Is Your Retirement Account a Future Tax Bomb?

Paying taxes now to save later may sound counterintuitive, but for many investors, it can be a powerful strategy. In this conversation, Kevin and Chris break down Roth conversions: what they are, when they make sense, and how they can create more control over your financial future. By converting pre-tax retirement dollars into a Roth IRA, investors can pay taxes today in exchange for tax-free growth and withdrawals later.

Tune in if you’re interested in…

• What a Roth conversion is and why it can create long-term tax flexibility
• How required minimum distributions (RMDs) can increase future tax burdens
• Why timing, tax brackets, and life events (like retirement or losing a spouse) matter
• How recent tax law changes impact Roth conversion strategies
• The importance of having “buckets of money” for flexibility in retirement
• When Roth conversions may benefit your heirs under new inheritance rules