Episodios

  • #300 - Give me 49 Seconds .. Master Investing
    Jan 8 2026

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com

    🔗 TAKE ACTION:

    Get Money Buys Happiness book: http://moneybuyshappinessbook.com

    The entire game of investing…explained in 60 seconds.

    Lloyd reveals the 3 rules that separate wealth builders from everyone else. Watch to the end.

    Timestamps:

    00:00:00 Introduction

    00:00:11 - Rule 1

    00:00:22 - Rule 2

    00:00:33 - Rule 3

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    DISCLAIMER

    This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.



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    1 m
  • #299 - The $1.5 Trillion AI Lie That's Holding Up The Global Economy
    Jan 6 2026

    In this new episode, Lloyd James Ross exposes the $1.5 trillion AI bubble threatening your superannuation, property portfolio, and the wider economy, showing why smart investors are exiting, why most AI projects may never be profitable, and how hype-driven valuations built on circular revenue loops could collapse fast, and most importantly, how you can protect your wealth and be ready to seize real opportunities when the bubble bursts.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

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    Timestamps

    00:00:00 - Introduction

    00:01:46 - Michael Burry's AI Short Position

    00:05:02 - Elite Investors Exiting AI

    00:07:10 - The $4 Trillion Web of AI Deals

    00:09:01 - Alibaba and Industrial Bubbles

    00:10:05 - The Future of AI and AGI

    00:12:02 - Mainstream Media and AI Bubble Warnings

    00:14:01 - Skeptics and Circular Revenue Concerns

    00:15:05 - NVIDIA's Financial Red Flags

    00:16:42 - Protecting Your Wealth from the AI Bubble

    00:17:13 - The Global Impact of the AI Bubble

    00:18:07 - MIT Study on AI Project Profitability

    00:19:00 - Timeline for Potential AI Bubble Burst

    00:21:08 - Investment Strategies for AI Bubble

    00:23:05 - Historical Patterns of Bubbles

    00:24:08 - Preparing for the AI Bubble Burst

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    27 m
  • #298 - 85 Million Jobs Gone In 2026 (Who will pay the bills?)
    Jan 1 2026

    In this new episode, Lloyd breaks down the truth behind the headline that 85 million jobs will disappear by 2026, and reveals whether AI is really going to destroy your financial future. While governments push universal basic income as a safety net, it’s really a trap that creates dependency, limits your potential, and keeps you controlled.

    Lloyd explores what the headlines about AI job losses are really missing, and why the biggest risk isn’t automation itself but failing to adapt. He shows how the choices you make now will determine whether you fall into dependency or build lasting financial strength.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

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    Timestamps

    00:00:00 - Introduction

    00:02:50 - The Pattern of Technological Change

    00:03:50 - Australia's Unique Skills Shortage

    00:05:30 - The Reality of Job Creation vs. Job Loss

    00:06:30 - The Risks of Universal Basic Income (UBI)

    00:08:30 - The Deception of UBI: Dependency vs. Independence

    00:10:00 - Cost Reduction vs. Income: The Future of Wealth

    00:11:30 - Three Steps to Financial Indestructibility

    00:12:00 - Step 1: Achieving Escape Velocity

    00:13:30 - Step 2: Building Your Antifragile Stack

    00:15:00 - Step 3: Investing in Yourself

    00:16:30 - The Importance of Skills in the Age of AI

    00:18:00 - Choosing Your Path: UBI Trap vs. Wealth Path

    00:19:30 - The Real Threat: Financial Unpreparedness

    00:20:30 - Empowering the Next Generation

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    22 m
  • #297 - Australian Property Isn’t The Investment You Think It Is
    Dec 30 2025

    In this episode, Lloyd reacts to the housing crisis and exposes how property has become an investment vehicle instead of a home. He breaks down tax policies, banking scandals, and debt traps facing first‑home buyers, while sharing why overpriced markets are setting up for collapse.

    Discover how to protect your wealth, avoid risky borrowing, and build financial freedom without being crushed by the property bubble.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

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    Timestamps

    00:00:00 - Introduction

    00:01:00 – MicroStrategy’s Massive Leveraged Bitcoin Bet

    00:03:52 – Japan’s Carry Trade & Looming Rate Hikes

    00:07:01 – Why Australia Is Deeply Exposed to Crypto

    00:10:09 – The Ultimate Black Swan: Satoshi Nakamoto’s Wallet

    00:12:07 – Portfolio Risk Exposure & Diversification Advice

    00:17:17 – Behavioral Traps: HODL Mentality & Laser Eyes Cult

    00:21:39 – Signals to Watch: Japan, MicroStrategy, Regulation & Black Swans

    00:23:44 – Bigger Picture: Speculative Bubble Across All Assets

    00:24:43 – Smart Money Moves: Buffett, Dalio & Value Investors

    00:27:39 – Final Warning: Protect Wealth, Diversify & Prepare for the Storm

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    22 m
  • #296 - Why The Australian Property Market MUST Crash
    Dec 26 2025

    In this episode, Lloyd reveals why the Australian property market is a ticking time bomb, and why a crash isn’t just inevitable, it’s necessary to prevent something far worse. With $11.6 trillion in property propped up by $2.6 trillion in debt, households are drowning under unsustainable repayments, and government policies like the 5% deposit scheme and high immigration are only making it worse.

    Lloyd explains how APRA is stepping in to temper the market, why unchecked greed is driving housing into bubble territory, and what a controlled correction could mean for both owners and renters. Most importantly, he shows you how to protect your wealth and position yourself for the opportunities that will come after the fall.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

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    Timestamps

    00:00:00 - Introduction

    00:01:03 - Understanding the Current Housing Market Crisis

    00:01:35 - Government Policies Fueling the Problem

    00:02:59 - The Impact of High Immigration on Housing Prices

    00:04:36 - Political Implications of Immigration Policies

    00:05:10 - The Role of APRA in Regulating the Market

    00:06:56 - Consequences of Low Interest Rates on Inflation

    00:08:10 - Potential Fallout from a Housing Market Collapse

    00:09:54 - APRA's Measures to Stabilize the Market

    00:11:23 - The Human Need for Shelter vs. Investment

    00:12:59 - The Need for a Balanced Approach to Housing Prices

    00:13:40 - Conclusion: The Future of the Australian Housing Market

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    15 m
  • #295 - The Bitcoin Death Spiral Has Begun. This is Your Last Warning
    Dec 18 2025

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    In this episode, Lloyd James Ross breaks down why he believes the Bitcoin “death spiral” has already started and what it could mean for your money, especially if you’re exposed to crypto. He unpacks MicroStrategy’s massive leveraged Bitcoin bet, the looming unwind of the Japanese carry trade, and how these risks could trigger a chain reaction across crypto, stocks, property, and even the Australian dollar. From margin calls and forced selling to behavioral traps like HODL culture and hype-driven investing, this is a blunt, no-fluff look at systemic risk, capital preservation, and how to actually prepare for a major market shock instead of getting caught in it.

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    Timestamps

    [00:00:00] Introduction

    [00:01:00] MicroStrategy’s leveraged Bitcoin bet

    [00:02:32] How a forced sell-off could trigger a death spiral

    [00:04:00] Japan’s carry trade and cheap money fueling Bitcoin

    [00:06:38] Why this matters for Australia and the wider economy

    [00:10:04] Satoshi’s wallet and the ultimate black swan risk

    [00:12:10] Portfolio risk, diversification, and what to do now

    [00:17:47] Behavioral traps, smart money moves, and final warning

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    28 m
  • #294 - My 10 Sources Of Income At Age 42
    Dec 16 2025

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    In this episode, Lloyd reveals his 10 income streams that have lead him to become a multi-millionaire in his early 40's. He highlights the importance of creating multiple streams of income, referencing the saying that the average millionaire has seven sources. Find out how you can take control of your financial future by adopting the right mindset and strategies to grow your wealth and achieve financial freedom.

    Follow Lloyd:

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    Timestamps

    [00:00:00] Introduction

    [00:01:14] Ten sources of income.

    [00:03:10] Publishing to build your brand.

    [00:06:39] Mindset and money collaboration.

    [00:10:40] Royalty income from book sales.

    [00:12:46] Accounting business partnership opportunity.

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    14 m
  • #293 - 45 Years of Data PROVE Which Asset Actually Builds Wealth
    Dec 11 2025

    In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on wealth-building through various asset classes over the past 45 years. He compares the returns on a hypothetical $100,000 investment made in 1980 across different options, revealing that gold would have appreciated to $770,000, while Tokyo real estate would only be worth $150,000 today. Interestingly, a 10-year treasury investment would have grown to $1.3 million. Lloyd emphasizes the importance of understanding financial strategies and overcoming old money habits to achieve financial freedom. He discusses the benefits of savings accounts, noting that a $100,000 investment in such an account would be worth $700,000 today, highlighting the varying interest rates across different regions. Tune in to learn how to make your money work for you and take control of your financial future!

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

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    Timestamps

    [00:00:00] Introduction

    [00:01:03] Asset class returns comparison.

    [00:05:41] Real estate recession insights.

    [00:07:16] New York real estate returns.

    [00:12:46] S&P 500 investment returns.

    [00:15:56] Apple investment returns.

    [00:18:41] Position sizing in investing.

    [00:20:35] Position sizing in investments.

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    23 m
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