Aliya is an adventure, and your finances should be ready for the ride! But too many new olim arrive in Israel only to find their U.S. brokerage and IRA accounts limited or even shut down. The key is preparation—making sure your money stays accessible, your investments remain on track, and your financial future is secure.

Learn what steps you need to take before and after the move, how to keep your accounts running smoothly, and why working with a cross-border financial expert can make all the difference.

Key Takeaways:

• Avoid U.S. brokerage account closures by working with an advisor who understands cross-border finance
• Keep an emergency fund ready so unexpected expenses don’t derail your aliya experience
• Adjust your investment strategy to match your new life abroad—because your financial goals just got a whole new landscape!

If you’ve just made the move or are ready to, let’s talk! Sign up for a free Cross-Border Financial Evaluation.

Talking about money with your spouse can feel about as fun as a trip to the dentist—but what if it didn’t have to be that way? Financial intimacy isn’t just about budgets and spreadsheets; it’s about strengthening your relationship by building trust, aligning your goals, and working together as a team.

Learn how to set up “financial date nights,” avoid money fights, and align your finances with what really matters to both of you. This episode is packed with practical, easy-to-use tips to make managing money together way less stressful.

Key Takeaways:

• Money talks = relationship builders. The more you communicate, the stronger your trust.
• Ditch the stress. A regular “financial date night” keeps money conversations casual and productive.
• Align your money with your values. When finances reflect what matters most, decisions get easier.

Want to make your next financial date effortless (and maybe even fun)? Check out FinancialDate.com

Thinking about buying property in Israel? Brace yourself—getting a mortgage here isn’t like walking into your local U.S. bank. Israeli lenders care more about cash flow than net worth, appraisals often come in lower than expected, and pulling equity out later in the form of a HELOC (Home Equity Line Of Credit) might cost you more than you think. The good news? With the right strategy—like getting pre-approved and structuring your assets smartly—you can avoid costly mistakes and secure the best financing for your dream home.

To help break it all down, we’re joined by Aaron Krasner, Owner and Senior Mortgage Broker at Anglo Mortgages, who shares expert insights on navigating the Israeli mortgage process and avoiding common pitfalls. Don’t let bank rules or confusing fine print hold you back—get ahead of the game and take control of your mortgage process!

Key Takeaways:

• Your $5 million portfolio won’t impress Israeli banks—they want to see steady income, not just net worth.
• That 75% loan-to-value promise? Not so fast. The bank lends based on the lower of your purchase price or their appraisal.
• Pre-approval is your best friend. Get it early to avoid last-minute surprises and make your mortgage process smooth.

🔗 Want more expert insights on cross-border finances? Check out Doug’s blog by clicking here.

Ready to take your investment game to the next level? Discover the secret weapon of smart investors: economic moats! These unique business advantages can help companies crush their competition and keep their profits strong—no matter the market conditions. Whether you're managing U.S. investments from abroad or just looking to build a portfolio you can feel confident about, this episode has the insights you need to spot the winners and dodge the duds.

Key Takeaways:

Learn what makes an economic moat and how it protects a company’s edge
Uncover simple ways to identify businesses built to thrive long-term
Get actionable strategies to diversify your investments and stay ahead of the curve

Want more tips to supercharge your portfolio? Check out the Doug’s blog at profile-financial.com/blog

The information provided here is intended for educational purposes only and is not to be considered legal, tax, or investment advice. Securities offered through Portfolio Resources Group, Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not those of Portfolio Resources Group, Inc. or its affiliates.

Think you can outsmart the stock market? Think again! Investors who chase market highs and lows often lose out on long-term gains. This episode reveals why emotional decisions and frequent trading are draining your wealth, and how a simple, steady approach can help you build a strong, diversified portfolio. You’ll learn why staying invested matters, how compounding grows your wealth over time, and the hidden trading costs that can quietly sabotage your success.
Stop second-guessing yourself every time the market shifts—investing doesn’t have to be complicated. Ready to get serious about smart investing strategies? Let’s dive in.

Key Takeaways:

Timing the market rarely works and often leads to missing out on the best days for returns
Frequent trading can rack up hidden costs and higher taxes, hurting your portfolio
Compounding is your most powerful ally—let it work its magic by staying invested

🔗 Learn more about building a smart investment strategy at profile-financial.com/blog.

The information provided here is intended for educational purposes only and is not to be considered legal, tax, or investment advice. Securities offered through Portfolio Resources Group, Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not those of Portfolio Resources Group, Inc. or its affiliates.

Opportunities to build significant wealth don’t knock every day. The key is being prepared when they do. These rare, game-changing events—often called "tail events"—can transform your financial future if you position yourself correctly. This episode unpacks how to spot these opportunities, why diversification is essential to mitigate risk, and how patience and automation can keep you consistent and resilient when markets get rough. Learn how successful investors prepare for the unexpected and discover strategies to take control of your financial destiny.
You'll also hear tips on building flexibility in your portfolio, maintaining an "opportunity fund," and experimenting with new strategies that can open doors to wealth without risking it all.

Key Takeaways:

• Tail events are rare but powerful moments that can drive long-term financial growth
• Diversification spreads your risk and increases your chances of benefiting from future opportunities
• Patience and automation can reduce emotional investing mistakes and improve consistency

Read additional insights on Doug’s blog and discover how to prepare for rare opportunities! Click here.

Did you know your U.S. IRA could still provide major tax advantages even after making Aliya? In this episode, special guest Yaacov Jacob, an expert accountant with extensive experience helping cross-border clients, joins the show to reveal essential strategies for Americans living in Israel. Together, we unpack the differences between traditional and Roth IRAs, explore how Israeli and U.S. tax systems interact, and discuss how to avoid costly pitfalls like double taxation. Whether you've been in Israel for 10 months or 10 years, there's plenty to learn about optimizing your retirement accounts.

Key Takeaways:

• Traditional and Roth IRAs have different tax benefits—learn which one works best for Americans in Israel
• Israeli and U.S. tax laws interact in ways that can either hurt or help your retirement savings
• Converting a traditional IRA to a Roth IRA might reduce future tax burdens but requires careful planning

Want more insights? Check out the full breakdown of cross-border retirement planning by clicking here.

Are your investments suffering from information overload? If financial headlines make you feel like you’re riding a rollercoaster blindfolded, you’re not alone. This episode dives into the sneaky biases that derail your decisions—like recency bias and emotional investing—and shows you how to fight back. From crafting a solid investment plan to tuning out the noise, you’ll learn how to cut through confusion and stay laser-focused on your goals. Ready to stop reacting and start thriving with your investments? Let’s go!

Key Takeaways:

• Unmask the biases messing with your money moves (and how to outsmart them)
• Discover how to avoid falling for hype and manage market noise like a pro
• Learn why trusted advice can turn chaos into clarity for cross-border investors

For even more tools to keep your finances on track, check out Doug’s blog at profile-financial.com/blog