He Thought He Owed $730K. Robinhood Had No One to Call.

CONTENT WARNING: This episode discusses suicide. We cover the death of Alex Kearns in the final segment (starting at 31:33). Crisis resources are listed below. If you're struggling with thoughts of suicide: Call 988 (Suicide & Crisis Lifeline) Text "HELLO" to 741741 (Crisis Text Line) You're not alone. Help is available 24/7. --- THE CRIME: When "democratizing finance" became gambling in disguise Robinhood promised to bring Wall Street to everyone. Instead, they built a slot machine with confetti animations, scratch-off lottery tickets, and zero customer support. The result? A 20-year-old college student died by suicide after seeing a $730K negative balance he didn't actually owe and couldn't reach anyone for help. In this episode of UX Murder Mystery, we investigate how Robinhood's gamification strategy, misleading interface design, and payment-for-order-flow business model led to tragedy and a $70 million FINRA penalty, the largest in history. UX MURDER MYSTERY HOSTED BY Brian J. Crowley Eve Eden EDITED BY Kelsey Smith INTRO ANIMATION & LOGO DESIGN Brian J. Crowley MUSIC BY Nicolas Lee A JOINT PRODUCTION OF EVE | User Experience Design Agency and CrowleyUX | Where Systems Meet Stories ©2025 Brian J. Crowley and Eve Eden Email us at: [e-mail] Thank you for watching and or listening! Disclaimer: This podcast is for informational and entertainment purposes only. The views and opinions expressed by the hosts are commentary and speculation, not statements of fact. All discussions about real companies, individuals, or organizations are based on publicly available information, media reports, and personal opinions offered for the purpose of critique, education, and storytelling. We make no representations or warranties about the accuracy or completeness of any information discussed. Nothing in this podcast should be interpreted as a factual assertion about the actions, motives, or intentions of any individual or corporate entity. Listeners should conduct their own research before drawing conclusions. The creators and guests of this podcast disclaim all liability for any loss, harm, or damages arising from reliance on any information or opinions presented. Names, characters, and events may occasionally be dramatized or fictionalized for illustrative purposes. Any resemblance to real persons, living or dead, or to actual events, is purely coincidental.