Navigating the complex world of real estate requires expertise and guidance to avoid costly mistakes and maximize your investment potential.

• Understanding the difference between realtors and real estate agents – realtors subscribe to a higher standard with the National Association of Realtors
• The value a realtor brings goes far beyond showing houses – includes negotiation, market analysis, and spotting potential problems
• Using the LOVE framework for home purchases: Location, Offer, Value, and Exit strategy
• What sellers need to know about market timing, property presentation, and proper pricing strategy
• How to select the right realtor through personal referrals rather than relying solely on online reviews
• The importance of starting with pre-approval and knowing your numbers before house hunting
• Common myths about real estate that can lead to financial mistakes
• Why "buying smart" means considering future equity and having a clear exit strategy
• How realtors help both buyers and sellers navigate the emotional aspects of real estate transactions

For real estate consultation, contact Denetria at Denetria@DBclosers.com or 225-223-0499.

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Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.

The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Chef Ann Milneck from Red Stick Spice reveals how to transform inexpensive cuts of meat into flavorful grilled masterpieces through proper techniques and seasoning approaches.

• Chuck steak can rival expensive cuts when using the "reverse searing" method - cooking low and slow before finishing on a blazing hot grill
• Early salting (dry brining) is crucial for all proteins - use 1 teaspoon per pound at least a few hours before cooking
• Always let meat come to room temperature before grilling - cold protein on a hot grill leads to uneven cooking
• Sirloin offers excellent value when properly prepared - try slicing it for Latin-seasoned tacos or grilling it whole
• Handle burger meat gently and create three indentations in the center to prevent shrinking
• Smoked paprika and smoked olive oil add authentic smoky flavor without needing wood chips
• Ground chicken is an overlooked, affordable protein that works well for sliders and tacos
• A quality digital instant-read thermometer is worth the investment to prevent overcooking
• Buy spices in bulk quantities to save money - only purchase what you'll use in six months

Visit Red Stick Spice for cooking classes where you'll learn techniques you can actually replicate at home, with recipes designed for everyday cooking.

Have an idea for a show or a question for Kim? Send us a text message

Support the show

Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.

The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Joseph Long from Relief Heating and Air joins us to discuss how to maintain your AC system during scorching Louisiana summers while keeping energy bills manageable. We explore maintenance essentials, temperature management strategies, and how to determine when it's time to repair versus replace your aging AC unit.

• Annual AC maintenance checks are crucial for maximum efficiency and preventing costly breakdowns
• Air filters should be changed monthly or bi-monthly, with standard pleated filters sufficient for most homes
• Setting thermostats between 75-78 degrees significantly reduces energy consumption
• Smart thermostats offer convenient temperature control and scheduling options
• Warning signs your AC needs attention: unusual noises, constant running, or requiring frequent repairs
• AC systems typically last 10-15 years before replacement becomes more economical than repairs
• Refrigerant should never need recharging unless there's a leak that needs repair
• Keep blinds closed during hot days and minimize opening doors to maintain cool temperatures

For AC service or maintenance in the Louisiana area, contact Relief Heating and Air at 225-244-0520. They offer $95 maintenance services to keep your system running efficiently.

Have an idea for a show or a question for Kim? Send us a text message

Support the show

Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.

The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.