Key Takeaways:

• Separate Finances: It's crucial for tradies to distinguish between personal and business finances to maintain clarity and manage liabilities effectively.
• Do Your Admin: Staying on top of paperwork and administrative tasks can save a lot of stress and potential legal complications down the road.
• Know Your Worth: Tradies should confidently set fair prices that reflect their skills, experience, and the true cost of operating a business.
• Building a Team: Having a supportive network, including professionals like accountants and mentors, is invaluable for self-employed individuals.
• Christian Ethics in Trades: Practicing integrity and valuing customer relationships is emphasized, highlighting how faith can influence professional conduct.

Notable Quotes:

1. "What is not boring is making money and staying out of jail."
2. "Don't be afraid to charge what you're worth."
3. "We need to reflect all the costs and recognize the value we provide."
4. "I think we're called to a higher standard."

Got a question, comment or personal story to share? Send it through at hopepodcasts.com.au. Ben and Pete will get stuck into it on a future episode.

Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia.

Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia.

Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/

See omnystudio.com/listener for privacy information.

So, Ben forgot to get Pete to stay around in the studio to let you know that... SEASON 9 drops on Wednesday, October 1, 2025. Huge, right?!?!?!?! Can't wait for you to hear what is in store, and Ben gives you a sneak peak. What do Tradie Tips, Ultimate Super answers, and a test for greed have in common? Find out.

Got a question for the Money Team? Send it through at hopepodcasts.com.au. Ben and Pete will get stuck into it on a future episode.

Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia.

Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia.

Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/

See omnystudio.com/listener for privacy information.

In August, the RBA cut interest rates by 0.25 percentage points to 3.6 per cent.

While interest rates may have dipped, mortgage stress and housing affordability remain front-page issues in 2025.

Oldie But a Goldie - Dive into this episode from Season 3 to unpack what rate changes always mean for your home loan and budget. At the time of first recording, the Reserve Bank of Australia was in all sorts of scrutiny. Pete was able to map out where we are at in the history of interest rates. Ben wondered if Australia has any other weapons for fighting inflation. What debt should you try to get on top of first?

Pete provides strategies for you to immediately tackle the costs of borrowed money.

Got a question for the Money Team? Send it through at hopepodcasts.com.au. Ben and Pete will get stuck into it on a future episode.

Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia.

Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia.

Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/

See omnystudio.com/listener for privacy information.