Gold, Silver, and Crypto: How Smart Investors Are Rethinking Retirement in 2026

If your retirement plan still relies on the same stock and bond playbook, you may be taking more risk than you realize.

In this episode of The Capitalist Investor, we break down how gold, silver, and cryptocurrency actually fit into a modern retirement portfolio and why more investors are rethinking diversification as inflation, government debt, and global uncertainty reshape the financial landscape. We discuss the real role of gold as a store of value, silver’s dual purpose as both a monetary and industrial asset, and how crypto has evolved from speculation into a legitimate alternative asset class.

You’ll also hear a practical conversation about allocation mistakes investors make, why chasing headlines can backfire, and how small, intentional exposure to alternatives can help protect long-term retirement plans without gambling on volatility. This episode is designed to help investors understand risk, stay disciplined, and think strategically about portfolio construction heading into 2026.