2026 is a big year for IRAs. New rules for traditional and Roth IRAs could mean more tax-free savings in your retirement accounts. Contribution limits are up, income limits are higher, and for the first time ever, catch-up contributions are increasing for people 50 and over. On this episode of Money Unscripted, host Ally Donnelly and Fidelity’s Vice President of Retirement Offerings Rita Assaf break down what’s changing, why it matters, and how to make the most of these new opportunities.

Roth IRA vs. traditional IRA: https://www.fidelity.com/learning-center/personalfinance/retirement/traditional-vs-roth

Can you have a Roth IRA and a 401(k)?: https://www.fidelity.com/learning-center/smart-money/can-you-have-a-roth-iraand-a-401k

View all episodes here: https://www.fidelity.com/learning-center/moneyunscripted.

New episodes drop bi-weekly on Tuesdays.

Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

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© 2026 FMR LLC. All rights reserved.

Market volatility can be stressful—especially when you’re close to or already in retirement. So, what do you need to know? On this episode of Money Unscripted, host Ally Donnelly and Fidelity Branch Leader Andy Alvarez look at ways you can try to protect yourself from the unknown. See how to map out your retirement income, ways to build up your emergency savings, and why revisiting your plan is so important. We also talk through how annuities could fit into your long-term plan and ways to try and protect your nest egg from inflation. Watch now.

Market Volatility: https://www.fidelity.com/viewpoints/market-and-economic-insights/market-volatility-overview

Retirement calculators & tools: https://www.fidelity.com/calculators-tools/retirement-calculator/overview

View all episodes here: https://www.fidelity.com/learning-center/money-unscripted.

New episodes drop bi-weekly on Tuesdays.

Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

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© 2026 FMR LLC. All rights reserved.

Roth conversions. Backdoor Roths. Mega backdoor Roths. You hear about these strategies all the time, but how do they work? And what’s the difference between them? On this episode of Money Unscripted, host Ally Donnelly and Fidelity Market Leader Leanna Devinney look at how taxes, timing, and your retirement plans can help you decide if one of these money moves is right for you. Watch now.

Roth IRA Conversion Calculator: https://www.fidelity.com/calculators-tools/roth-conversion-calculator/

Consider an IRA: https://www.fidelity.com/retirement-ira/overview

View all episodes here: https://www.fidelity.com/learning-center/money-unscripted.

New episodes drop bi-weekly on Tuesdays.

Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

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© 2026 FMR LLC. All rights reserved.

What do you need to know about tax planning in 2026? On this episode of Money Unscripted, learn about the new SALT cap increase, why you might want to consider itemizing over taking the standard deduction, a boosted child tax credit, and other opportunities to save on your taxes. Join host Ally Donnelly and Ajay Sarkaria, Fidelity Regional Vice President of Private Wealth Management, as they walk through the tax strategies that could help you keep more of what you earn. Watch now.

2026 Financial Preview: https://www.fidelity.com/learning-center/trading-investing/investing-outlook?ccsource=Podcast_MU

Managing Taxes: https://www.fidelity.com/learning-center/personal-finance/managing-taxes/managing-taxes

View all episodes here: https://www.fidelity.com/learning-center/money-unscripted.

New episodes drop bi-weekly on Tuesdays.

Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

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© 2025 FMR LLC. All rights reserved.

How and where do you want to live in retirement? What if you have a major health incident? And who will help you if you can’t manage your own finances as you age? These are hard questions, but the answers can impact generations of your family. That’s why Dr. Tim Habbershon, head of Fidelity’s Center for Family Engagement, says we need to stop avoiding the conversations and start talking about generational wealth and planning together. Tim joins Ally to share ways we can build the skills to have better conversations about everything from long-term care to passing down wealth to our heirs. Watch Money Unscripted now.

Fidelity Center for Family Engagement: https://fcfe.fidelity.com/family/home

Leading indicators of enduring family harmony: https://www.fidelity.com/viewpoints/personal-finance/five-indicators-of-family-harmony

View all episodes here: https://www.fidelity.com/learning-center/money-unscripted.

New episodes drop bi-weekly on Tuesdays.

Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

Be sure to follow, like, and share Money Unscripted!

© 2025 FMR LLC. All rights reserved.

Someone turning 65 today has an almost 70% chance of needing some type of long-term care services, according to government data. Whether it's because of an injury, an illness, or simply growing older, that care is expensive. Long-term care insurance is a smart strategy to help protect your finances and your family. So, what is long-term care insurance? How much does it cost? And what does it cover? Get the answers you need on this episode of Fidelity’s personal finance podcast Money Unscripted with host Ally Donnelly and Fidelity’s Stefne Lynch.

Learn more about the Alzheimer's Association at https://www.alz.org/ or call their 24/7 helpline at (800) 272-3900.

Hybrid life insurance with long-term care: https://www.fidelity.com/life-insurance/long-term-care/overview

How long-term care planning can help your loved ones: https://www.fidelity.com/viewpoints/personal-finance/long-term-care-planning

View all episodes here: https://www.fidelity.com/learning-center/money-unscripted.

New episodes drop bi-weekly on Tuesdays.

Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

Be sure to follow, like, and share Money Unscripted!

© 2025 FMR LLC. All rights reserved.

The markets go up and down. That’s out of your control. But what can you control in times of uncertainty? On this episode of Money Unscripted, host Ally Donnelly and Certified Financial Planner Ryan Viktorin help you take a big-picture look at your finances during market volatility. Are you still on track to meet your goals like saving for retirement? Does your financial plan still make sense? Should you stay the course with your investments or make adjustments? Watch now.

Market volatility overview: https://www.fidelity.com/viewpoints/market-and-economic-insights/market-volatility-overview

6 tips to navigate volatile markets: https://www.fidelity.com/viewpoints/investing-ideas/six-tips

View all episodes here: https://www.fidelity.com/learning-center/money-unscripted.

New episodes drop bi-weekly on Tuesdays.

Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

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© 2025 FMR LLC. All rights reserved.

Maybe you want to buy a home. Or take a dream vacation. But what is your cash doing to help you reach those goals? On this episode of Money Unscripted, host Ally Donnelly and Fidelity’s Leanna Devinney look at four short-term options: high-yield savings accounts, money market funds, CDs, and treasury bills. Learn how to define your goals, weigh risk and reward, and use these tools to help you get the most out of your money. Watch now.

Investing for short-term goals: https://www.fidelity.com/learning-center/trading-investing/investing-for-short-term-goals

CD vs. high-yield savings account: https://www.fidelity.com/learning-center/smart-money/cd-vs-high-yield-savings

View all episodes here: https://www.fidelity.com/learning-center/money-unscripted.

New episodes drop bi-weekly on Tuesdays.

Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.

Be sure to follow, like, and share Money Unscripted!

© 2025 FMR LLC. All rights reserved.