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If you’re setting financial goals for 2026, you need to know what’s actually changing with money before making big decisions.

In this episode, I break down the most important 2026 personal finance updates, including new tax brackets, housing policy proposals, interest rate changes, and what they mean for investing and real estate in 2026. This is a no-shame, no-hype breakdown designed especially for first-generation professionals and Latinas who want to build wealth with clarity and confidence.

We cover:

• 2026 federal tax bracket changes and what marginal tax rates really mean
• New and proposed tax law updates impacting paychecks and retirement
• Housing and mortgage changes being discussed by the current administration
• What’s happening with real estate investing in 2026
• How interest rates may affect buying, refinancing, and investing decisions
• What to prioritize when setting financial goals for 2026

If you’ve been feeling overwhelmed by headlines or unsure how policy changes affect your money, this episode will help you focus on what actually matters so you can plan smarter in 2026.

Mentioned in episode:

IRS New Updates

Retirement Investment Account Changes

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Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

Share Your Thoughts!

Let's talk about the importance of taking time to achieve financial freedom, especially for first-generation Latinas who often feel pressured to catch up with their peers. In this episode I share my personal experience with financial anxiety, emotional decision-making, and the mistakes I made in my journey, particularly in real estate investing. I share the value of patience, strategic planning, and learning from past errors to create a sustainable path toward financial stability and success.

takeaways

• First-generation Latinas often feel financial anxiety and pressure.
• Rushing can lead to emotional financial decisions and mistakes.
• The military motto 'slow is smooth, smooth is fast' applies to finance.
• Many people feel they need to catch up with peers financially.
• Overanalyzing can lead to inaction or poor financial decisions.
• Investing without a strategy can result in significant losses.
• It's important to learn from past financial mistakes.
• Creating a financial strategy requires clarity and intention.
• Addressing financial anxiety is crucial for making sound decisions.

More Chisme on the Blog:

https://moneychisme.com/the-power-of-patience-building-wealth-doesnt-have-to-be-rushed/

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Join my Keys to Cashflow Rental Property Bootcamp

https://moneychisme.com/rental-property-bootcamp/

Start Investing with M1Finance

Support/Apoya MoneyChisme




Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

Share Your Thoughts!

This step-by-step addresses the unique challenges faced by first-generation immigrants in planning for their aging parents' retirement. In this rerun episode, I share the importance of understanding their current financial situation, setting retirement goals, and creating a comprehensive budget that includes healthcare and emotional support considerations. Violeta also highlights the cultural expectations that often place financial responsibility on the children of immigrant families, and the need for careful planning to balance these responsibilities with personal financial goals.

Get more chisme on the blog:

https://moneychisme.com/navigating-the-unique-challenges-of-retirement-planning-of-first-generation-immigrant-parents/

Want to start real estate investing?
Sign up for for my Keys to Cashflow Rental Property Bootcamp!
https://moneychisme.com/rental-property-bootcamp/

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Join my Keys to Cashflow Rental Property Bootcamp

https://moneychisme.com/rental-property-bootcamp/

Start Investing with M1Finance

Support/Apoya MoneyChisme




Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.