How Kelli Built a $500M Lending Empire Without a Dime to Start | #111

On this episode of the Finley Capital Podcast, Kelli Garrett shares her incredible journey from having no financial safety net to building a private lending business with over $500 million in funded loans in just five years. She opens up about the moments when her business was nearly out of funds — and the exact strategies she used to keep growing anyway.

You’ll hear how she scaled her operation, attracted consistent deal flow, and built lasting partnerships, all while proving you don’t have to come from money to create it. Whether you’re a seasoned investor or just starting out, this conversation delivers both inspiration and a clear roadmap for success in private lending.

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Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

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Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

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