In this episode Greg and danny talk about a lot of different things pertaining to your retirement planning. The importance of financial coaching, and investment strategies. The conversation covers topics such as saving too much for retirement, different kinds of investments, planning for unforeseen life circumstances, and the importance of building a solid financial house. The hosts emphasize the need for proper protection, an emergency fund, and saving for retirement as key steps in financial planning.

Greg & Danny discuss various strategies for tax-free savings and retirement planning. They mention Roth IRAs, which allow for tax-free withdrawals in retirement, but have income limits. Health Savings Accounts (HSAs) are also highlighted as a way to save tax-free for medical expenses, with the added benefit of being able to use the funds for non-medical expenses in retirement. Greg & Danny also talk about Real estate investments as a tax-efficient way to build retirement income. Cash value life insurance is also discussed as a versatile tool that can be used for various purposes, including college savings, retirement savings, and estate planning.

In this episode of the Ice Blue Money podcast, Greg and Danny discuss the questions that people should ask their financial advisors. They emphasize the importance of understanding the services offered by the advisor, including investment management, retirement planning, wealth management, and tax advice. They also highlight the need to clarify the fees associated with these services. The guys stress the importance of ongoing communication and availability to address any financial concerns or changes in the client's life.