Ep 98. Rates are up, fuel prices are climbing, and budgets are feeling the pressure. Archie, Tim and Lachy discuss how to stay calm and adjust your cash flow without hitting the panic button.

In this episode:

• Why Archie's seen this before — and what the 80s can teach us about today's cost pressures
• The budget categories taking the biggest hit right now (and where to look for cuts)
• Why thinking in percentages beats tracking dollars
• How to use a volatile season to reset and refocus your financial goals

CORRECTION: We're on Season 5 not 4 (Lachy can't count lol)

💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback

Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au

👉 Follow us on Instagram: @waymakerfinance

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. It is NOT financial advice! Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺 & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 97. Archie, Tim and Lachy discuss what they learned in 2025 helping Aussies have finances that work. Tune in for this lighthearted and inspiring discussion to wrap up this year!

Thanks for listening to Mind Over Money (Season 4) in 2025. We've almost hit 10,000 downloads. We appreciate you all! ❤️ Love the show? Please Subscribe! Leave a rating or review!

💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback

Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au

👉 Follow us on Instagram: @waymakerfinance

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. It is NOT financial advice! Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺 & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

ENCORE (of Ep 52) Tim, Lachy and Archie discuss communities, how they affect our finances, and why we need experts in our financial community.
Do you have any of these professionals in your community?

• Financial advisors?
• Accountant?
• Insurance specialist?
• Mortgage Broker?
• Buyers Advocates?
• Credit Specialists?
• Share Brokers?
• Business Brokers?
• Solicitors?
• Tik Tok professionals? (just kidding!)

👉 Follow us on Instagram: @waymakerfinance

❤️ Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback

Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺 & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm