• 159. New jobs, job losses and big transitions. Adjusting your finances through change
    Oct 7 2025

    *** This Podcast is NOT financial advice. It is simply for educational purposes***

    Hi friends!

    I recently started a part time job and because of this change, we're changing up our budget a little bit. If you're in a similar season of transitions, it might be time to revisit your plan or goals.

    Or maybe you're going through a job loss or something similar that feels like it's not within your control but still affects your finances.

    If that is you then today's episode is especially for you. Don't lose hope. We can change the date but not the goal.

    Love and belief!

    xo,

    Krista----more----

    Need some extra support to create a plan? I’ve got something for you!

    The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.

    You’ll talk to the Cozy Cash Plan just like you’re texting a friend.

    It’ll ask you a few simple questions about:

    ✔️ Your money goals

    ✔️ What’s been tripping you up

    ✔️ What actually matters to you (like keeping takeout or coffee!)

    At the end, you’ll get a simple, doable cash plan made just for you.

    • You’ll know what to focus on
    • How to make progress (without burnout)
    • And how to keep it up—even when life gets chaotic

    It’s not too late. It’s just time to get cozy with your cash.

    The Cozy Cash Plan is only $7 and it’s available now HERE.

    ----more----

    Did you know we have a Money Mindful Moms Club? And you’re invited!

    The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.

    The Money Mindful Moms Club will feature:

    - A monthly theme along with action items and challenges to get you into action making changes in your own life.

    - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.

    - A growing resource library with printables and other materials for you to grab whenever you need.

    - We plan to add more as the club grows

    So how much is it to be in the Money Mindful Moms Club?

    That's up to you! This is a pay what you want club. Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.

    This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.

    It's now open for you to join and we're just getting started!

    Click here to join The Money Mindful Moms Club

    Can't wait to be club friends with you!

    <3 Krista

    ----more----

    Ready to get your debt paid off this year? Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----

    More resources:

    Connect: moneymindfulmoms@gmail.com

    Instagram & Tik Tok: @moneymindfulmoms

    Más Menos
    13 m
  • 158. Are "emergency expenses" popping up every month and derailing your progress? One tool that can help
    Sep 30 2025

    *** This Podcast is NOT financial advice. It is simply for educational purposes***

    Can you relate to this?

    You're moving along with the budget you created and then boom... back to school hits you with a bunch of extra expenses.

    So you get your bearings and get back on track and then, boom.... your kid's birthday comes and it takes you off track again.

    In our minds we think of these as emergencies but really, they're just expenses that aren't your typical day-to-day expenses. There is a tool you can implement to better plan for these things before they happen and in today's episode we're going to talk all about it.

    I hope to see you in the MMM Club next month! :)

    xo,

    Krista----more----

    Need some extra support to create a plan? I’ve got something for you!

    The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.

    You’ll talk to the Cozy Cash Plan just like you’re texting a friend.

    It’ll ask you a few simple questions about:

    ✔️ Your money goals

    ✔️ What’s been tripping you up

    ✔️ What actually matters to you (like keeping takeout or coffee!)

    At the end, you’ll get a simple, doable cash plan made just for you.

    • You’ll know what to focus on
    • How to make progress (without burnout)
    • And how to keep it up—even when life gets chaotic

    It’s not too late. It’s just time to get cozy with your cash.

    The Cozy Cash Plan is only $7 and it’s available now HERE.

    ----more----

    Did you know we have a Money Mindful Moms Club? And you’re invited!

    The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.

    The Money Mindful Moms Club will feature:

    - A monthly theme along with action items and challenges to get you into action making changes in your own life.

    - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.

    - A growing resource library with printables and other materials for you to grab whenever you need.

    - We plan to add more as the club grows

    So how much is it to be in the Money Mindful Moms Club?

    That's up to you! This is a pay what you want club. Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.

    This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.

    It's now open for you to join and we're just getting started!

    Click here to join The Money Mindful Moms Club

    Can't wait to be club friends with you!

    <3 Krista

    ----more----

    Ready to get your debt paid off this year? Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----

    More resources:

    Connect: moneymindfulmoms@gmail.com

    Instagram & Tik Tok: @moneymindfulmoms

    Más Menos
    12 m
  • 157. Monetizing your gifts. Should you start a business or side hustle RIGHT NOW to make extra money?
    Sep 23 2025

    *** This Podcast is NOT financial advice. It is simply for educational purposes***

    Hi friends!

    Today's episode was inspired by a Tik Tok I saw (I wish I had saved it) where the creator was sharing her disappointment after starting a business and not making any money.

    As someone who has started several businesses and side hustles, I feel like this is an important conversation to have before you jump into starting your own business, especially if your main motivation for that business is to start making money quickly.

    Cheering you on in all seasons!

    xo,

    Krista----more----

    Need some extra support to create a plan? I’ve got something for you!

    The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.

    You’ll talk to the Cozy Cash Plan just like you’re texting a friend.

    It’ll ask you a few simple questions about:

    ✔️ Your money goals

    ✔️ What’s been tripping you up

    ✔️ What actually matters to you (like keeping takeout or coffee!)

    At the end, you’ll get a simple, doable cash plan made just for you.

    • You’ll know what to focus on
    • How to make progress (without burnout)
    • And how to keep it up—even when life gets chaotic

    It’s not too late. It’s just time to get cozy with your cash.

    The Cozy Cash Plan is only $7 and it’s available now HERE.

    ----more----

    Did you know we have a Money Mindful Moms Club? And you’re invited!

    The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.

    The Money Mindful Moms Club will feature:

    - A monthly theme along with action items and challenges to get you into action making changes in your own life.

    - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.

    - A growing resource library with printables and other materials for you to grab whenever you need.

    - We plan to add more as the club grows

    So how much is it to be in the Money Mindful Moms Club?

    That's up to you! This is a pay what you want club. Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.

    This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.

    It's now open for you to join and we're just getting started!

    Click here to join The Money Mindful Moms Club

    Can't wait to be club friends with you!

    <3 Krista

    ----more----

    Ready to get your debt paid off this year? Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----

    More resources:

    Connect: moneymindfulmoms@gmail.com

    Instagram & Tik Tok: @moneymindfulmoms

    Más Menos
    12 m
  • 156. Trying to budget but always falling off track? One simple thing you can do to get yourself back on track before the Holidays
    Sep 16 2025

    *** This Podcast is NOT financial advice. It is simply for educational purposes***

    Hi friends!

    Is it safe to say not everyone is the biggest fan or budgeting?

    Whether you love it, or loathe it, we've all gotten off track from time to time. With the holidays approaching, I thought it was a good time to have a heart to heart on being proactive with our budget knowing what's ahead the next few months.

    So if you're off track, how do you get back on? In this episode I'm sharing one thing you can do to get you back on track. It doesn't have to be overwhelming.

    Let's get you back to being the boss of your money.

    xo,

    Krista----more----

    Need some extra support to create a plan? I’ve got something for you!

    The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.

    You’ll talk to the Cozy Cash Plan just like you’re texting a friend.

    It’ll ask you a few simple questions about:

    ✔️ Your money goals

    ✔️ What’s been tripping you up

    ✔️ What actually matters to you (like keeping takeout or coffee!)

    At the end, you’ll get a simple, doable cash plan made just for you.

    • You’ll know what to focus on
    • How to make progress (without burnout)
    • And how to keep it up—even when life gets chaotic

    It’s not too late. It’s just time to get cozy with your cash.

    The Cozy Cash Plan is only $7 and it’s available now HERE.

    ----more----

    Did you know we have a Money Mindful Moms Club? And you’re invited!

    The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.

    The Money Mindful Moms Club will feature:

    - A monthly theme along with action items and challenges to get you into action making changes in your own life.

    - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.

    - A growing resource library with printables and other materials for you to grab whenever you need.

    - We plan to add more as the club grows

    So how much is it to be in the Money Mindful Moms Club?

    That's up to you! This is a pay what you want club. Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.

    This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.

    It's now open for you to join and we're just getting started!

    Click here to join The Money Mindful Moms Club

    Can't wait to be club friends with you!

    <3 Krista

    ----more----

    Ready to get your debt paid off this year? Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----

    More resources:

    Connect: moneymindfulmoms@gmail.com

    Instagram & Tik Tok: @moneymindfulmoms

    Más Menos
    14 m
  • 155. What's the status on our debt payoff? An update on how much debt we have left and why it's taking so long.
    Sep 9 2025

    *** This Podcast is NOT financial advice. It is simply for educational purposes***

    Hi friends!

    This whole thing started because I wanted to pay off our own debt so.... what's the status on that? In today's very unscripted episode (you'll know what I mean when you listen,) I'm sharing an update on our debt payoff, and what bumps in the road have made it take a little longer than we planned.

    PLUS I'll be sharing some questions you can ask yourself to make sure you're doing all you can in your own financial goals and not just making excuses.

    If any of that could help you on your journey, I'm happy to share.

    xo,

    Krista----more----

    Need some extra support to create a plan? I’ve got something for you!

    The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.

    You’ll talk to the Cozy Cash Plan just like you’re texting a friend.

    It’ll ask you a few simple questions about:

    ✔️ Your money goals

    ✔️ What’s been tripping you up

    ✔️ What actually matters to you (like keeping takeout or coffee!)

    At the end, you’ll get a simple, doable cash plan made just for you.

    • You’ll know what to focus on
    • How to make progress (without burnout)
    • And how to keep it up—even when life gets chaotic

    It’s not too late. It’s just time to get cozy with your cash.

    The Cozy Cash Plan is only $7 and it’s available now HERE.

    ----more----

    Did you know we have a Money Mindful Moms Club? And you’re invited!

    The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.

    The Money Mindful Moms Club will feature:

    - A monthly theme along with action items and challenges to get you into action making changes in your own life.

    - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.

    - A growing resource library with printables and other materials for you to grab whenever you need.

    - We plan to add more as the club grows

    So how much is it to be in the Money Mindful Moms Club?

    That's up to you! This is a pay what you want club. Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.

    This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.

    It's now open for you to join and we're just getting started!

    Click here to join The Money Mindful Moms Club

    Can't wait to be club friends with you!

    <3 Krista

    ----more----

    Ready to get your debt paid off this year? Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----

    More resources:

    Connect: moneymindfulmoms@gmail.com

    Instagram & Tik Tok: @moneymindfulmoms

    Más Menos
    14 m
  • 154. 3 Habits that are keeping you stuck in a cycle of overspending and what to do to break free from spending money you don't have
    Sep 2 2025

    *** This Podcast is NOT financial advice. It is simply for educational purposes***

    Happy Tuesday!

    This week we're talking about overspending because let's face it, you can make more money but if you're just going to go spend it all you're not going to get any closer to your goals.

    We're covering:

    - 3 mindsets/habits that are keeping you stuck

    - Tips for how to break those mindsets/habits

    And don't forget! If you want to dive deeper on this topic, that's exactly what we're covering in the Money Mindful Moms Club this month and we're saving a seat for you!

    Love and belief!

    xo,

    Krista----more----

    Need some extra support to create a plan? I’ve got something for you!

    The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.

    You’ll talk to the Cozy Cash Plan just like you’re texting a friend.

    It’ll ask you a few simple questions about:

    ✔️ Your money goals

    ✔️ What’s been tripping you up

    ✔️ What actually matters to you (like keeping takeout or coffee!)

    At the end, you’ll get a simple, doable cash plan made just for you.

    • You’ll know what to focus on
    • How to make progress (without burnout)
    • And how to keep it up—even when life gets chaotic

    It’s not too late. It’s just time to get cozy with your cash.

    The Cozy Cash Plan is only $7 and it’s available now HERE.

    ----more----

    Did you know we have a Money Mindful Moms Club? And you’re invited!

    The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.

    The Money Mindful Moms Club will feature:

    - A monthly theme along with action items and challenges to get you into action making changes in your own life.

    - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.

    - A growing resource library with printables and other materials for you to grab whenever you need.

    - We plan to add more as the club grows

    So how much is it to be in the Money Mindful Moms Club?

    That's up to you! This is a pay what you want club. Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.

    This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.

    It's now open for you to join and we're just getting started!

    Click here to join The Money Mindful Moms Club

    Can't wait to be club friends with you!

    <3 Krista

    ----more----

    Ready to get your debt paid off this year? Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----

    More resources:

    Connect: moneymindfulmoms@gmail.com

    Instagram & Tik Tok: @moneymindfulmoms

    Más Menos
    14 m
  • 153. Here's what I'd do if I needed to bring in an extra $1,000 a month consistently
    Aug 26 2025

    *** This Podcast is NOT financial advice. It is simply for educational purposes***

    Hey friends!

    I see it on my Tik Tok FYP, I read it in emails, I hear it in your voice message DMs... making more money is a priority for a lot of people right now. And not just a few extra bucks. Some of you need to bring in a significant amount of extra money each month.

    But what is worth your time and energy if you need money asap? There's an order of operations of what I would do if I was wanting to bring in extra money but didn't want to waste my time spinning my wheels.

    In today's episode I break down the 4 steps I would take and the order I'd take them in. No more wasting time and money trying to start a side hustle that goes nowhere or endlessly applying for jobs with not even so much as a response.

    I hope this helps you take the best first step for you and for your family.

    Believing in you always!

    xo,

    Krista----more----

    Need some extra support to create a plan? I’ve got something for you!

    The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.

    You’ll talk to the Cozy Cash Plan just like you’re texting a friend.

    It’ll ask you a few simple questions about:

    ✔️ Your money goals

    ✔️ What’s been tripping you up

    ✔️ What actually matters to you (like keeping takeout or coffee!)

    At the end, you’ll get a simple, doable cash plan made just for you.

    • You’ll know what to focus on
    • How to make progress (without burnout)
    • And how to keep it up—even when life gets chaotic

    It’s not too late. It’s just time to get cozy with your cash.

    The Cozy Cash Plan is only $7 and it’s available now HERE.

    ----more----

    Did you know we have a Money Mindful Moms Club? And you’re invited!

    The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.

    The Money Mindful Moms Club will feature:

    - A monthly theme along with action items and challenges to get you into action making changes in your own life.

    - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.

    - A growing resource library with printables and other materials for you to grab whenever you need.

    - We plan to add more as the club grows

    So how much is it to be in the Money Mindful Moms Club?

    That's up to you! This is a pay what you want club. Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.

    This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.

    It's now open for you to join and we're just getting started!

    Click here to join The Money Mindful Moms Club

    Can't wait to be club friends with you!

    <3 Krista

    ----more----

    Ready to get your debt paid off this year? Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----

    More resources:

    Connect: moneymindfulmoms@gmail.com

    Instagram & Tik Tok: @moneymindfulmoms

    Más Menos
    16 m
  • 152. Saving money when you're already stretched thin? An honest conversation about money goals in 2025
    Aug 19 2025

    *** This Podcast is NOT financial advice. It is simply for educational purposes***

    Hey friends!

    Where do I even start? How about grocery prices? Maybe the job market?

    Honestly it doesn't even matter where I start, the point is a lot of people are feeling the pinch right now and maybe you're one of them.

    So how can we possibly save money when we're already maxed out?

    In today's episode I'll be sharing what I would do first if I wanted to be able to save money but felt like every dollar was going out as fast as it was coming in.

    I hope it helps you take some steps in the right direction.

    Resources mentioned in the episode are linked below.

    xo,

    Krista----more----

    Need some extra support to create a plan? I’ve got something for you!

    The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.

    You’ll talk to the Cozy Cash Plan just like you’re texting a friend.

    It’ll ask you a few simple questions about:

    ✔️ Your money goals

    ✔️ What’s been tripping you up

    ✔️ What actually matters to you (like keeping takeout or coffee!)

    At the end, you’ll get a simple, doable cash plan made just for you.

    • You’ll know what to focus on
    • How to make progress (without burnout)
    • And how to keep it up—even when life gets chaotic

    It’s not too late. It’s just time to get cozy with your cash.

    The Cozy Cash Plan is only $7 and it’s available now HERE.

    ----more----

    Did you know we have a Money Mindful Moms Club? And you’re invited!

    The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.

    The Money Mindful Moms Club will feature:

    - A monthly theme along with action items and challenges to get you into action making changes in your own life.

    - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.

    - A growing resource library with printables and other materials for you to grab whenever you need.

    - We plan to add more as the club grows

    So how much is it to be in the Money Mindful Moms Club?

    That's up to you! This is a pay what you want club. Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.

    This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.

    It's now open for you to join and we're just getting started!

    Click here to join The Money Mindful Moms Club

    Can't wait to be club friends with you!

    <3 Krista

    ----more----

    Ready to get your debt paid off this year? Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----

    More resources:

    Connect: moneymindfulmoms@gmail.com

    Instagram & Tik Tok: @moneymindfulmoms

    Más Menos
    12 m