How Will AI Affect Annuities?: Fun With Annuities
No se pudo agregar al carrito
Add to Cart failed.
Error al Agregar a Lista de Deseos.
Error al eliminar de la lista de deseos.
Error al añadir a tu biblioteca
Error al seguir el podcast
Error al dejar de seguir el podcast
How Will AI Affect Annuities?: Fun With Annuities
-
Narrado por:
-
De:
In this episode, The Annuity Man discussed:
-
Anticipating AI-driven longevity shifts
-
Understanding how annuities are truly priced
-
Locking in today's assumptions before they change
-
Choosing guarantees and carriers with intention
Key Takeaways:
-
Advances in artificial intelligence are expected to significantly extend life expectancy, especially through medical breakthroughs. Longer projected lifespans will materially affect how lifetime income products are priced in the future.
-
Lifetime income annuities are driven primarily by life expectancy tables, not just interest rates. Longer expected lifespans mean more payments and lower annual income for new buyers over time.
-
Current annuity pricing does not yet reflect potential AI-driven longevity gains. Securing income under today's tables may result in higher lifetime payouts than those available later.
-
Lifetime income annuities function as risk-transfer products, not return-on-investment vehicles.
-
Selecting A-rated or better carriers is critical to ensure guarantees remain intact as longevity assumptions evolve.
"Lifetime income is all about that income floor, the income coming in, or the income you're planning for your spouse or your kids." — Stan The Annuity Man
Connect with The Annuity Man:
Website: http://theannuityman.com/
Email: Stan@TheAnnuityMan.com
Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work
YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g
Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!