31 2025
    In this podcast, Michelle Perkins speaks with Monique Gagné, a financial educator known as the "money mom" and author of "Who Took My Money." She is also the creator of “The Power of Financial Happiness” course, an advocate for financial literacy in children through her book “Alex's Dream with Money” and an experienced speaker and media guest with a relatable and engaging style. Monique shares insights on fostering a positive relationship with money, advocating for financial literacy from a young age, and the significance of saving before spending. She highlights the psychological aspects of money management, particularly the pitfalls of credit card use and the need for a foundational understanding of financial concepts. The episode underscores the importance of teaching children about money to prevent future financial mistakes. This conversation took place recently and is crucial as it addresses common misconceptions about money management, aiming to empower listeners to reframe their relationship with money for a more fulfilling life. 00:05 - Introduction to money mindset 07:26 - Building a positive money relationship 16:12 - Investing in yourself and family 24:47 - Understanding assets and liabilities 30:15 - Defining personal abundance 41:35 - Collaborating for financial education Monique emphasizes that developing a love for money is crucial because many people approach it with fear or avoidance. She believes that respecting and understanding money, much like any other relationship, can lead to better financial habits and a healthier mindset. Monique points out that many people view saving as a loss of freedom or enjoyment, similar to dieting. She argues that saving can actually be enjoyable and fulfilling, as it allows individuals to watch their money grow and achieve their financial goals. . The podcast highlights that mindset is a critical factor in financial management. Monique suggests that a positive mindset towards money can transform how individuals perceive saving and spending, making it easier to manage finances effectively. Monique is opening the Love Money School and inviting grandparents to participate in teaching the next generation about money. She believes that involving grandparents can help instill the right mindset and foundational knowledge about finances in young people. Key Takeaways: Money should be viewed as a tool for value and happiness, not as a source of stress.Early education in financial literacy can lead to better money management in adulthood.Saving money can be a rewarding experience that contributes to financial freedom.Understanding personal definitions of wealth and abundance is crucial for financial success.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/ For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446---------- Forwarded message ---------From: Michelle Perkins - Limit Free Life Date: Thu, Apr 10, 2025 at 12:43 PMSubject: Ep. 172 show notes for Monique GagneTo: Team Limit Free Life Show Notes for "Money & You with Michelle Perkins"Episode Name: EP. 172: “Solving Money Problems Early & Easily”In this podcast, Michelle Perkins speaks with Monique Gagné, a financial educator known as the "money mom" and author of "Who Took My Money." She is also the creator of “The Power of Financial Happiness” course, an advocate for financial literacy in children through her book “Alex's Dream with Money” and an experienced speaker and media guest with a relatable and engaging style.Monique shares insights on fostering a positive relationship with money, advocating for financial literacy from a young age, and the significance of saving before spending. She highlights the psychological aspects of money management, particularly the pitfalls of credit card use and the need for a foundational understanding of financial concepts. The episode underscores the importance of teaching children about money to prevent future financial mistakes. This conversation took place recently and is crucial as it addresses common misconceptions about money management, aiming to empower listeners to reframe their relationship with money for a more fulfilling life...
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    47 m
  • EP 171: “Take Control of Your Taxes: Carlos Samaniego’s IRS Survival Guide"

    EP 171: “Take Control of Your Taxes: Carlos Samaniego’s IRS Survival Guide"
    Mar 24 2025
    In this podcast episode of "Money & You," Carlos Samaniego, EA and founder of Tax Debt Consultants, LLC joins host Michelle Perkins for an entertaining and educational discussion centered on common misconceptions surrounding tax filings and other aspects of tax obligations that many of us do not understand. Carlos shares his journey, beginning with his own significant tax missteps that led him into tax consulting, and problem solving for others. Carlos is renowned for aiding clients directly and mentoring tax professionals nationwide, including CPAs, EAs, and attorneys. His commitment to knowledge sharing has helped numerous professionals flourish in the tax industry and has helped stressed out individuals and couples to work through anxiety-inducing tax challenges. Juan (Carlos) Samaniego, EA is a highly acclaimed and very relatable tax professional, bestselling author, and mentor. With an illustrious career, he’s empowered fellow experts nationwide, receiving the 2020 Tax Professional of the Year Award. Carlos co-authored the Amazon bestseller “Never Give Up: Stories of Grit, Determination, Tenacity and Triumph,” showcasing his influence in the industry. He’s been featured on NBC, CBS, ABC, USA Today, and radio stations, sharing valuable tax insights. An EXPY awardee, Carlos’s impact extends to Hollywood Live and an upcoming PBS documentary. His authored works, including “How to Make The IRS An Offer They Can’t Refuse,” provide practical advice for navigating tax challenges. His soon-to-be-released book,” The FTB Taxpayer Survival Guide: Navigating Tax Trouble inCalifornia with the Franchise Tax Board” imparts strategies for handling audits, appeals, and collection efforts with the FTB. Through his Tax Debt Consultant Podcast and YouTube channel, Juan imparts his wisdom to a global audience. His impact on the tax industry is profound. The Tax Debt Consultant Podcast has been chosen as one of the Top 10 Small Business Tax Podcasts by Feedspot! Learn more at:• TaxDebtConsultant.com • CarlosSamaniego.com This show highlights how many people mismanage or are unaware of their tax situations, leading to significant issues like unfiled returns and unexpected tax bills. The conversation emphasizes the need for financial education and open communication about finances within relationships. This episode is particularly relevant as it addresses the widespread issue of tax non-filing, with over 11 million individuals failing to file their income taxes annually. The insights provided aim to empower listeners to take control of their financial situations and seek help when needed, underscoring the importance of being proactive about tax responsibilities. The episode serves as a reminder that there are solutions available for those struggling with tax issues, encouraging listeners to engage with their financial health. Common misconceptions people have about filing and paying taxes, especially for self-employed individuals are discussed as are recent changes to the IRS and what that might mean to you. 00:05 - Introduction to tax issues 09:04 - Understanding tax filing rules 18:35 - Common tax problems explained 30:51 - Couples and financial awareness 37:19 - Finding solutions for tax bills 43:41 - Conclusion and resources offered Key Takeaways - Awareness is Key: Understanding your tax obligations is crucial to avoid future problems. If individuals do not file their tax returns for several years, they may lose the opportunity to claim refunds for those years, as the IRS typically allows only three years to file for refunds. - Communication Matters: Couples should regularly discuss their financial situations to prevent surprises. - Help is Available: There are IRS solutions for those struggling with tax issues, and seeking professional guidance can alleviate stress. Overview of IRS programs available for those with tax debts. - Stay Informed: Regularly educate yourself about tax laws and filing requirements to stay compliant. - Steps to take if you haven’t filed taxes in years. Steps to take now in the midst of IRS restructuring. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand ...
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    46 m
  • EP 170: “Unmasking Truth with Alina Z"

    EP 170: “Unmasking Truth with Alina Z"
    Mar 17 2025
    In this podcast episode of "Money & You," host Michelle Perkins and engaging guest, Alina Z., chat about the interconnectedness of money, food and personal fulfillment. The discussion highlights how mindset and emotional well-being influence financial habits, particularly for women. Alina shares her personal journey, including her experiences with money and a significant life event—a flood in her apartment—that led to unexpected financial gain and personal growth. The episode emphasizes the importance of self-love and positive thinking in overcoming challenges related to both money and food, suggesting that emotional voids cannot be filled by material possessions or food cravings. Alina Z. advocates for a holistic approach to financial well-being, encouraging listeners to explore their purpose and passions as a pathway to happiness and financial success. The insights shared are crucial for fostering a healthier relationship with money, particularly for women, and underscore the significance of mindset in achieving personal and financial goals. Because women relate to issues with food and diet, the crossover with money issues is easy to understand and the parallels apparent. The fix is often very similar and revolves around awareness and mindset. .00:05 - Introduction to money mindset 05:33 - Finding happiness beyond money 10:50 - Emotional connections to food 22:45 - Self-love and money awareness 33:18 - Discovering your life purpose 50:11 - Aligning purpose with financial success Alina Z. also shares her fascinating journey through experiencing extreme wealth and low income living and how she managed her mindset in both situations.She introduces her 12-step process where individuals can try on different archetypes to discover their purpose. This experiential approach, offered by Alina, encourages listeners to focus on feelings rather than just thoughts, helping them identify what resonates with them personally.Self-Love and Body Image: - The importance of self-acceptance and positive self-talk in fostering a healthy relationship with oneself. - Alina discusses the societal pressures women face regarding body image and how it relates to their financial mindset.Key Takeaways- Happiness is Key: True fulfillment comes from within, and happiness can lead to financial success.- Mindset Matters: A positive mindset can transform challenges into opportunities.- Emotional Awareness: Recognizing emotional triggers related to food and money can help individuals make healthier choices in either area.- Self-Love is Essential: Cultivating self-love and acceptance is crucial for personal and financial growth.- Purpose-Driven Life: Understanding and pursuing one’s purpose can lead to a more fulfilling and prosperous life.You can find Alina Z. on Instagram @lifechefalinaFor much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins on March 26t! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
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    57 m
  • EP 169: "Unlocking Wealth: The Power of Raising Private Money"

    EP 169: "Unlocking Wealth: The Power of Raising Private Money"
    Mar 10 2025
    Summary In a recent podcast episode, hosts Jay and Michelle discussed the concept of private money in real estate investing. Jay, who developed a successful system for attracting private lenders, shared his journey of learning about private money after a conversation with Jeff Blankenship in 2009. He explained how individuals can invest their capital in real estate deals, earning high returns without relying on traditional banks. The discussion emphasized the importance of mindset in attracting private money, as Jay highlighted that none of his 47 private lenders had previously heard of this funding method until he educated them.The conversation took place in the context of real estate investment strategies, focusing on how to secure funding quickly and effectively. This topic is crucial for aspiring real estate investors, as it provides an alternative to conventional financing methods, enabling them to scale their businesses and close deals efficiently. The episode underscores the potential of private lending as a viable funding source, encouraging listeners to explore this often-overlooked avenue in real estate investment.Chapters00:03 - Introduction to private money 12:54 - Understanding private lending basics 19:41 - Attracting private investors 29:44 - Identifying potential private lenders 36:47 - Funding your real estate deals 44:18 - Conclusion and next steps Learnings What is the primary concept of private money as discussed in the podcast?Private money refers to funds loaned by individuals, rather than traditional financial institutions, allowing them to earn high rates of return on their investment capital in real estate deals.How did Jay initially learn about private money and its potential for real estate funding?Jay learned about private money from a friend, Jeff Blankenship, who explained the concept to him, prompting Jay to study and develop a system for attracting private lenders.What mindset shift did Jay emphasize as crucial for attracting private money?Jay emphasized the importance of having the right mindset, focusing on attracting private money rather than chasing it, which involves no begging or persuading.What common misconception about private lenders does Jay address in the podcast?Jay addresses the misconception that private lenders are only wealthy individuals; he clarifies that his private lenders are ordinary people who were previously unaware of private money and its benefits.What strategy does Jay use to communicate with potential private lenders?Jay uses one-on-one visits to educate potential private lenders about private money, ensuring they understand how they can earn high returns safely and securely before presenting them with funding opportunities.Show Notes# Show Notes for "Money & You with Michelle Perkins"## Episode 169: "Unlocking Wealth: The Power of Raising Private Money"### Podcast IntroductionWelcome to "Money & You with Michelle Perkins," where we explore innovative strategies for financial growth and wealth creation. In this episode, host Michelle Perkins is joined by real estate expert Jay, who shares his insights on the world of private money and how it can be a game-changer for real estate investors. ### Episode OverviewIn this enlightening episode, Jay discusses the concept of private money, how to attract private lenders, and the strategies he has developed to successfully fund real estate deals without traditional banking methods. ### Key Topics Discussed- **Understanding Private Money:** - Definition of private money and private lenders. - How individuals can invest their capital in real estate deals for high returns.- **Jay's Journey:** - Transition from traditional banking to private money lending. - Development of a repeatable system for attracting private money.- **Mindset Shift:** - Importance of having the right mindset to attract private money. - Strategies to avoid chasing or begging for funds.- **Building a Network:** - How to leverage personal connections to find private lenders. - The significance of educating potential lenders about private money.- **Funding Real Estate Deals:** - The process of getting deals funded quickly (in less than seven days). - Structuring deals to avoid monthly interest payments.- **The Role of Education:** - Importance of educating both yourself and potential lenders about private money. - Jay's book, "Where to Get the Money Now," as a resource for learning.- **Practical Script for Funding:** - A step-by-step script for approaching potential private lenders. - How to present deals to lenders without directly asking for money.### Key Takeaways- Private money can be a powerful tool for real estate investors looking to scale their business.- A positive mindset and education are crucial for attracting private lenders.- Building relationships and networks can lead to successful funding opportunities.- Understanding the mechanics of private lending can empower investors to take control of...
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    46 m
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