• (00:00:00) - Home Story with Veronica
• (00:01:55) - Get Pre-Approved Before Even Looking at Homes
• (00:06:39) - Get Pre-Approved to Buy a House
• (00:07:17) - What credit score is realistic to shoot for as a first time buyer
• (00:07:54) - How to Improve Your Credit While Getting Ready
• (00:08:38) - How Much Money Should Homebuyers Save for Their Down Payment?
• (00:11:31) - Home Story
• (00:12:58) - The Credit Score That Matters Most
• (00:14:41) - How Do Debt to Income Ratio Compare?
• (00:17:46) - Can Cash Income be Count as Income on Your Tax Return?
• (00:20:16) - What is the biggest credit mistake that you see new buyers make?
• (00:21:35) - Mortgage: Do Bad Things Hurt Your Credit?
• (00:23:35) - Which Mortgage Is Best? FHA vs Conventional?
• (00:26:15) - FHA vs. Conventional Mortgage
• (00:27:23) - FHA vs Conventional: What's The Difference?
• (00:28:56) - USDA or VA Farm Loans
• (00:29:27) - USDA vs VA Home Loan: What's The Difference?
• (00:32:00) - USDA and VA Loan Programs
• (00:32:51) - Mortgage Insurance and PMI
• (00:35:50) - Home Story with Veronica
• (00:37:17) - What Underwriting Is Really Done
• (00:38:54) - Why Do Appraisal Valuations Come in Low?
• (00:39:42) - 3 Ways to Delay a Loan Application
• (00:43:19) - When Buying a Home With a Self-Employed Lender
• (00:44:39) - Buyers Should Know What To Do While Waiting For Final Approval
• (00:47:53) - Home Story

In this episode of Home Story with Veronica (aired 12-19-25), Veronica Rodriguez sits down with mortgage loan officer Leslie Silva to break down the real steps buyers must take before purchasing a home.

This episode is a must-watch for first-time home buyers, move-up homeowners, and investors who want to understand pre-approval vs. pre-qualification, credit score requirements, debt-to-income ratios, down payments, and closing costs. Leslie explains the key differences between FHA, Conventional, USDA, and VA loans, how mortgage insurance works, and why underwriting and appraisals protect buyers rather than delay them.

Viewers will also learn what mistakes to avoid while under contract, how credit and income are evaluated by lenders, and how smart preparation leads to confident, stress-free homeownership decisions.

In this episode of Home Story with Veronica (aired 11-21-25), host Veronica Rodriguez delivers practical guidance every homeowner needs to make confident real estate decisions. From buying and selling strategies to understanding the financial and lifestyle choices that turn a house into a home, this episode breaks down complex topics in a clear, relatable way.

Whether you’re a first-time buyer, a current homeowner, or planning your next move, you’ll gain insights that help reduce stress, avoid costly mistakes, and plan for the future with clarity. Home Story with Veronica focuses on the real conversations people need when navigating homeownership, investment, and long-term planning.

Watch this episode on Now Media Television and discover expert insights that empower you to make smarter choices for your home, your finances, and your family’s future.

In this episode of Home Story with Veronica, host Veronica Rodriguez dives into the real conversations every homeowner, landlord, and real estate investor needs to hear. From choosing the right property manager to setting the correct rental price and avoiding costly tenant mistakes, this episode delivers expert-backed strategies that protect your investment and maximize long-term returns.

Special guest Michelle De Carvallo, director of operations and real estate professional, shares insider insights on property management best practices, rental market shifts, tenant screening red flags, maintenance planning, and legal protection for landlords. Learn how to avoid vacancies, price rentals competitively, manage repairs before they become expensive problems, and create stress-free rental ownership.

Whether you’re a first-time investor or a seasoned property owner, this episode provides practical guidance to help your property thrive instead of drain your finances. Watch Home Story with Veronica on Now Media Television for smart, actionable real estate advice that helps you write the next successful chapter of your home story.

In this episode of Home Story with Veronica (aired 12-05-25), host Veronica Rodriguez explores the design strategies that turn everyday houses into high-value homes. Joined by design and short-term rental expert Daniella Acosta Levine, founder of Dwell & Roam Designs, this episode delivers actionable insights for homeowners, sellers, and Airbnb hosts alike.

Discover how to stage a home while still living in it, the most common design mistakes that make spaces feel smaller, and the low-cost upgrades that deliver the biggest return on investment. The conversation also dives into Airbnb and short-term rental design, revealing how color psychology, lighting, furniture selection, and guest-focused amenities can increase bookings, nightly rates, and five-star reviews.

From neutral palettes that photograph beautifully to durable materials and styling choices that balance beauty and function, this episode is packed with practical advice for anyone looking to sell faster, rent smarter, or elevate their space.

In this episode of Home Story with Veronica, host Veronica welcomes interior designer and staging strategist Daniela Acosta, founder of Dwell & Roam. With extensive experience in home styling, staging, and short-term rental design, Daniela breaks down the practical steps homeowners can take to transform their spaces whether they’re preparing to sell or elevating an Airbnb for better bookings and reviews.

Daniela begins by explaining how to stage a home while still living in it, a challenge millions of sellers face. She reveals the first items that should be removed, why oversized furniture and countertop clutter hurt first impressions, and how neutral palettes, natural light, proper scaling, and unified lighting instantly make rooms feel larger and more welcoming. She also highlights the overlooked low-cost upgrades like hardware swaps, modern light fixtures, fresh paint, and consistent bulb temperatures that create maximum impact without straining the budget.

Invites viewers into a thoughtful and heartfelt exploration of the people, places, and choices that transform a simple space into a true home. This episode highlights the meaningful stories behind design, lifestyle, and personal journeys, offering inspiration and insight for anyone seeking to create a more intentional, grounded, and fulfilling living environment.

In this inspiring episode of Home Story with Veronica, host Veronica Diquez welcomes Griselda Aleman business advisor, real estate investor, and leadership coach to explore how courage, clarity, and confidence can transform the way we make life-changing decisions. With a background in industrial engineering from Stanford University and a passion for empowering others, Griselda shares practical tools for overcoming fear, decision paralysis, and self-doubt. From visualizing success to taking calculated risks, she reveals how small, intentional steps can lead to extraordinary results in business, real estate, and personal growth.