It’s time to bust another myth about Infinite Banking.

This time I’m tackling the mistaken idea that borrowing against your life insurance policy makes you lose money. I’ll explain where the confusion comes from, and the truth about IBC and borrowing.

Listen now!

Show highlights include:

• Surprising source of IBC confusion. (1:15)
• IBC loans “de-mystified.” What actually happens when you take a policy loan. (1:45)
• Unique advantages to borrowing against your policy cash value, instead of from a bank. (2:04)
• Why life insurance loans are the most efficient type of loan. (3:59)
• 3 concerns that fuel confusion about life insurance loans. (5:00)
• Beware! Risks that actually could wreck your policy. (8:54)
• Bank Loans and Credit vs. Policy loans. The clear-cut winner. (12:27)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

Some people think Infinite Banking is only for retirement planning. But while IBC is wonderful in retirement, it’s a mistake to think it can only help you later in life.

In this episode, I’ll explain the multitude of ways IBC can help you plan in all stages, not just retirement.

Listen now!

Show highlights include:

• Key features of IBC and common pitfalls to avoid. (2:41)
• Unbelievable flexibility of IBC policy loans. (3:16)
• How IBC benefits entrepreneurs without making them debt slaves to banks. (5:28)
• Why you shouldn’t borrow against your policy too often, even though you can. (6:24)
• How to make your emergency fund work harder, without losing access to funds when you need them most. (7:26)
• Distinguished way to help your kids or grandchildren with college expenses, and it doesn’t hurt their FAFSA. (8:03)
• The simple move that smashes high-interest debt with low-stress rate and payment terms you choose. (9:00)
• IBC’s “Carpe Diem” secret to capture time-sensitive opportunities — even in real estate. (10:12)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

I’ve shared several details before about how I discovered IBC and started advising other people. But if you’ve ever wanted to know more, then you’ll love this episode.

That’s because I’m sharing my recent appearance on the Infinite Banking Initiative podcast from the Nelson Nash Institute. And it is all about how I found IBC, and the impact it has on me and my clients.

This is the most-detailed account I’ve shared about my journey from entrepreneur to IBC, and the bumps and detours I took along the way.

Listen now!

Show highlights include:

• The shocking job offer (right after I bombed an interview) that changed my life. (8:56)
• How 2008 shattered my perceptions and nearly forced me out of advising for good. (10:30)
• Random way I met my mentor, and the mindblowing 1-hour meeting that sold me on IBC. (14:18)
• My Raw reaction to Becoming Your Own Banker — and the “forbidden” word it embraced, but Wall Street couldn’t handle. (19:49)
• What going “all in” on IBC really means — and how 9 policies power my financial life. (21:24)
• Real-life examples of how far IBC’s flexibility can take you. (27:19)
• The one thing I’d change about my IBC journey, if I could. (29:31)
• Why it matters whether your advisor has a mentor. (31:16)
• The biggest myth about IBC — and why it melts under scrutiny. (33:52)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)