Homeowners Insurance for Bear Attacks

Bear in the Backyard! 🐻🏡

You head out to dinner... and come home to find your door ripped open, your fridge raided, and a bear lounging in your living room?! Is this kind of chaos actually covered by your homeowners insurance?

In this wild episode of “Is It Covered?”, Bruce and Brian Chapman of JD Chapman Insurance explore a real-world scenario inspired by the Adirondacks—where wildlife and insurance claims sometimes collide in unexpected ways. 🧾🪵

✓ Whether homeowners insurance covers bear damage (inside and outside your home)
✓ How dwelling, contents, and even food loss coverage might apply
✓ Why it’s important to know the difference between wildlife exclusions like vermin vs. large animals

📌 Subscribe now to get smarter about your policy and enjoy another real insurance story that’s as educational as it is wild!

🎧 New episode available now!

#IsItCovered, #JDChapmanInsurance, #HomeownersInsurance, #BearDamage, #WildlifeClaims, #InsurancePodcast, #Adirondacks, #RealInsuranceStories, #PropertyDamage, #FamilyBusiness, #InsuranceEducation, #PodcastEpisode, #InsuranceTips, #CoveredOrNot