In this episode of Let’s Talk Chattanooga Real Estate, host Blake Watson demystifies the often misunderstood topic of flood zones and flood insurance. From FEMA flood maps to elevation certificates and building restrictions, Blake breaks down what homebuyers, sellers, and builders need to know when dealing with properties in flood-prone areas across Chattanooga and Northwest Georgia. He also shares local flood history, how infrastructure like the Brainerd Levee came to be, and how smarter development is reshaping the region. Whether you're buying, building, or simply trying to understand your property's flood risk, this episode is packed with practical advice to protect your investment and your peace of mind.

Host: Blake Watson, Epique Realty

Topics Covered:

* What flood zones are and how FEMA categorizes them (Zone A, AE, X, floodway)

* How to find your flood zone online via FEMA’s Map Service Center

* The importance of elevation certificates and how to get one

* Chattanooga’s flood history from 1867 to recent events in 2019

* Key local flood zones like South Chickamauga Creek, East Ridge, Brainerd

* Floodplain construction rules: minimum elevation, no basements, flood vents

* Flood insurance basics under FEMA’s Risk Rating 2.0 system

* Pros and cons of private flood insurance options

* Mortgage and resale considerations for homes in flood zones

* How local governments use smarter development and FEMA grants

Key Takeaways:

* Even low-risk flood zones can pose serious risk as 40% of claims come from these areas.

* An elevation certificate can save thousands on insurance and help with resale.

* Building in a flood zone is possible but comes with strict requirements and added costs.

* Local infrastructure and development policies are critical in managing future flood risks.

Contact Blake Watson with Epique Realty, licensed in Tennessee and Georgia.

Phone: 423-315-1815 (mobile), 888-893-3537 (office)

Website: www.AtHomeChattanooga.com

Facebook and LinkedIn - Blake Watson, Instagram - @RockNRollBlake

Subscribe to the podcast so you never miss an episode, and share this one with someone who’s thinking about buying or building in the Chattanooga area.

Did you know the average homeowner is 43 times wealthier than the average renter? In this episode of Let’s Talk Chattanooga Real Estate, host Blake Watson of Epique Realty explains the surprising and powerful link between homeownership and wealth creation. Discover why homeowners significantly outpace renters financially, how Chattanooga's growing real estate market is creating tremendous equity gains, and whether buying or renting makes sense for you today. Beyond the dollars, Blake explores the lifestyle, stability, and community connection homeownership can provide. Whether you're already a homeowner, considering buying your first home, or currently renting and planning for your future, this episode offers crucial insights into building long-term wealth through real estate.

Covered in this episode:

Homeowners vs. Renters: Why owning your home creates wealth

Chattanooga market snapshot: average home value up 60% in 4 years

Comparing monthly costs: Is buying still a smart financial move?

Equity explained: How homeowners are building long-term financial security

The hidden costs of renting: Why your rent checks don’t build wealth

Lifestyle benefits of homeownership: stability, community, and pride

Not ready yet? Practical steps renters can take toward homeownership

Contact Blake Watson at Epique Realty:

Mobile: 423-315-1815

Office: 888-893-3537

Website: athomechattanooga.com

Connect on Facebook and LinkedIn (Blake Watson) and Instagram (rocknrollblake).

If you enjoyed this episode, share it with a friend and follow this podcast to keep growing your real estate knowledge.

Host: Blake Watson, Epique Realty

Episode Focus: Exploring the top reasons why people across the country are relocating to Chattanooga, TN

Episode Summary:

Thinking of making a move? In this episode, Blake Watson breaks down why Chattanooga, Tennessee is quickly becoming one of the Southeast’s most desirable places to live. From unbeatable natural beauty to affordable living and a growing tech scene, Chattanooga offers a compelling blend of lifestyle, opportunity, and connection. Whether you're seeking a reset or simply more value for your dollar, this episode outlines eight powerful reasons Chattanooga could be the perfect fit for your next home.

Key Topics Covered:

Natural Beauty & Outdoor Life

Known as the “Scenic City,” Chattanooga boasts year-round access to rivers, trails, and mountains. Enjoy kayaking, hiking, or a stroll along the 16-mile Riverwalk with amazing views at every turn.

Affordability & Cost of Living

Compared to major cities, Chattanooga offers significant savings. Lower home prices, no state income tax, and cheaper daily expenses make your money go further.

Revitalized Downtown

Once quiet, downtown Chattanooga is now vibrant with shops, cultural venues, restaurants, and festivals. Neighborhoods like Northshore and Southside are thriving.

Gig City & Remote Work

Chattanooga was the first US city to offer gigabit internet, now upgraded to 10-gig speeds. Ideal for remote workers and entrepreneurs, with a rising tech and innovation scene.

Climate & Weather

Experience all four seasons with none of the extremes. Mild winters and long, colorful springs and falls make for perfect outdoor living.

Culture, History & Arts

Deep Civil War history meets a modern, creative vibe. Enjoy museums, murals, live music, the Tennessee Aquarium, and a booming food scene.

Community & Family Life

Safe, welcoming neighborhoods with great schools and plenty of kid-friendly activities. Real stories highlight how newcomers find deeper connections and better balance here.

Central Location & Accessibility

Chattanooga is within a few hours' drive to Atlanta, Nashville, Knoxville, and Birmingham, with direct flights to key destinations via its regional airport.

If you’re thinking about moving to Chattanooga or Northwest Georgia, reach out to Blake Watson with Epique Realty. He’s a licensed Realtor in both Tennessee and Georgia and ready to help you take the next step.

Website: athomechattanooga.com

Mobile: 423-315-1815 Office: 888-893-3537

Social: Facebook & LinkedIn – Blake Watson

Instagram – @RockNRollBlake

Please follow this podcast for more Chattanooga real estate news and information, and share it with anyone who’s considering a move to Chattanooga.