Dear Listeners, in this episode we bring to you Raman Narayanswamy, Chief Innovation Officer at Trust Stamp which is (OTCQX: IDAID) (Euronext Growth: AIID ID), a global provider of AI-powered trust and identity services used across multiple sectors. Raman is an expert with over 20 years of experience and had previously served as Vice President, Humanitarian & Development (Digital Identity) at Mastercard

Most importantly a true thought leader on the topic of Identity and Tokenization. We spoke to him about the following topics/questions:

1. How digital identity is evolving beyond authentication and KYC

2. What are the frameworks being devised and what problems are they trying to solve

3. What is tokenization of identity and why is it necessary

4. Some examples and use cases for FinTech which will solve identity and trust issues at scale

5. What types of tokenization broadly and how do they fit into various needs and scenarios

6. What are the biggest drivers in the marketplace... the reality of the situation on the ground. 

7. how do we push this to the edge...decentralized identity!

01:10 - Intro

03:00 - What is the value proposition of DriveWealth and what is the tech, regulatory, and license stack that you have to support it ?

04:42 - We know that you have a bunch of customers in India. Can you talk about them in general and about the growth in investments in the US stock market from Indian investors?  How big is India vis-a-vis other markets

09:15 - Which of your target segments is red-hot right now and How do you look at the prospects of the embedded investing market globally?

16:00 - Given the tech superiority and expertise, why not a direct-to-consumer model? What drove the strategy to stay B2B?

18:11 - What kind of challenges do you encounter in integrating with exchanges and other downstream systems? Has the tech infrastructure evolved over the last few years making it easier?

22:55 - What are the regulatory, business and technology barriers in moving to a real-time/near-real-time experience in buying stocks from overseas exchanges?

27:18 - If a company is interested in partnering with you, how should they go about it? How do they get access to your tech, how can they try it out and what kind of integration timeframes are we talking about?

31:10 - Conclusion

01:10 – Context and Guest Intro

04:45 - With the prevailing focus on partnership-led and marketplace-led business models in the market, what role do technology service providers play in helping banks and FIs support these new models?

14:25 - There are a number of digital transformation programs that run in a bank at any given point in time. If we take just two of them – transformation of core systems and increasing accessibility of services by means of APIs, how do the two get connected? What are the dependencies?

26:17 - Banks are slow in their transition to cloud and sometimes, in their defense, due to the right reasons such as regulatory ambiguity and mission criticality of several systems. However, the pace has picked up in the last couple of years. What are some of the barriers for cloud adoption in banks and how is this scenario changing from your experience?

35:10 - As a leading payments solution provider, within the context of emerging markets like India and SE Asia, what are the 2 most prominent shifts/trends that you are observing. Can you answer that both from the consumers’ and merchants’ point of view?

40:44 - In MEDICI’s BaaS report which we published a couple of months back, we observed close to 60 BaaS providers globally – some global and plenty of regional providers. How are technology platform providers like FIS placed to compete with these BaaS focussed companies? How do you differentiate in the market?

46:43 - For our listeners, what are the flagship offerings of FIS for banks and fintechs and what are your strategic priorities for these segments over the next 2 years?

50:37 - Conclusion