Episodios

  • The 24-Year-Old Who Discovered the Money Secret Adults Still Don’t Talk About
    Jan 6 2026

    At 24 years old, Dave Katz has already learned lessons about money that many people only discover decades later.


    In this honest and refreshing conversation, he opens up about success, spending, and what it really means to live with intention.


    From building a fast-growing business to confronting the emotions behind money, Dave shares how he learned to slow down, budget, and focus on what matters.


    This conversation hits home on awareness, growth, and the power of being honest with yourself.


    Contact: DKatz902@gmail.com


    Simi can be found at https://www.prospr.fit or simi@prospr.fit


    👉 ✬ SPONSORS OF EPISODE 106 ✬


    ► BONUS APP – Save money on kosher groceries without clipping coupons. Shop, scan, and get cash back. Download now at https://itsbonustime.com/redirect-to-store.html


    ► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at sk@nqgrg.com - it's peace of mind!


    ► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53


    ► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney



    ✬ Helpful Efforts Out in the World ✬


    • ​ Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/


    • ​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/


    • ​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/


    Follow Kosher Money on TikTok & Instagram: @koshermoneypod


    Visit our BRAND NEW Website: https://www.livinglchaim.com/


    Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088


    WhatsApp feedback: 1-914-222-5513


    #KosherMoneyPod #DaveKatz #JewishBusiness #Entrepreneurship #FinancialSuccess #PersonalGrowth #KosherMoney #LivingLchaim #KM

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    1 h y 5 m
  • A Jewish Divorce Mediator Shares What She Sees Behind Closed Doors
    Dec 24 2025
    We explore one of the most sensitive and least discussed topics in Jewish life: money and marriage.• Why do so many couples avoid talking about money?• What do fights about money really represent?• How can couples build financial trust and literacy before and during marriage?• What role should community education play in preparing young people for real-world financial responsibility?To unpack all this, we sat down with Sarah Nissel, an attorney, law professor at Pepperdine, and Executive Director of the Jewish Divorce Assistance Center of Los Angeles. After mediating over 300 divorces, Sarah has learned what truly makes (and breaks) relationships when it comes to money + how self-awareness, communication, and education can prevent heartbreak.She shares candid lessons from the front lines: how to talk about money without shame, how to manage conflict constructively, and why the chuppah isn’t the finish line, it’s the starting line.It’s a powerful, eye-opening conversation about emotional intelligence, financial transparency, and Torah values in Jewish relationships — not just how to avoid divorce, but how to build marriages that actually thrive.👉 ✬ SPONSORS OF EPISODE 105 ✬► TWILLORY – Premium menswear that looks sharp and feels even better. End-of-year savings live now at Twillory.com/KosherMoney► THE DONOR'S FUND – The Donor’s Fund gives you one place to manage all your giving, with a sleek app and smart tools that make donations strategic and seamless. 🎁 Open your free account today: https://thedonorsfund.org/koshermoney► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at bitbean.link/4edg53► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: ColelChabad.org/KosherMoney• Learn more about Sarah’s organization: https://www.jdacla.org/• One of Sarah's favorite books, The Anxious Generation: https://amzn.to/4qnGOvNCHAPTERS00:00 Intro01:53 Who Is Sarah Nissel?02:27 Practicing Law in Los Angeles04:10 A Decade of Experience in Family Law04:24 What Lawyers See Behind Closed Doors05:18 The Lack of Financial Education05:56 When Someone First Goes to a Divorce Lawyer07:23 Men vs. Women Divorce Misconceptions07:42 Tips for a Healthier Marriage11:45 Advice for Newlyweds12:56 Improving Conflict Resolution Skills18:28 How Frum Couples Manage Money21:07 Why Wives Should Know the Finances24:20 Twillory25:33 The Donors Fund27:52 Modeling Healthy Money Habits29:34 Being Honest About Debt With Your Spouse31:32 Understanding Your Appetite for Risk34:33 How to Guide an Amicable Divorce37:24 Prenups in the Orthodox Community40:00 What Sarah Wants Her Children to Know About Prenups41:35 When Parents Stop Financial Support44:14 Separate Bank Accounts48:35 Setting Up Newlyweds for Financial Success51:05 BitBean51:53 Colel Chabad52:43 It Is Never Too Late55:58 Starting Financial Education Earlier in Schools59:03 Moving Forward Toward Peace1:02:39 Amazing Jewish Resources1:05:52 How Sarah Helps People1:06:23 You Do Not Need to Recreate the Wheel1:08:01 Why Sarah Stays Away From AI1:09:26 Sarah’s Nonprofit Work1:09:52 Sarah’s Book Recommendations1:12:36 The Advantages of the Jewish Community1:14:04 Sarah’s Remarkable Yichus1:19:26 Thanking Sarah for Joining Us1:19:49 Outro✬ Helpful Efforts Out in the World ✬• Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/• Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/• Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/Follow Kosher Money for short clips:TikTok & Instagram: @koshermoneypodVisit our NEW Website: https://www.livinglchaim.com/Call-in Hotline: USA 605-477-2100 UK 0333-366-0154 Israel 079-579-5088WhatsApp feedback: 1-914-222-5513#KosherMoneyPod #JewishMarriage #FinancialWellness #MoneyTalks #TorahValues #KosherMoney #LivingLchaim #KM
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    1 h y 24 m
  • How to Invest Wisely in 2026
    Dec 10 2025
    We dive into one of the most important parts of personal finance: building wealth that actually lasts.- Is it possible to grow wealth quickly?- How can ordinary people invest wisely in 2026?- What does it really mean to “pay yourself first”?- Which investing mistakes do most people make?To walk us through it, we sat down with Jonathan Shenkman, a financial adviser who has spent nearly two decades helping families take control of their money.He explains how to set up savings that run automatically, how to choose the right investment accounts, and why keeping things simple often beats trying to outsmart the market.We also talk about how to organize your accounts, communicate about money with your spouse, and spend in a way that feels both responsible and enjoyable.It is a straightforward, practical conversation that gives real-world guidance (not advice, duh) on how to save, invest, and live with financial peace of mind, with God's help.► THE BUSINESS ORGANIZER – Feeling stuck in your own business? You're not alone. Sruly Schonfeld helps overwhelmed entrepreneurs get unstuck. Whether you speak English or Yiddish, he's reportedly phenomenal. Visit ⁠https://SrulySchonfeld.com to learn more. Email ⁠Info@SrulySchonfeld.com or call 347-939-9959 for your business therapist. You can also WhatsApp Sruly here: ⁠https://wa.link/rk1grx⁠► TWILLORY – Premium menswear that works hard and looks even better. Grab year-end deals and bundled savings at https://Twillory.com/KosherMoney► BITBEAN – Turn your business ideas into custom software that scales. Learn more: bitbean.link/4edg53► COLEL CHABAD – Supporting families in Israel since 1788. Give today and make a real difference: https://ColelChabad.org/KosherMoneyEmail Jonathan here: Jonathan@ParkBridgeWealth.comHis firm's site: https://www.parkbridgewealth.comHis previous KM episode: https://youtu.be/b_Wlgtb1D6YGet his new book on Amazon: https://amzn.to/4pNQTBRGet his new book on his site: https://jonathanonmoney.com/Get more ⁠@JonathanOnMoney⁠ here:X: https://x.com/jonathanonmoneyInstagram: https://www.instagram.com/jonathanonmoneyYouTube: https://www.youtube.com/@JonathanOnMoneyLinkedIn: https://www.linkedin.com/in/shenkmanNewsletter: https://tinyurl.com/NewsltrJSWebinars: https://tinyurl.com/WbnrsJSApple Podcasts: https://tinyurl.com/AppleJSpodsSpotify: https://tinyurl.com/SpotifyJS26Articles Mentioned in Episode:Target Date Funds: https://tinyurl.com/ForbesJSThings VS. Experiences: https://tinyurl.com/JewishPressJSJonathan Clements’ final blog post: https://humbledollar.com/forum/farewell-friends/✬ Helpful Efforts Out in the World ✬Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Learn more at ⁠https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.BRAND NEW Living Lchaim site: ⁠https://www.livinglchaim.com/⁠Support Kosher Money's production: ⁠https://www.livinglchaim.com/donate⁠Follow us for awesome, short clips:TikTok: @koshermoneypodInstagram: @koshermoneypodCall-in-to-listen Hotline:USA: 605-477-2100 | UK: 0333-366-0154 | Israel: 079-579-5088WhatsApp feedback: +1 (914) 222-5513All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.#KosherMoneyPod #Investing #JewishWisdom #FinancialFuture #KosherMoney #KM
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    1 h y 18 m
  • The Healthcare Secret Jewish Families are Using to Save $30,000 PER YEAR
    Nov 26 2025

    We dive into one of the most stressful and expensive parts of American life: healthcare.


    • Why are families paying $48,000 a year just to stay insured?

    • Why does the system feel so broken?

    • Is there another way?


    To help us figure it out, we sat down with Moishe Katz, the CEO of United Refuah Healthshare.


    It’s one of those episodes that makes you say, “Wait… how did I not know about this sooner?”


    👉 Explore all the links & resources in this episode below.


    ✬ SPONSORS ✬


    ► TWILLORY – Grab year-end deals and bundled savings at https://Twillory.com/KosherMoney - No promo code needed!


    ► THE DONOR'S FUND – The Donor’s Fund gives you one place to manage all your giving, with a sleek app and smart tools that make donations strategic and seamless. 🎁 Open your free account today: https://thedonorsfund.org/koshermoney


    ► BITBEAN – Turn your big ideas into custom software that scales. BitBean builds tools that make business smarter. Learn more: bitbean.link/4edg53


    ► COLEL CHABAD – Supporting families in Israel since 1788. Give today and make a real difference: https://ColelChabad.org/KosherMoney - Oh, and grab tickets for the Nafshi concert here: https://colelchabad.events/


    ✬ LINKS FROM EPISODE 103 ✬


    United Refuah’s website: https://unitedrefuahhs.org/


    Email: info@unitedrefuahhs.org


    For doctors interested in being added to United Refuah’s preferred provider network: preferred@unitedrefuah.org


    Eli referenced a video of a Dr. Potter: https://youtu.be/tsvAatLY5s4


    CHAPTERS:

    00:00 Intro

    01:01 Americans Are Spending So Much on Health Insurance

    01:48 The Stats

    02:43 Health Insurance Costs

    04:06 What a Health Share Is

    05:16 Why United Refuah Started

    10:06 How the Health Share Model Works

    15:30 Making Sure Everyone Gets Care

    17:32 Self Pay vs Insurance

    19:40 Understanding the Costs

    20:20 Its Many Members

    20:50 What Happens When More People Join

    23:15 Twillory

    24:28 The Donors’ Fund

    26:48 Incentives for Bringing in New Members

    29:05 Increasing Staffing at United Refuah

    29:45 What Is the Catch?

    32:46 Preexisting Conditions and Family Members

    34:17 Other Downsides of Healthshares

    37:19 Keeping Track of Payments

    39:28 Communicating with Providor

    42:18 Typical Out of Pocket Costs

    45:35 Determining Fair Prices

    46:35 How to Protect Yourself From Overpaying

    48:28 BitBean Uses AI to Help Your Business

    49:16 Colel Chabad Helps Feed Thousands

    51:14 Are Contributions Tax Deductible

    52:10 Health Shares and Medication Costs

    55:02 Pregnancy and Growing Families

    58:10 Dental and Vision Sharing

    01:00:30 Doctors Joining the Referred Provider Network

    01:00:41 Surveying the Members

    01:01:40 Gifting Memberships

    01:02:08 Know Your Plan and Deductibles

    01:07:47 Never Be Afraid to Ask for Discounts

    01:10:10 Member Access to Telehealth

    01:10:35 Reaching Out for Medications

    01:11:04 Where CPAP Machines Fall

    01:12:00 How United Refuah Compares to Other Healthshares

    01:14:12 “We’re All In This Together”

    01:15:24 Sharing Health Messages With Members

    01:16:56 Making Sure Everything Is Legal

    01:18:17 Dealing With Emergencies

    01:19:46 Reaching Out to United Refuah

    01:20:23 How R’ Katz Got Into Health Care

    01:22:22 Changing Your Mindset About Others’ Medical Costs

    01:23:43 Outro


    ✬ RESOURCES ✬


    Finally! Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠


    Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠


    Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Visit https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.


    New website: ⁠https://www.livinglchaim.com/⁠


    Support Kosher Money: ⁠https://www.livinglchaim.com/donate⁠


    Reminder: This episode or description is not financial advice. Always do your own research.


    #KosherMoney #LivingLchaim #KM

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    1 h y 36 m
  • The Jewish View That Will Change How You See Money (with Rabbi Shais Taub)
    Nov 12 2025

    In our latest episode of Kosher Money, we sit down with Rabbi Shais Taub — one of the most sought-after Jewish thinkers of our time — to explore one of life’s most misunderstood topics: money.


    What's the deal with Jews AND money? Should we care what people say about it? Is money spiritual or material? Why does the Torah’s view of wealth differ so radically from society’s?


    In this eye-opening and deeply soulful conversation, Rabbi Taub reveals that money is not evil — it’s energy. It’s potential that can build worlds or burn them down.


    ✬ SPONSORS ✬


    ► THE BUSINESS ORGANIZER – Feeling stuck in your own business? You're not alone. Sruly Schonfeld helps overwhelmed entrepreneurs get unstuck. Whether you speak English or Yiddish, he's reportedly phenomenal. Visit ⁠https://SrulySchonfeld.com to learn more. Email ⁠I⁠nfo@SrulySchonfeld.com or call 347-939-9959 for your business therapist. You can also WhatsApp Sruly here: ⁠https://wa.link/rk1grx⁠


    ► TWILLORY – Premium menswear that works hard and looks even better. Visit https://Twillory.com/KosherMoney for end-of-year deals!


    ► EVERGREEN KOSHER – Your one-stop shop for all things kosher. Now delivering to more communities than ever! Visit https://EvergreenKosher.com or email ⁠online@evergreenkosher.com⁠


    ► COLEL CHABAD – Supporting families in Israel since 1788. Give today: https://ColelChabad.org/KosherMoney


    ✬ LINKS ✬


    Rabbi Taub’s website: ⁠https://www.soulwords.org⁠

    His YouTube: ⁠https://youtube.com/@SoulWords


    Shaar HaBitachon (Gate of Trust):

    • Playlist: ⁠https://youtube.com/playlist?list=PL1he-JRtnKegzLXc4NPIQhcadCJz6s4pM⁠


    • Spotify Playlist: ⁠https://open.spotify.com/show/45LOnt0qLpbUTx2wV6OLL⁠


    Items to Purchase:

    • Rabbi Taub's favorite: Gate of Trust Book (The Felig Edition) – ⁠https://amzn.to/483tIgG⁠

    • “More Bitachon” Framed Art Print – https://HaveMoreTrust.com

    • One of Eli’s favorite seforim, the English Pele Yoeitz – ⁠https://amzn.to/3LtaUid⁠


    CHAPTERS:

    00:00 Intro

    01:17 Money Is Energy

    02:46 Critics Who Target Jews & Money

    07:15 Respect Your Money

    08:56 Dealing With Hateful Comments

    10:01 Jews and Philanthropy

    12:02 Why Money Gets a Bad Rap

    14:50 Using Money to Impress Others

    17:05 Rich Men and Beautiful Women Share the Same Struggles

    19:45 Feel Stuck in Your Company? The Business Organizer Helps

    23:08 Freshen Up Your Wardrobe at Twillory

    24:33 Why Workaholic Behavior Does Not Work

    31:03 Overworking Does Not Create a Bigger Vessel

    32:31 Reverse Engineering Your Money

    36:58 Cutting Unnecessary Workers and Codependent Relationships

    40:34 Self Esteem Is Key

    42:10 Identity Culture in America

    43:32 When the Wealthy Become Poor

    44:47 Evergreen Makes Kosher Easy

    46:53 Colel Chabad Helps Feed Thousands of Families

    48:07 What Will Exist in the Messianic Era

    51:40 Money Will Mean Something Else in the Future

    53:55 The Jewish Attitude Toward Money

    56:16 A World Without Corruption

    58:23 Book Recommendations

    01:01:20 Credentials and Platform

    01:03:28 Live With Clarity

    01:03:35 His Website

    01:04:43 The Rebbe’s Letter

    01:07:16 The More You Give the More You Get

    01:09:44 The Neglected Demographic

    01:12:12 Fundraising Smartly

    01:14:50 Your Spiritual Sense of Self

    01:16:53 Outro


    ✬ RESOURCES ✬


    Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠


    Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠


    Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Learn more at ⁠https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.


    Our new website: ⁠https://www.livinglchaim.com/⁠


    Support Kosher Money: ⁠https://www.livinglchaim.com/donate⁠


    Reminder: This episode or description is not financial advice. Always do your own research.


    #KosherMoney #JewishPodcast #km #LivingLchaim

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    1 h y 21 m
  • Who Said A Jewish Family Needs Over $150K Per Year?
    Oct 28 2025

    We take you out of town to Columbus, Ohio, one of America’s most surprising, affordable, and fast-growing Jewish communities.


    If you’ve ever wondered what out-of-town Jewish life really looks like, this episode will open your eyes.


    Rabbi Avi Goldstein and Meir Perlmutter share how Columbus became a thriving hub of Orthodox life, complete with kosher restaurants, strong schools, affordable homes, and a deep sense of connection.


    We explore:


    🏡 Why housing in Columbus costs a fraction of what it does in Lakewood or the Five Towns


    💰 How families are saving tens of thousands of dollars in tuition in Ohio


    👨‍👩‍👧‍👦 What it means to raise kids in a community where everyone knows your name


    🌟 How two passionate community builders helped turn a small Midwest city into a center of Jewish growth


    Columbus appears to offer a calmer, more intentional Jewish lifestyle with less financial pressure and more opportunities to start something big.


    If you’ve ever said, “I could never leave the tri-state,” this episode might make you think again.


    Visit https://www.columbuspathways.org/ to learn more.


    You can also email Rabbi Goldstein at Rabbi@BJcolumbus.org or contact 614-448-8396.


    And, no, this wasn't a paid episode. We don't do paid episodes. :-)


    Here's our special episode with Rabbi Moshe Hauer zt"l: https://youtu.be/G2Xt_SGD5jw


    ✬ SPONSORS OF EPISODE 101 ✬


    ► TWILLORY – Premium menswear that works hard and looks even better. Use promo code CHAI20 at Twillory.com/KosherMoney for 20% off your first order.


    ► BITBEAN – Turn your big ideas into custom software that scales. Whether you’re in healthcare, finance, or retail, BitBean builds tools that make business smarter. Learn more: bitbean.link/4edg53


    ► EVERGREEN KOSHER – Your one-stop shop for all things kosher. Fresh, fast, and now delivering to more communities than ever before. Visit https://www.evergreenkosher.com/ or email online@evergreenkosher.com to get connected!


    ► COLEL CHABAD – Supporting families in Israel since 1788. Your donation makes a real difference. Give today: colelchabad.org/koshermoney


    💬 Support Kosher Money and help us make more inspiring episodes: livinglchaim.com/donate


    CHAPTERS:

    00:00 Intro

    01:13 Who Is Rabbi Avi Goldstein?

    02:32 Finding Himself in Columbus, Ohio

    03:20 How Meir Perlmuter Ended Up in Columbus

    05:26 The Facts About Columbus

    06:18 Orthodox Community That Got It All Started

    08:06 What Jewish Life in Columbus Looks Like

    11:23 The Number of Orthodox Jews in Columbus

    12:10 Housing Costs in Columbus

    14:03 Spreading the Word to Join the Community

    17:04 Kosher Food & The Growth Mentality

    20:58 Twillory’s High-Quality Clothing

    22:23 BitBean Brings Your Ideas to Life

    23:14 What Tuition Looks Like in Columbus

    26:57 Resources in Schools for Special Needs

    27:14 The Pace of Life in Columbus

    29:54 Columbus Is Not a Cookie-Cutter Place

    32:10 Emergency Services in Columbus

    34:00 Why People Choose to Live Out of Town

    36:29 How Can an Introvert Move Out of Town?

    38:40 Columbus Is Not That Far

    39:25 The Weather in Columbus, Ohio

    39:35 No More State Income Tax?

    40:00 Job Opportunities in Columbus

    42:11 Women in the Workforce

    42:54 Helping Each Other Get Jobs

    44:02 Who Adapts Best to the Move

    44:52 Evergreen Can Deliver to Your Community!

    46:59 Colel Chabad Helps 1000s

    48:13 Jewish Communities Communicating

    50:05 Spending Shabbos in Columbus

    53:34 The Uniqueness of Columbus

    55:30 The Community Is Invested in Education

    57:07 The Switch from New York to Ohio

    1:00:02 Opportunity to Live a Happy, Fulfilling Life

    1:02:17 Remembering Rabbi Moshe Hauer ZT”L

    1:09:36 Where You Can Learn More

    1:10:28 Outro: Takeaways + Sponsors + Subscribe!


    🎓 Get free Jewish financial education resources: LivingSmarterJewish.org


    📞 Call-in-to-listen Hotline: USA: 605-477-2100 | UK: 0333-366-0154 | Israel: 079-579-5088


    📤 WhatsApp feedback: +1 (914) 222-5513


    ⚠️ Reminder: This episode or description is not financial advice.


    #KosherMoney #JewishPodcast LivingLchaim

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    1 h y 14 m
  • Exposing the Biggest Modern Lie You've Already Fallen For
    Oct 15 2025
    In our 100th Kosher Money episode, we chat with Richard Simon, a guy who went completely offline for a year. What he learned might totally change how you see your phone.We were promised connection and convenience, but most of us just feel more anxious and distracted. In his book Unplug, Richard talks about how our devices quietly steal our focus and shape our lives without us even realizing it.If you’ve ever felt glued to your phone, this episode might be the nudge you need to finally take a break.Get the book: https://amzn.to/4naAcPcContact: author@richard-simon.com✬ SPONSORS OF EPISODE 100 ✬► BITBEAN – BitBean is the go-to team for custom software that actually works for your business. Whether you're in healthcare, finance, or retail, they’ve built powerful platforms that scale smart. Connect here: https://bitbean.link/4edg53► TWILLORY – Premium men's wear that works hard and looks even better. Use promo code CHAI20 at https://Twillory.com/KosherMoney for 20% off your first order. Enjoy!► MONEY HALACHA – Real people have real money questions & Money Halacha has real Torah answers. Get short, practical 1–4 minute halacha clips straight to your phone every week via WhatsApp: https://MoneyHalacha.com/Join► COLEL CHABAD – Our brothers and sisters in Israel need us more than ever. Every dollar makes a difference at https://colelchabad.org/koshermoney so please give what you can. Thank You!CHAPTERS:00:00 Intro01:29 The Moment Richard Realized He Was in Control03:23 People’s Outrageous Screen Time03:50 Forgetting What Life Was Like Before Phones04:49 What Happens to Our Brains When We Use Our Phones06:00 How Richard’s Smartphone Affected His Career07:09 Attention Residue11:09 You CAN Be More Focused12:33 This MLB Player’s Big Decision16:50 Why Get Rid of Your Phone Completely?20:30 BitBean – Bringing Your Big Ideas to Life21:23 Twillory – Look Good & Feel Good22:48 Letting Go of Technology Frees Your Mind28:00 How to Break Up With Your Phone33:35 The Awareness of Phone Addiction35:27 The Challenge of Giving Up His Smartphone37:15 What Richard Used Instead of His Apps39:05 How His Wife Was Influenced39:53 Should We Give Our Children Smartphones?47:02 Girls vs. Boys – Conversations and Smartphones47:46 Money Halacha – Weekly Halacha Clips49:06 Colel Chabad – Feeding Thousands of Families50:21 How the Corporate World Is Unplugging52:10 The Different Smartphone Breakup Styles53:40 Addiction vs. Self-Control54:19 Saving Money by Going Phone-Less55:05 What Richard Did With His New Free Time57:20 Quietness Leads to the Best Results59:42 Why People Struggle to Let Go of Their Phones1:00:01 The First Step to a Healthier Relationship1:04:55 Pros and Cons of ChatGPT1:07:40 What Richard Would Tell His Younger Self1:08:22 How He Helps People Work on Their Phone Addiction1:10:31 Ways to Make Using Your Phone Less Tempting1:12:38 Richard’s Must-Have Book1:13:27 How to Contact Richard1:13:38 Why Richard Doesn’t Have Social Media1:15:02 Richard’s Next Book? + Recs1:16:39 Outro: Contest & New Winner✬ Support the show! - https://www.livinglchaim.com/donateNeed financial clarity? Visit LivingSmarterJewish.org for free resources.Follow Kosher Money for bonus clips:TikTok: https://www.tiktok.com/@koshermoneypodInstagram: https://www.instagram.com/koshermoneypodCall-In-To-Listen Hotline:USA: 605-477-2100 | UK: 0333-366-0154 | Israel: 079-579-5088WhatsApp feedback: 1-914-222-5513Reminder: This episode or description is not financial advice. Always do your own research.#DigitalDetox #PhoneAddiction #FocusAndSuccess #ProductivityTips #AttentionEconomy #MindfulLiving #DeepWork #SelfImprovement #KosherMoney #LivingLchaim #JewishPodcast #JewishFinance #MoneyMatters #FinancialFreedom #PersonalGrowth #SuccessHabits #TimeManagement #MentalClarity #WorkLifeBalance #KM #DiaryOfACEO #UnpluggedLife #DigitalMinimalism #RichardSimon #SmartphoneAddiction
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    1 h y 19 m
  • Money Expert Reveals How to Eliminate Debt
    Sep 15 2025

    In this episode, you’ll hear the stories of people who finally got their budget under control, but are still staring at tens of thousands in old debt they can’t shake.


    Debt advisor David Siegel explains the tough options left on the table: lowering interest through programs, negotiating settlements, or, when nothing else works, starting fresh with bankruptcy.


    Contact David at DJS.Siegel@gmail.com


    ✬ SPONSORS OF EPISODE 99 ✬


    ► TWILLORY – Premium men's wear that works hard and looks even better.


    Use promo code CHAI20 at

    https://Twillory.com/KosherMoney for 20% off your first order


    .► BITBEAN – Got big ideas but clunky systems holding you back?


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    ► COLEL CHABAD – Our brothers and sisters in Israel need us more than ever.


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    CHAPTERS:00:00 Intro01:21 Has America Lost Its Mind on Debt?04:28 Are Credit Card Companies Setting You Up?06:35 Who David Actually Advises08:09 The Shame People Feel Around Debt09:57 Making Sense of Debt in Simple Terms11:57 Why Budgeting Is the Key to Freedom14:01 How Money Problems Hurt Marriages16:31 Twillory Clothing Is Being Spotted Worldwide17:33 Bitbean + AI Innovation18:48 3 Practical Solutions for Debt19:35 How to Lower Your Interest Rate25:45 The Real Problems With DMPs29:00 Should You Consolidate Your Credit Cards?30:08 Going to a Gemach for Help32:12 More Ways to Cut Down Your Interest Rate33:27 Using a Home Equity Line of Credit (HELOC)36:35 Pros and Cons of a HELOC Explained39:10 Don’t Let Bills Control Your Life40:42 The Risks of Borrowing From Family42:42 Unique & Beautiful Judaica Items from ZStander44:45 Colel Chabad: Feeding Thousands of Families45:53 The Dangers of Debt Settlements51:40 Why You Should Start With a DMP52:43 What Bankruptcy Really Means54:21 Who Actually Qualifies for Bankruptcy56:50 Why You Shouldn’t Rush Into Bankruptcy57:22 Legal Steps When Filing for Bankruptcy58:36 Reasons Not to File for Bankruptcy1:01:35 Bankruptcy Issues in Orthodox Communities1:05:01 The Stigma: Bankruptcy vs. Settlement1:05:17 Why Using Credit Responsibly Matters1:06:41 How Shmittah Connects to Bankruptcy1:07:29 Don’t Run Away From Financial Problems1:08:01 The Living Smarter Jewish Resource1:08:54 How to Handle Medical Debt1:09:37 What’s Changing With Student Loans1:11:02 Fun Facts About David1:11:33 Where You Can Find David1:12:08 Outro: Final Thoughts + Prizes


    • GET LIFE INSURANCE!

    ⟶ Project 120's site: https://www.theproject120.com/


    • GET A WILL!

    ⟶ https://youtu.be/bHdpPuvKGVM


    ✬ Support the show! Help us create more episodes like this: https://www.livinglchaim.com/donate


    💬 Need financial clarity? Visit LivingSmarterJewish.org for free resources.📲


    Follow Kosher Money for bonus clips & behind the scenes:

    TikTok: https://www.tiktok.com/@koshermoneypodInstagram: https://www.instagram.com/koshermoneypod


    📞 Call-In-To-Listen Hotline:

    USA: 605-477-2100

    UK: 0333-366-0154

    Israel: 079-579-5088

    📤 WhatsApp feedback: 1-914-222-5513


    ⚠️ Reminder: This episode or description is not financial advice. Always do your own research.


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