Start making passive income here: https://bit.ly/4jY8ggw

Is now the right time to invest in multifamily real estate or is there a better strategy on the horizon?

That’s the million-dollar question I’m unpacking with my longtime friend and multifamily investing expert, Lane Kawaoka. If you’ve been wondering whether apartments are still the king of passive income or if there's a new opportunity that could perform even better, this episode will give you the clarity you've been looking for.

Lane and I go way back. He’s not only been a repeated guest on this show, but he’s also built an impressive career over the last 15+ years investing in multifamily real estate, syndications, and now, private equity. His latest pivot is something every serious investor should pay attention to.

In this episode, we explore what’s working, what’s not, and how the investment landscape is evolving especially in light of high interest rates, tightening lending conditions, and market uncertainty.

You’ll hear Lane talk about his own journey from being a 401(k) guy to controlling multimillion-dollar assets. He opens up about lessons learned from real estate cycles, how he’s now navigating the headwinds in commercial multifamily, and why private equity might be the next big wealth trend. We also dig into the economics behind syndications, the realities of DSCR (debt service coverage ratio), and why LTV (loan-to-value) is often more important than the interest rate itself.

If you’re an accredited investor looking to level up, Lane introduces his concept of the Wealth Elevator, showing how your investing approach should evolve as your net worth increases. And if you’re on the first floor, wondering how to even get started, we don’t leave you behind—we break down real steps for you, too.

Plus, we dive into why business ownership and private equity are gaining popularity as scalable investment vehicles. Whether it's plumbing companies, HVAC, or even financial services, Lane explains how his group is adding value in blue-collar spaces that many overlook.

This episode isn’t just about theory it’s about the practical moves you can make to start or scale your passive income journey. Whether you're working your way up or looking to preserve a significant portfolio, this episode will challenge your thinking, open your eyes to hidden opportunities, and help you decide if multifamily real estate still deserves a spot in your financial strategy.

Let's chat about infinite banking: https://bit.ly/4lDK4Bw

Is Velocity Banking the same as Infinite Banking? Not even close.

In this episode, I, Chris Miles—cashflow expert and anti-financial advisor—break down the key differences between two often-confused wealth strategies: Velocity Banking (using home equity lines of credit) and Infinite Banking (using whole life insurance policies for tax-advantaged growth and liquidity).

While both strategies involve the concept of "banking on yourself" and accelerating financial growth, they are NOT created equal—and knowing the difference could protect you from major financial setbacks.

You'll learn:

• What Infinite Banking really is (and what it’s not)

• How Velocity Banking works using your home equity

• Why Infinite Banking gives you better long-term control, protection, and growth

• The hidden dangers of using HELOCs as your primary strategy

• The real-life example of a client who lost access to her HELOC overnight

• How people using Velocity Banking are now involved in lawsuits

• Why I used a hybrid approach—and how you can too

We’re seeing a massive uptick in people using Infinite Banking right now—and for good reason. With whole life insurance, you gain:

• Predictable growth (up to 6%+ today)

• Tax-free access to your money

• Protection from banks, creditors, lawsuits, and the IRS

• And the ability to double dip by investing your money while still earning interest

If you’ve been considering using either of these strategies—or if you’re wondering how to maximize your cash today—you need to listen all the way through.