Maximize Generosity and Minimize Tax Surprises, Ep #252

The holiday season inspires generosity, but smart gifting can go far beyond festive moments and gifts under the tree. On the show this week, we're digging into the world of gifting strategies, just in time for the end of 2025. Whether you're navigating last-minute holiday shopping, planning gifts for loved ones, or looking to maximize your charitable donations, this episode is packed with practical advice and fresh ideas.

We break down everything from tax implications of gifting cash, stocks, and even real estate, to making the most of donor-advised funds and qualified charitable distributions to help you balance generosity with smart financial planning, so you can give with both a warm heart and a wise mind.

Outline of This Episode

• 00:00 Balancing gifting and planning.
• 03:18 Choosing between gifting or inheriting.
• 09:13 Tax implications of gifting stocks.
• 11:42 Caution when gifting non-cash assets.
• 15:17 Tax deductions and SALT limit.
• 17:29 2026 tax changes for donations.
• 20:46 Tax benefits of stock donations.
• 25:00 Qualified charitable distributions explained.
• 27:30 Tax-efficient inheritance strategies.

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📰 See the full show notes here

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