How to Build Reliable Retirement Income (Without the “Pie Chart” Guesswork) | Episode 148

If you’re nearing retirement, the biggest question is simple: Where will your paycheck come from—and how long will it last? In this episode of Safer Retirement Radio, Bradley Geddes, CFP(R) breaks down practical retirement income tools—and why many retirees don’t realize the weaknesses of the “pie chart” approach until a market downturn hits. You’ll learn: How an income plan differs from a 401(k) or IRA (tools vs. a plan) The difference between bond ladders/CD ladders and bond funds Why interest rates and bond values move in opposite directions—and why that matters for retirement income How using multiple income sources can help reduce market volatility risk Why Decker Retirement Planning's approach focuses on time horizons and avoiding “drawing from a fluctuating account” Want more retirement education resources? Visit DeckerRetirementPlanning.com and look for A Safer Retirement Education. To schedule a complimentary visit with the team: 833-707-3030 Investment advisory and insurance services offered through Decker Retirement Planning, Inc., a registered investment advisor. Investing involves risk, including the potential loss of principal. This content is for informational purposes only and is not individualized investment, tax, or legal advice.