How to Have Productive Money Conversations With Your Spouse

Money fights don’t usually start with numbers. They start with invisible beliefs you don’t realize you’re carrying, and they show up in the money conversations you have or don’t have with your spouse.

In this podcast episode, Terry Gaspard, a licensed therapist, author, and relationship expert, explains why money becomes such a charged issue in relationships and how childhood experiences shape our money beliefs in ways we rarely recognize.

Drawing from both professional research and her own personal experience, Terry talks about the scarcity versus abundance mindsets and why a clash of mindsets quietly drives conflict, even in strong relationships.

Unexamined money beliefs turn into blame, defensiveness, and power struggles, often without either partner understanding what’s really happening. Terry shares how awareness, education, and intentional money conversations can help couples uncover their money “scripts,” understand each other’s financial styles, and stop treating financial disagreements as personal attacks.

Whether you're struggling with conflicting money mindsets or just want to strengthen your financial partnership, this conversation offers actionable strategies that can transform how you handle money as a couple.

About Terry

Terry Gaspard, MSW, LICSW, is a licensed therapist with over thirty years of clinical experience specializing in individuals, couples, and families, divorce, remarriage, as well as an author, nonfiction writer, and college instructor. She is a contributor to Huffington Post, The Good Men Project, The Gottman Institute Blog, and Marriage.com. Two of her research studies on adult children of divorce have been published in the Journal of Divorce and Remarriage.

Connect with Terry

You can find Terry on LinkedIn at Terry Gaspard, Facebook at Moving Past Divorce, Twitter at Moving Past Divorce and on her website at Moving Past Divorce.

New from Terry

You can find Terry's new book, Let's Talk About Money: Low-Conflict Conversations for Couples" available on Amazon and Barnes and Noble. Also available on audiobook on Amazon.

Karen Covy is a Divorce Coach and Consultant, Lawyer, Author, and Speaker who is dedicated to helping people make the best decisions possible for themselves, their families, and their future - especially in stressful times. You can check out Karen's videos on YouTube.

You can connect with Karen on LinkedIn, Facebook, Instagram, Twitter, and on her own website at karencovy.com.