How I Exposed The Fake HOA

Mark Thompson’s ordinary life took a sharp turn when he received a $500 fine for a harmless garden gnome named Gary, gifted by his niece. The fine came from the “Westwood Neighborhood Homeowners Association,” an organization that appeared legitimate but was in fact a complete fabrication. Shocked, Mark began investigating, first requesting official HOA documents, which were poorly copied, coffee-stained handbooks—clearly not legal records. Conversations with neighbors revealed a pattern: residents had been intimidated into paying fines and “dues” for years under the false assumption the HOA was legitimate.Determined to uncover the truth, Mark scoured his property’s deed and title reports, finding no Covenants, Conditions, and Restrictions (CCRs) that would legally bind him to any HOA. He confirmed the fraud at the county recorder’s office—no recorded HOA documents existed. With legal confirmation from attorney Mr. Davies, Mark drafted a formal response to the fake HOA. At the community meeting, he presented his findings, distributing packets of proof to neighbors, exposing Karen Miller and her associates’ bluff.