How to Legally Settle Debt After Wage Garnishment | Q&A With Greg Anjewierden at Debtbrief

What happens when the paycheck hits...but a big chunk disappears due to wage garnishment? Don’t panic, and don’t assume it’s too late to settle. In this week’s episode of The Debt Hotline, attorney Greg Anjewierden joins George to explain how you can still negotiate and resolve your debt even after garnishment begins.

Greg is a Utah-based attorney and founder of Debtbrief (https://debtbrief.com), a platform that connects people with resources like Solo to fight back against debt collectors. With practical experience and a calm, strategic approach, Greg walks through the legal options available to people facing garnishment, plus how to use timing and leverage to your advantage.

Got a judgment? Getting garnished? Visit https://www.solosuit.com/?utm=podcast to take action today.

In this episode:

• Why wage garnishment usually means you’ve already lost in court—and what to do next
• How to legally negotiate a lump sum or payment plan even after the money starts coming out of your check
• When not to make extra payments unless you get a settlement deal in writing
• How stopping interest accrual in a settlement can save you thousands—even if you pay the full balance
• How losing your job can actually give you leverage to settle debt
• What to do when you’re retired and only collecting Social Security
• The truth about settling large commercial debts—and when bankruptcy might make more sense

Listener questions tackled this week:

• “I’ve been garnished for two years and still owe money—why?”
• “What’s a good defense for a wage garnishment after I missed my court date?”
• “Should I hire a lawyer after getting a sheriff’s letter?”
• “How do I settle my old debts while trying to rebuild my credit to buy a home?”
• “What if a collector won’t negotiate with me at all?”

Remember: Just because garnishment started doesn’t mean you’ve lost all control. You still have rights, and you still have options.

• Call 801-613-8181 and leave a voicemail
• Fill out this form: https://forms.gle/28gd4XFsq6ybN4Qu8
• Send an email to [e-mail]