How can you feel better prepared for the financial curveballs life can throw your way?

In this episode, I’m joined once again by certified financial planner Dave Frank to talk about one of the most fundamental, and often overlooked, aspects of financial wellness: buffers. We dive into the emotional and practical sides of creating buffers in your business and personal life, and why this matters more than ever in a world that’s increasingly uncertain. From navigating economic instability to finding the right balance between saving and living, this conversation is full of practical tips to help you feel more prepared.

Dave and I also unpack the emotional challenges many therapists face when trying to use the resources they’ve set aside, and we share how rethinking your language can shift your relationship with saving. Whether you're just starting to think about buffers or you're reassessing your current systems, this episode offers tools and insights to help you build a more resilient financial foundation.

For a full transcript of the episode and much more, check out the blog post on our website!

To watch a video version of this, check it out on YouTube: https://youtu.be/qlDYxUcZ5u0

For more from David and Linzy, check out:

140: Balancing Debt Repayment and Real Life with David Frank

104: How Deep Work Can Enhance Your Business with David Frank

83: Embracing Emotions for Financial Wellness with David Frank

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

https://moneynutsandbolts.com/masterclass-signup-p/

David Frank has a lot of free resources & webinars on his website, like his training “Retirement Plans Fundamentals for Private Practice Owners”, or his “Finance Quick Start Guide for Therapists”. Check those out here.

You can also find David on LinkedIn: https://www.linkedin.com/in/davidwfrank/

Mentioned in this episode:

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click on the link to find a masterclass time that works for you!

What does freedom really look like when you’re self-employed?

In this episode, I’m joined by our incredible course coach Diane Webber, who is a financial therapist, private practice owner, and part of the Money Skills team.

Together, we explore the highs and lows of self-employment and reflect on what it takes to build a business that actually supports your life. From midweek trips to Sam’s Club to caregiving for both parents and children, Diane shares what freedom means to her, and how creating spaciousness in your business can make room for what matters most. We also dig into the emotional complexity of building something sustainable: unlearning hustle culture, trusting that rest is productive, and embracing the discomfort of doing things differently.

Our conversation is a powerful reminder that private practice doesn’t have to follow a traditional mold. And the more you lean into what works for you, the more aligned and resilient your business can become.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/rethinking-productivity-and-success-in-private-practice-with-diane-webber/

To watch a video version of this, check it out on YouTube: https://youtu.be/Xn8-oF8Cv9Q

Connect with Diane Webber

To listen to our previous conversation, check out episode 97, ​​Compassionate Approaches to Finances with Diane Webber.

You can learn more about Diane’s work on her website. You can also find her in the Money Skills courses. She will be delighted to coach you there.

Mentioned in this episode:

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click on the link to find a masterclass time that works for you!

Register for Linzy's Free Masterclass

Check Out Relay for Business Banking

Stay calm and in control of your private practice finances when you sign up with Relay, my go-to online banking and money management platform. Plus, if you use my link, you’ll get a $50 sign up bonus once you fund your account.

*Sign Up for Relay

In this episode…

What does it really mean to be free in your business, and in your life?

In this episode, I talk with Jelisha Gatling, therapist and business coach, about the bold and brave steps she took to create the life she truly wanted. From leaving a group practice and starting over in private practice to moving abroad and unlearning the hustle culture she grew up in, Jelisha shares how she has found clarity in what freedom actually meant for her, and how she built a business to support it.

Jelisha and I talk about how therapists can shift from seeking stability to designing a life of simplicity, alignment, and joy. Jelisha’s story is a reminder that living the life you want often means letting go of perfectionism, questioning your assumptions, and allowing yourself to do it scared.

If you’ve ever felt stuck in cycles of overworking or “waiting until you're ready,” this conversation will inspire you to take action—before you feel 100% prepared.

For a full transcript of the episode and much more, check out the blog post on our website!

To watch a video version of this, check it out on YouTube: https://youtu.be/L6zZ0zrkf6c

Mentioned in this episode:

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click on the link to find a masterclass time that works for you!

Register for Linzy's Free Masterclass

Check Out Relay for Business Banking

Stay calm and in control of your private practice finances when you sign up with Relay, my go-to online banking and money management platform. Plus, if you use my link, you’ll get a $50 sign up bonus once you fund your account.

*Sign Up for Relay