How to stay financially responsible during peak impulse buy season

Brian S Mills is a Financial Advisor with Ameriprise Financial Advisor. Sheletta says her business is down 60% this year compared to last and she’s had to make some budget adjustments. She asks Brian about expenses and spending habits. Brian advises giving every dollar a purpose before it shows up. He also suggests saving for his gift budget from the start of the year and treating it like a bill.