What if the only thing standing between you and a massive income jump was your mindset? In this episode, I walk you through the real-life transformation of one of my students, who went from juggling multiple part-time jobs and drowning in debt to landing a $500,000 per year position. Her story is more than just about money—it’s about reclaiming confidence, cutting loose the things that held her back, and stepping boldly into a new season of life.

We explore the three core shifts that led to her breakthrough: investing in herself, releasing dead weight (financial and emotional), and embracing a mindset of abundance. I also open up about my own recent family and business struggles to remind you that growth often comes disguised as adversity. If you’ve been stuck in fear or waiting for the right time to make a move—this episode is your wake-up call.

Timeline Summary

[0:00] - Introduction

[1:11] - Why most people struggle with a scarcity mindset—even while making six figures

[2:54] - Miranda’s “sweaty palms” moment: confronting financial fear head-on

[5:01] - The marathon effect: building momentum through small wins

[10:07] - Taking the shot: lessons from a $26K failed investment (and why it still paid off)

[14:24] - How Miranda cut her expenses in half by walking away from a toxic relationship

[16:03] - Paying off $10K in 30 days and stepping into clarity and confidence

[27:22] - Accepting a $500K job offer and stepping into a life of purpose

[34:08] - Why serving others from a place of abundance brings unexpected rewards

[36:45] - The 3 keys to transformation: invest in yourself, release the weight, and think abundantly

Quotables from the Episode

Links & Resources

• https://bookwithbudgetdog.com/ped

• BudgetDog Academy: https://www.budgetdog.com

• Join our weekly free events and live Q&As on Instagram: @budgetdog_

Final Thoughts

Miranda’s story isn’t just inspiring—it’s proof that transformation is possible when you choose courage over comfort. If this episode spoke to you, don’t just sit on the motivation—take action. Start where you are, trust the process, and surround yourself with the right support.

If you found value in today’s conversation, I’d love for you to rate, follow, review, and share the podcast with someone who needs it. Until next time—stay focused, stay bold, and keep building your financial future.

We all love a good comeback story—but what happens when the setbacks keep coming? In this episode, I’m getting raw and real about the most challenging season of our lives, and how we pushed through against all odds. From leaving a stable W-2 job and facing an unexpected diagnosis with our daughter, to losing our home and rebuilding from scratch—not once, but twice—this episode is a front-row seat to what resilience really looks like.

If you’ve ever felt like life keeps hitting harder just when you think you’re catching your breath, this one’s for you. I’m sharing not just the pain and chaos we faced, but also the mindset that helped us keep going when it would’ve been easier to give up. No fluff, no sugarcoating—just the truth, the tears, and the triumph.

Key Talking Points of the Episode

00:00 Why this isn’t a victim story—it’s a resilience story

01:25 Quitting my 9-5, paying off our house, and welcoming our first daughter

04:11 The moment everything changed: Logan’s first seizure

07:43 A devastating diagnosis—and how we responded

10:26 Building a business while holding my daughter through nap time

12:13 The decision to move across the country for better care

15:13 My wife quits her job—without a backup plan

20:08 Losing our home to toxic mold (and everything in it)

27:15 How we found a new home after two near misses

30:58 The mindset that kept us from breaking

35:20 Why the toughest moments have made us stronger

Quotables

“Just because you get hit one time—or eight times—doesn’t mean you don’t get back up.”

“It’s bad to bet against us… because of the mindset we’ve adopted.”

“Money can bridge gaps, but it can’t fix everything. You still have to face the real stuff as a human.”

Links & Resources

Budgetdog
https://budgetdog.com

If this episode moved you, inspired you, or gave you a fresh perspective, share it with a friend who needs to hear it. And if you haven’t yet, take a moment to rate, follow, and leave a review for the podcast—it helps more people find these powerful stories. Thanks for being here, and I’ll catch you next week.

In this week’s episode of Money on My Mind, I dive into a real-life experience that had me reflecting deeply on the power of accountability—and why it’s absolutely critical if you want to win in life. I share the messy (and at times frustrating) story of how a simple car accident turned into a lesson on ownership, responsibility, and the hard truths many people avoid. This episode is a wake-up call for anyone who’s tired of playing the blame game and is ready to step into true leadership in their finances—and their life.

Tune in to hear my take on how personal responsibility shapes not just your bank account but your entire future. Whether you’ve been burned by someone else’s mistakes or struggled to own up to your own, I lay out exactly why accountability is the secret ingredient to lasting success—and how you can start applying it today.

Timeline Summary:

[0:00] - Introduction

[1:01] - Walking past my old house and discovering unexpected damage.

[2:06] - Tracking down the neighbor responsible—and the initial honest mistake.

[3:19] - When accountability gets shaky: dodging responsibility and broken promises.

[4:15] - My own story of being held accountable at 16—and why it stuck with me.

[7:21] - Conversations with the parents: denial, deflection, and hard truths.

[10:24] - The lesson: why taking ownership is non-negotiable for true success.

[15:10] - The victim vs. leader mindset—are you giving away your power?

[18:22] - A call to action: why accountability is the foundation for winning in life.

Quotables:

• “If you want to win in life, you have to take responsibility and ownership of your mistakes.”

• “You can’t give your power away by blaming others—step up and take control.”

• “Being accountable isn’t about being perfect; it’s about being honest and taking action.”

• “Leadership starts when you stop pointing fingers and start owning your results.”

• “Excuses don’t pay the bills—accountability does.”

Links & Resources:

• Budgetdog

https://budgetdog.com

Thanks for tuning in! If today’s episode gave you something to think about, please take a moment to rate, follow, and review the podcast. Sharing it with someone who needs a dose of accountability helps more than you know. See you next week!