Making Cents Podcast Por Frances Cook arte de portada

Making Cents

Making Cents

De: Frances Cook
Escúchala gratis

The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!Frances Cook Economía Finanzas Personales
Episodios
  • Sell Your Home At A $250k Loss Or Stay Miserable?

    Sell Your Home At A $250k Loss Or Stay Miserable?
    Feb 25 2026
    What do you do when you’re stuck between two bad options? Sell a home you bought near the peak of the market, even though it’s now worth hundreds of thousands less, or stay put in a house that no longer fits your life? That’s the dilemma facing this week’s listener. They bought in late 2020, welcomed kids, watched their house value fall by around $250,000, and now feel trapped: too much mortgage pressure, not enough flexibility, and no clear “right” move. Vanessa Williams from realestate.co.nz is in the expert hot seat, to tell us about the shocking number of New Zealanders in this situation, and what they can do about it. We talk about: What selling in a down housing market really means for your money Whether holding on longer could help, or just prolong the stress How life changes (kids, cashflow, burnout) should factor into property decisions Why feeling “stuck” is common, and how a clear plan can restore control If you’re weighing up sell or stay, worried about selling your house at a loss, or feeling trapped by a house that no longer works for your family or finances, this episode has the tactics you need to be thinking about. If you have a letter you’d like us to answer, please send it through to ask@francescook.co.nz (mailto:ask@francescook.co.nz) and you might feature on our next episode! Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe This podcast was filmed & produced by Fanaticals Video editing & content production by Lana Byrne Audio engineering by Tash Chittock #MakingCents #FrancesCook #NZProperty #WellingtonRealEstate #NZHousingMarket #HousePrices #NegativeEquity #LowEquity #SellOrStay #propertyadvice Chapters 00:00:00 Introduction 00:01:12 Listener letter: bought at the peak, now stuck 00:03:43 How common is this situation? 00:07:47 First steps: get a realistic valuation 00:08:33 Talk to a mortgage advisor or financial advisor 00:09:15 Could you wait it out? Considering 2026 00:09:57 Creative options: students, Airbnb, and short-term solutions 00:11:49 What if you've lost your deposit? 00:13:33 The power of having a plan 00:15:05 Outro
    Más Menos
    16 m
  • Is the age of property investment over?

    Is the age of property investment over?
    Feb 22 2026
    For decades in New Zealand, property wasn’t just an investment, it was THE investment. The safest bet. The biggest capital gains. Often tax-advantaged. And for many households, the clearest path to building long-term wealth. But that narrative is starting to shift. House prices remain high. Debt is expensive. And a growing number of New Zealanders are questioning whether residential property is still the best way to build wealth. In this episode of Making Cents, Frances Cook speaks with BusinessDesk journalist Dileepa Fonseka about New Zealand’s housing market, property prices, and long-term investment trends. Together, they explore whether New Zealand’s decades-long property obsession is beginning to crack. Why has property been such a dominant wealth-builder in NZ for so long? Are we reaching a ceiling on house price growth? Is this just a market cycle, or a structural turning point? If you’ve ever wondered whether buying property is still the smartest investment strategy, or whether it’s time to rethink the traditional path to wealth, this conversation will challenge your assumptions. Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe This podcast was filmed & produced by Fanaticals Video editing & content production by Lana Byrne Audio engineering by Tash Chittock #MakingCents #FrancesCook Chapters 00:00:00 Introduction 00:02:38 Meet Dileepa Fonseka: tracking the winds of change in property 00:03:12 The land myth: why property prices can't rise forever 00:05:50 The COVID property mania and the crash that followed 00:17:10 Is there a ceiling on house prices? 00:06:48 The political shift: capital gains tax enters the conversation 00:10:17 From share market skeptics to everyday investors 00:23:35 The rise of accessible investing: apps, Kiwisaver, and the new generation 00:26:04 Property's hidden costs: climate change, insurance, and rising rates 00:28:13 Election year battlegrounds: where is money going next? 00:31:36 Outro
    Más Menos
    33 m
  • How your subscriptions and KiwiSaver can change the world (from little old NZ)

    How your subscriptions and KiwiSaver can change the world (from little old NZ)
    Feb 19 2026
    In this episode of Making Cents, Frances Cook joins the TVNZ Breakfast team to talk about the growing "resist and unsubscribe" movement, how everyday New Zealanders can use their wallets to make a statement, and why your KiwiSaver might be one of the biggest votes you'll ever cast. Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest
    Más Menos
    9 m
Todavía no hay opiniones