Is the housing market broken, or just misunderstood? Ron Phillips cuts through the noise to explain why affordability is collapsing for first-time buyers and why interest rates aren't the real culprit. Dive in as he breaks down the true barriers, rising costs, debt loads, and all-cash competition, and shares clear strategies for investors to buy smart, stay cash-flow positive, and build wealth while others wait for a "reset" that may never come.

WHAT YOU'LL LEARN FROM THIS EPISODE

• Why the biggest issue in real estate isn't rates

• A gap between first-time buyers and cash-rich repeat buyers

• 2 factors reshaping who controls the housing market

• How long-term investors can still win using fundamental buying rules

• The dangers of listening to perpetual "crash" predictors and market timers

RESOURCES MENTIONED IN THIS EPISODE

• NAR 2025 Profile of Home Buyers, Sellers Reveals Market Extremes

• Mortgage Applications Increase in Latest MBA Weekly Survey

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com

• Reach Ron: RP Capital

• Leave podcast reviews and topic suggestions: iTunes

• Subscribe and get additional info: Get Real Estate Success

• Facebook Group: Cash Flow Property Facebook Community

• Instagram: @ronphillips_

• YouTube: RpCapital

• Get the latest trends and insights: RP Capital Newsletter

The real estate industry is changing faster than ever, and technology is leading the charge. In this solo episode, Ron Phillips breaks down Rocket Companies' latest acquisitions of Mr. Cooper Group and Redfin, and what this means for the future of real estate. By combining the nation's largest loan originator, mortgage servicer, and home search platform, Rocket is building a true end-to-end homeownership experience. Ron explores how this new model will disrupt traditional brokerages, challenge the National Association of REALTORS®, and finally simplify the complex process of buying and owning a home.

WHAT YOU'LL LEARN FROM THIS EPISODE

• How Rocket Companies is evolving into a full homeownership platform

• Why the acquisition of Mr. Cooper and Redfin changes everything for consumers

• What an end-to-end real estate experience means for homebuyers and investors

• 2 things that could simplify mortgage and closing processes

• The reason traditional brokerages and MLS systems may face major disruption

RESOURCES MENTIONED IN THIS EPISODE

• Rocket Companies

• Redfin

• Mr. Cooper

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com

• Reach Ron: RP Capital

• Leave podcast reviews and topic suggestions: iTunes

• Subscribe and get additional info: Get Real Estate Success

• Facebook Group: Cash Flow Property Facebook Community

• Instagram: @ronphillips_

• YouTube: RpCapital

• Get the latest trends and insights: RP Capital Newsletter

Think Wall Street dominates the real estate market? Think again. In this solo episode, Ron Phillips breaks down key insights from Batch Data's Q2 2025 Investor Pulse Report, revealing the real story behind who owns America's homes. Over 90% of rental properties are owned by small and mid-sized investors, not mega hedge funds. Ron explains how these independent investors are stabilizing markets, adding rental supply, and outperforming institutional players. He also highlights how shifting mortgage rates, cash purchases, and investor behavior are shaping the future of real estate.

WHAT YOU'LL LEARN FROM THIS EPISODE

• The truth about investor ownership, small investors dominate, not Wall Street

• How investors are returning inventory to traditional homebuyers

• "Build-to-rent" communities and what they mean for the market

• Why 6% mortgage rates aren't high, and how affordability has shifted

• What institutional pullbacks mean for small investors and rehabbers in 2025

RESOURCES MENTIONED IN THIS EPISODE

• Investor Pulse - Q2 2025 - BatchData

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com

• Reach Ron: RP Capital

• Leave podcast reviews and topic suggestions: iTunes

• Subscribe and get additional info: Get Real Estate Success

• Facebook Group: Cash Flow Property Facebook Community

• Instagram: @ronphillips_

• YouTube: RpCapital

• Get the latest trends and insights: RP Capital Newsletter