Insurance Exam Prep Podcast Por Ran Chen EA CFP® arte de portada

Insurance Exam Prep

Insurance Exam Prep

De: Ran Chen EA CFP®
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Insurance Exam Prep is a daily podcast designed to help future insurance professionals pass their licensing exams with clarity and confidence. Built and operated by OpenExamPrep, this podcast breaks down insurance licensing exams into focused, easy-to-digest episodes covering Life Insurance, Health Insurance, and Property & Casualty, across both the national portion and state-specific requirements. Each episode targets one key concept, common exam trap, or high-frequency test topic—making it ideal for studying during commutes, workouts, or short study sessions. Created by Ran Chen, EA, CFP®, a financial professional and exam specialist who has personally passed multiple professional licensing exams, Insurance Exam Prep was developed from firsthand experience with how complex—and often poorly taught—insurance exam material can be. The goal is simple: make insurance exam preparation clearer, more accessible, and more effective through structured explanations and modern learning tools. Whether you’re preparing for a Life, Health, or P&C exam, just starting your licensing journey, or reviewing before test day, this podcast is designed to guide you step by step—one concept at a time. Free practice tools, AI-powered explanations, and additional exam prep resources are available at: https://open-exam-prep.com/Copyright 2026 Ran Chen, EA, CFP® Economía Educación
Episodios
  • Life Insurance Exam [National] 30 – Renewable and Convertible Term Insurance Explained

    Life Insurance Exam [National] 30 – Renewable and Convertible Term Insurance Explained
    Feb 5 2026
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. This episode covers content for the National Exam. In this episode you will learn: • How renewable provisions allow policyholders to extend coverage without new medical exams. • Why renewal premiums increase based on the insured's attained age. • The difference between attained age and original age conversion methods. • Why the face amount cannot be increased during renewal or conversion without underwriting. • The critical role these provisions play in protecting a policyholder’s future insurability. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or Youtube Channel: https://www.youtube.com/@Open-exam-prep
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    4 m
  • Life Insurance Exam [National] 29 – Term Life Insurance Variations Explained

    Life Insurance Exam [National] 29 – Term Life Insurance Variations Explained
    Feb 4 2026
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. This episode covers content for the National Exam real estate exam. In this episode you will learn: • The primary differences between Level, Decreasing, and Increasing term insurance. • Why Decreasing Term is the preferred choice for mortgage protection and amortizing debts. • How Increasing Term functions as a rider to address inflation and return of premium features. • Common exam traps regarding level premiums versus changing death benefits. • A simple mnemonic to categorize term variations based on consumer financial needs. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or Youtube Channel: https://www.youtube.com/@Open-exam-prep
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    4 m
  • Life Insurance Exam [National] 28 – Term Life Insurance Fundamentals Explained

    Life Insurance Exam [National] 28 – Term Life Insurance Fundamentals Explained
    Feb 3 2026
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. This episode covers content for the National Exam. In this episode you will learn: • Term life insurance provides pure death protection with absolutely no cash value or living benefits. • It serves as the most economical option for obtaining a high death benefit at a low initial cost. • Decreasing term insurance is the standard solution for covering amortized debts like home mortgages. • The renewability feature allows the insured to maintain coverage without health evidence at an attained age premium. • Convertibility provides a bridge to permanent insurance without requiring the insured to prove their insurability. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or Youtube Channel: https://www.youtube.com/@Open-exam-prep
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    4 m
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