Insurance Exam Prep Podcast Por Ran Chen EA CFP® arte de portada

Insurance Exam Prep

Insurance Exam Prep

De: Ran Chen EA CFP®
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Insurance Exam Prep is a daily podcast designed to help future insurance professionals pass their licensing exams with clarity and confidence. Built and operated by OpenExamPrep, this podcast breaks down insurance licensing exams into focused, easy-to-digest episodes covering Life Insurance, Health Insurance, and Property & Casualty, across both the national portion and state-specific requirements. Each episode targets one key concept, common exam trap, or high-frequency test topic—making it ideal for studying during commutes, workouts, or short study sessions. Created by Ran Chen, EA, CFP®, a financial professional and exam specialist who has personally passed multiple professional licensing exams, Insurance Exam Prep was developed from firsthand experience with how complex—and often poorly taught—insurance exam material can be. The goal is simple: make insurance exam preparation clearer, more accessible, and more effective through structured explanations and modern learning tools. Whether you’re preparing for a Life, Health, or P&C exam, just starting your licensing journey, or reviewing before test day, this podcast is designed to guide you step by step—one concept at a time. Free practice tools, AI-powered explanations, and additional exam prep resources are available at: https://open-exam-prep.com/Copyright 2026 Ran Chen, EA, CFP® Economía Educación
Episodios
  • Life Insurance Exam [National] 74 – Employer-Sponsored Retirement Plans Explained

    Life Insurance Exam [National] 74 – Employer-Sponsored Retirement Plans Explained
    Mar 21 2026
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. This episode covers content for the National Exam. In this episode you will learn: • Distinguish 401(k) plans by their use in the private sector and their reliance on employee salary deferrals. • Identify 403(b) plans as Tax-Sheltered Annuities specifically designed for nonprofit and public school employees. • Recognize SEP IRAs as employer-funded plans allowing up to 25 percent of compensation for small businesses. • Apply the 100-employee limit to identify SIMPLE IRAs and their requirement for mandatory employer contributions. • Watch for exam traps regarding the 10 percent early withdrawal penalty and the distinction between employee and employer-funded plans. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or Youtube Channel: https://www.youtube.com/@Open-exam-prep
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    4 m
  • Life Insurance Exam [National] 73 – Individual Retirement Accounts Explained

    Life Insurance Exam [National] 73 – Individual Retirement Accounts Explained
    Mar 20 2026
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. This episode covers content for the National Exam life insurance exam. In this episode you will learn: • The fundamental tax differences between Traditional tax-deferred IRAs and Roth tax-free IRAs. • The 2025 annual contribution limits of $7,000 and the $1,000 catch-up provision for individuals aged 50 and older. • How to identify "qualified distributions" for Roth IRAs including the five-year rule and age requirements. • The rules governing Required Minimum Distributions and how they differ between Traditional and Roth structures. • Key exceptions to the ten percent early withdrawal penalty that frequently appear on the national insurance exam. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or Youtube Channel: https://www.youtube.com/@Open-exam-prep
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    4 m
  • Life Insurance Exam [National] 72 – Qualified vs Non-Qualified Plans Explained

    Life Insurance Exam [National] 72 – Qualified vs Non-Qualified Plans Explained
    Mar 19 2026
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. This episode covers content for the National Exam insurance exam. In this episode you will learn: • Qualified plans must comply with ERISA and IRS non-discrimination rules to ensure benefits are available to all eligible employees. • Non-qualified plans allow employers to selectively choose participants and are often used as executive compensation tools. • Employer contributions to qualified plans are immediately tax-deductible as a business expense. • Non-qualified plans do not provide an immediate tax deduction for the employer until the employee receives the benefit. • Qualified plans require formal IRS approval and have strict vesting and participation requirements that non-qualified plans lack. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or Youtube Channel: https://www.youtube.com/@Open-exam-prep
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    4 m
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