I’m 62: Should I File For Social Security Or Wait?

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Turning 62 might not feel like a milestone birthday… until you realize the Social Security clock just started ticking. Filing now could put money in your pocket sooner or cost you tens of thousands over a lifetime. How do you pick the right strategy? Let’s break down how to think through one of the biggest retirement decisions you’ll ever make.

Here’s what we discuss in today’s show:

🕒 Why many retirees choose to claim Social Security at 62

📊 The trade-offs between early filing and full retirement age

💼 How working impacts Social Security through the earnings test

💍 Spousal and survivor benefit considerations

💡 Using Social Security strategically to enhance your retirement lifestyle

Want to set up a meeting with us? Visit us here: http://talkwithjp.com

Get more financial education at http://myretirementclarity.com