Money For Couples with Ramit Sethi Podcast Por Ramit Sethi arte de portada

Money For Couples with Ramit Sethi

Money For Couples with Ramit Sethi

De: Ramit Sethi
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Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’… Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life. Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t. Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today. In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices. Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship. Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love. Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing. Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship. Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.Copyright 2021-2024 I Will Teach You To Be Rich Ciencias Sociales Economía Finanzas Personales Relaciones
Episodios
  • 229.  “I’m almost 50 and have nothing to show for my life”

    229.  “I’m almost 50 and have nothing to show for my life”
    Oct 7 2025
    Christine (47) and Thad (57) have been together for more than six years, but instead of building wealth, they’re buried under nearly $340,000 of debt. Christine, the self-appointed “CFO,” is exhausted from tracking every bill, while Thad avoids the details and spends freely. Their conflicting money mindsets (Christine craving stability, Thad living for the moment) have stalled their big dreams like buying a home or taking Rich Life vacations that Christine longs for. With almost no savings and retirement looming, Christine fears she’s approaching 50 with nothing to show for her hard work, while Thad insists a single plan will solve everything. Can Ramit help them break the cycle of avoidance and control, align their priorities, and finally start acting like teammates? In this episode we uncover: • Why Christine feels she’s approaching 50 with “nothing to show” for her life • Thad’s $17,000 student loan that ballooned up to $125,000 • How Christine became the household “CFO” while Thad continues to avoid responsibility • Their real numbers—and why Christine feels so stressed • Christine’s frustration over micromanaging bills • Thad’s upbringing in poverty • The invisible power of shame and fear, and why they can’t see what’s right in front of them financially • Christine’s childhood lessons from parents who bought an unaffordable home • Thad’s stark admission: if nothing changes, he’ll be homeless Chapters: (00:00:00) When a worrier and an avoider meet… (00:02:59) “We have a plan… don’t we?” (00:15:52) “Where is all the money going?” (00:19:54) Ramit breaks down their numbers (00:33:46) “I never expected to live past 30” (00:48:30) “I wish my dad was able to say no” (00:56:33) “I don’t believe he’ll follow through” (01:05:11) “We need to be playing way bigger” (01:22:38) “I don’t feel like I have the power” (01:36:54) Where are they now? Christine and Thad’s follow-ups This episode is brought to you by: Doola | Go to https://doola.com.ramit and use code RAMIT for 10% off LLC formation and bookkeeping. Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit Netsuite | Download the CFO's Guide to AI and Machine Learning at https://netsuite.com/ramit Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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    1 h y 45 m
  • 228. “I’m 30, broke, and tired of budgeting”

    228. “I’m 30, broke, and tired of budgeting”
    Sep 30 2025
    Kristen (30) and Josh (36) married just last year, but their honeymoon phase is buried under $40,000 of debt and a sense of being “trapped.” Kristen is meticulous, tracking every dollar and carrying deep guilt around spending—even on herself. Josh, meanwhile, shrugs off the stress with a “we’ll figure it out” attitude, though his impulse purchases and nicotine habit don’t help. With 82% of their income tied up in fixed costs, they’re left with almost nothing for fun, savings, or their dreams of a bigger space for pets and cars. Kristen is exhausted from budgeting every penny, while Josh wonders if more discipline is really the answer. Can Ramit help them break free from the cycle of guilt, fear, and deprivation—and finally learn how to enjoy life while paying off debt? In this episode we uncover: • Why Kristen describes her daily life as feeling “trapped” by debt and second-guessing over small purchases • How Josh’s role as the “ignorant reassurer” undermines their partnership • The moment Kristen admits she feels like the “manager” of their household finances, while Josh feels like an “employee” • Why 82% of their income goes to fixed costs • How Josh’s nicotine habit consumes nearly all of their guilt-free spending • Kristen’s pride in maintaining her cars and what it reveals about her resourcefulness • The trade-offs Kristen faced leaving a toxic job for lower pay • How Josh’s childhood poverty and lessons in “patience” continue to shape his money mindset today • Kristen’s upbringing in a family of secrecy and mixed financial messages • The deep guilt Kristen feels about spending and the quiet fear Josh carries that he’ll “never get ahead” • How Ramit challenges them to imagine freedom beyond budgeting and debt payoff Chapters: (00:00:00) “I feel trapped by $50” (00:19:44) Ramit breaks down their numbers (00:36:45) “Zero interest… but still stressed” (00:43:45) “We packed coolers instead of eating out” (00:51:54) “When money gets hard, I just work harder” (01:06:08) “I want a partner, not an employee” (01:13:31) Turning side hustles into new income (01:19:45) “What do we do with too much money?” (01:28:44) Choosing how to design their Rich Life (01:36:03) Where are they now? Kristen and Josh’s follow-ups This episode is brought to you by: SonderMind | Go to https://sondermind.com to get matched with the right therapist in less than a week ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today #sponsored Factor | Get 50% off plus free shipping on your first box at https://factormeals.com/ramit50OFF with code RAMIT50OFF Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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    1 h y 38 m
  • 227. “We bought our dream house. Now we’re drowning”

    227. “We bought our dream house. Now we’re drowning”
    Sep 23 2025
    Jason (38) and Katie (36) thought buying their dream home in Minnesota would be the start of a new chapter. Instead, they’re buried in debt, daycare bills, and the pressure of raising a new baby while working demanding creative jobs in an industry threatened by AI. Despite earning $246,000 a year, they’ve been trapped in a decade-long debt cycle, and every dollar is already spoken for. With $30,000 in debt left to go and no clear plan for what comes next, can they finally break free of survival mode and build the life they truly want together? In this episode we uncover: • How Jason and Katie’s “dream home” quickly became a financial trap • Why their money talks happen every single day—and why that constant communication leaves them exhausted • The pattern of paying off debt, only to fall right back into it • The hidden costs of homeownership • Jason’s obsession with “cashflow”—and why Ramit calls it a red flag that blinds them to the bigger picture • How Katie’s childhood lessons of “we can’t afford it” show up in her marriage today • Jason’s upbringing of scarcity and mixed money messages • The constant fear of job loss in an industry disrupted by AI • Why their meticulous tracking of every penny isn’t working • The moment Jason admits he’s “done” with the cycle Chapters: (00:00:00) “We talk about every transaction” (00:22:05) Ramit breaks down their numbers (00:36:18) When “cashflow” becomes a red flag (00:39:39) When “asking for permission” follows you into marriage (00:45:58) “We couldn’t afford the pool, but a new TV showed up” (00:56:23) “I’m repeating a cycle” (01:21:02) “You have more money than you realize” (01:26:33) Where are they now? Jason and Katie’s follow-ups This episode is brought to you by: Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off Leesa | Go to https://leesa.com for 25% off sitewide PLUS get an extra $50 off with promo code RAMIT, exclusive for my listeners LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. Get yours at https://drinklmnt.com/RAMIT Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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    1 h y 20 m
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I loved the Netflix series and have read (and use) the IWT book and workbook. For the most part, I enjoy the podcast and learn from many of the episodes. It’s always informative and the pace of most episodes is good. IWT is a great approach to finances and life, and the Money for Couples angle is interesting, even though I’m a single mom. I like Ramit’s self-reflection and the commentary he adds to the episodes after taping and prior to air - particularly his honest and genuine approach, and sharing his thoughts about how the conversation evolved.

Usually a great listen and informative

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I loved this episode. It was great getting perspective that was provocative and useful right out of the box. I liked the points that were made about spending your resources (money, time, company, etc...) in the right way. Ramit has a way of communicating his point with out over pontificating.

Dont wait!! Listen to this...

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Every podcast I learn something new. I try to implement everything I can from listening to this podcast.

Ramit is the guy

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stories can be interesting to listen to because some of these people are extremely neurotic, but this is a touchy, feely, sensitive way to try to convince people to make changes in their life and marriage. I agree with his reasoning, but I would never recommend this podcast to anyone that wants to learn about money. I purchased his book on a recommendation , but now I'm worried that it has less to do with finance and more to do with emotional baggage. If that's the case I'll be getting my money back.

More of a marriage counselor than a money podcast.

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Fantastic episode. Both are very self aware. Love it. The love and respect is palpable.

Amazing

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It's really insightful to hear various couples in all different situations get fantastic help. Recommend!

Well Worth the Listen

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I’ve recently embarked on what I refer to as my financial awakening and was, just like many of the guests on this podcast, terrified of money. I’ve read ramit’s book and about 12 others to get myself on the right path and since expanded into podcasts but what I love most about this is the insight into different money lenses and psychology. Bc as ramit says with money we are not logical, we are emotional, irrational, and understanding the deep seated reasons behind this help us to simplify and demystify money. Plan to keep listening. Thanks for the good content- always amazed how calm and understanding ramit is at emotional times and silly or shocked etc at seemingly the right times.

Money psychology and money lenses

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I love Ramit’s no-nonsense approach to personal finance. I also love how he recognizes that most of have psychological issues with money, and this is what tends to cause our deeper issues. The podcast has been so helpful for my husband and I - so much so that, if we felt more comfortable sharing our personal financial info in public, we would apply to be on the show ourselves!

A must listen!

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This podcast is great -- it's so interesting to hear other people open up about how they interact with each other and their finances. There are a lot of "hey, I do that too!" moments in here -- very educational, and not an angle I've heard elsewhere.

Talking about money from the inside

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The conversations often take interesting tangents. Now I wish he could interview single parents, examine their hang ups and help them think out of the box to overcome money scripts of scarcity and struggle.

I want even more!

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