Episodios

  • How to be a super saver
    Apr 29 2025

    How can you save and invest to live the life you want now and in the future? On this episode of Money Unscripted, host Ally Donnelly and Fidelity’s Gina Gillespie look at ways to leverage your investments while maximizing your saving. From setting clear goals and spending intentionally to leaning into tax-advantaged accounts and automating your savings, they cover key steps to help you become a super saver.

    4 keys to an effective, dynamic savings strategy: https://www.fidelity.com/learning-center/wealth-management-insights/four-keys-dynamic-spending-strategy

    Is financial independence possible? https://www.fidelity.com/learning-center/personal-finance/financial-independence-retire-early-FIRE

    View all episodes here: https://www.fidelity.com/learning-center/money-unscripted.

    New episodes drop bi-weekly on Tuesdays.

    Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

    Be sure to follow, like, and share Money Unscripted!

    © 2025 FMR LLC. All rights reserved.

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    19 m
  • Building wealth: Creating your own blueprint
    Apr 15 2025

    You earn money. But how can you build wealth? On this episode of Money Unscripted, host Ally Donnelly and Fidelity Financial Consultant Dani Braun, talk through ways to create your own financial blueprint. From defining your goals and establishing emergency savings to building a portfolio and leveraging tax-smart investing strategies, see how you can draft a solid plan.

    4 keys to an effective, dynamic savings strategy: https://www.fidelity.com/learning-center/wealth-management-insights/four-keys-dynamic-spending-strategy

    5 small steps that can make a big impact: https://www.fidelity.com/learning-center/personal-finance/money-management

    View all episodes here: https://www.fidelity.com/learning-center/money-unscripted.

    New episodes drop bi-weekly on Tuesdays.

    Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

    Be sure to follow, like, and share Money Unscripted!

    © 2025 FMR LLC. All rights reserved.

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    16 m
  • 529 Plans: The tax-smart way to help save for college
    Mar 25 2025

    College: It’s the number one savings priority for parents, according to the Fidelity 2024 College Savings Indicator Study. Yet, families are only on track to cover 30% of the expected costs.

    It’s why, on this episode of the Money Unscripted podcast, we’re taking a deep dive into 529 plans. How do these flexible, tax-advantaged accounts work? Who can contribute? What kind of expenses do they cover? And what happens if your child doesn’t go to college? Join host Ally Donnelly and Fidelity’s Cory Latham as they hit the books to help you try and ace your college savings plan. Watch now.

    College savings calculator: https://www.fidelity.com/misc/college-savings/college_savings.html

    Check out Fidelity’s hub for all things college planning: https://www.fidelity.com/learning-center/life-events/prepare-for-college

    View all episodes here: https://www.fidelity.com/learning-center/money-unscripted.

    New episodes drop bi-weekly on Tuesdays.

    Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

    Be sure to follow, like, and share Money Unscripted!

    © 2025 FMR LLC. All rights reserved.

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    24 m
  • Are you on track to retire?
    Mar 11 2025

    Retirement looks different for everyone. Maybe you want to grab your passport and see everything. Maybe you want to grab a beach chair and do nothing. Whatever your goals, there are key questions to ask yourself before you take the leap. Who are you planning for? What do you want your retirement to look like? And are you on track to meet your goals? On this episode of Money Unscripted, host Ally Donnelly and Fidelity’s Andy Alvarez get to the heart of planning your retirement income, setting a realistic budget, and strategies to help you make your savings last. Watch now.

    Retirement strategies for every age: https://www.fidelity.com/learning-center/personal-finance/retirement-strategies

    Preparing for and living in retirement: https://www.fidelity.com/learning-center/personal-finance/retirement/planning-your-retirement

    View all episodes here: https://www.fidelity.com/learning-center/money-unscripted?ccsource=p_PodDir_031125.

    New episodes drop bi-weekly on Tuesdays.

    Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

    Be sure to follow, like, and share Money Unscripted!

    © 2025 FMR LLC. All rights reserved.

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    17 m
  • 401(k) contribution limits in 2025
    Feb 25 2025

    This year, you can save more in your 401(k) than ever before. Contribution limits are up–and there’s a new super catch-up contribution for older workers. Watch this episode of the Money Unscripted podcast as host Ally Donnelly and Fidelity’s Kirsten Hunter Peterson share a rundown of the numbers, the facts about employer matches, and strategies to try and super charge your savings. Watch now.

    How much should I contribute to my 401(k)? https://www.fidelity.com/learning-center/smart-money/how-much-should-i-contribute-to-my-401k

    Investing beyond your 401(k): https://www.fidelity.com/learning-center/trading-investing/taxable-brokerage-account

    View all episodes here: https://www.fidelity.com/learning-center/money-unscripted

    New episodes drop bi-weekly on Tuesdays.

    Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

    Be sure to follow, like, and share Money Unscripted!

    © 2025 FMR LLC. All rights reserved.

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    8 m
  • Roth and Traditional IRAs: What’s new in 2025
    Feb 11 2025

    Did you make too much money to contribute to a Roth IRA last year? Good news: There are new income limits in 2025 that could allow you to contribute more. So, what are the new limits? How much can you contribute? What are the potential tax benefits of a Roth? And how do your savings stack up against other people your age? For strategies to help you boost your retirement savings, watch this episode of Money Unscripted with host Ally Donnelly and Fidelity’s Rita Assaf.

    How much should I contribute to my 401(k)? https://www.fidelity.com/learning-center/smart-money/how-much-should-i-contribute-to-my-401k

    Investing beyond your 401(k): https://www.fidelity.com/learning-center/trading-investing/taxable-brokerage-account

    View all episodes here: https://www.fidelity.com/learning-center/money-unscripted

    New episodes drop bi-weekly on Tuesdays.

    Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

    Be sure to follow, like, and share Money Unscripted!

    © 2025 FMR LLC. All rights reserved.

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    8 m
  • Year-end money moves: Deadlines and limits
    Nov 12 2024

    To help you start the new year strong, check out our year-end financial checklist. Join Money Unscripted host Ally Donnelly and Fidelity’s Leanna Devinney to see how to make the most of your 401(k), how to stay on top of HSA contribution limits and deadlines, and how to master strategies like tax-loss harvesting.

    6 year-end deadlines to know: https://www.fidelity.com/learning-center/personal-finance/year-end-money-deadlines

    5 tax moves to consider before year-end: https://www.fidelity.com/learning-center/personal-finance/yearend-tax-planning-2023

    What is an HSA and how does it work? https://www.fidelity.com/learning-center/money-unscripted/hsa

    Roth IRAs -- What to know: https://www.fidelity.com/learning-center/money-unscripted/roth-IRA

    View all episodes here: https://www.fidelity.com/learning-center/money-unscripted

    Have a comment or episode idea? Email us at moneyunscripted@fidelity.com.

    New episodes drop bi-weekly on Tuesdays.

    Be sure to follow, like, and share Money Unscripted!

    © 2024 FMR LLC. All rights reserved.

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    15 m
  • The pros and cons of 401(k) loans
    Oct 22 2024

    Maybe your car breaks down or an unexpected medical bill pops up. You need money and don’t have enough in the bank. What if you borrowed the cash from your 401(k)? On this episode of Fidelity’s Money Unscripted, join host Ally Donnelly for a deep dive on 401(k) loans. We look at how they work, how much you can borrow and what to consider before tapping your retirement savings.

    Thinking about a 401(k) loan? https://www.fidelity.com/viewpoints/financial-basics/taking-money-from-401k?ccsource=401kLoan_pod

    How to save for emergencies: https://www.fidelity.com/viewpoints/personal-finance/save-for-an-emergency?ccsource=401kLoan_pod

    View all episodes here: https://www.fidelity.com/learning-center/money-unscripted.

    New episodes drop bi-weekly on Tuesdays.

    Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

    Be sure to follow, like, and share Money Unscripted!

    © 2024 FMR LLC. All rights reserved.

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    16 m
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