Housing Loan Demystified: A Complete Guide for First-Time Loan Applicants & Buyers

Are you planning to buy your dream home but feel lost in the maze of home loans? 🏠

In this podcast episode, I break down everything you need to know about Housing Loans—in simple, clear language.

From loan eligibility and interest rates to tenure, EMIs, tax benefits, and mistakes to avoid—this episode is your one-stop guide for understanding how home loans work in India.

🎯 What you’ll learn:

• What is a Housing Loan?

• How to choose the right tenure and EMI?

• Fixed vs Floating Interest Rates – Which is better?

• Government schemes & subsidies (PMAY)

• Documents required and common challenges

• How banks evaluate your profile

• My personal experience and tips for smooth approval

Whether you’re a first-time home buyer, a young professional, or just curious about how to finance a home—this episode is packed with valuable insights.

📌 Stay tuned for more episodes on personal finance, banking, and career growth.