Most of my clients are confused, frustrated and frankly misled on this involved topic. Attorneys have the tendency to want to show the breadth of their knowledge and that is a big disservice to individuals trying to navigate all the options and features available in this broad topic of Trusts. This is a really important topic that many families put off unnecessarily and take big financial risk in doing so - listen in and let's take this worry off the table with concrete steps you can easily take.

Highlights

• 1% of financial advisors struggle with trust knowledge.

• Types of trusts.

• Three key aspects of trusts.

• Revocable vs irrevocable trusts.

• Purpose of revocable living trusts.

• Avoiding probate with a trust.

• Control from the grave.

• When a trust becomes irrevocable.

• Importance of asset protection.

• Tax implications of irrevocable trusts.

• The role of domestic asset protection trusts.

• Income tax implications for trusts.

Links and Resources from this Episode

• Connect with Gary Pinkerton

• https://www.paradigmlife.net/

• gpinkerton@paradigmlife.net

• https://garypinkerton.com/

• https://clientportal.paradigmlife.net/WealthView360

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The Fed finally lowered interest rates and the mortgage companies are relentlessly pushing for refinances. What is the best choice? In almost all cases, it is the 30 year fixed. Why? Many reasons - listen in and find out!

Highlights

• Fed lowers interest rates: Mortgage opportunities.

• Velocity banking: An Australian trick.

• Bet on yourself: God-driven decisions.

• 15-year vs 30-year mortgages: Initial setup.

• Payment calculations: Mortgage comparison.

• 15-year mortgage interest: Quick payoff impact.

• Cash vs mortgage: Wealth building scenarios.

• Million-dollar example: Time as a financial factor.

• Tax misconceptions: Understanding tax brackets.

• Inflation impact on mortgages: Long-term effects.

• Financial strategies: Tax and deduction insights.

Links and Resources from this Episode

• Connect with Gary Pinkerton

• https://www.paradigmlife.net/

• gpinkerton@paradigmlife.net

• https://garypinkerton.com/

• https://clientportal.paradigmlife.net/WealthView360

Review, Subscribe and Share

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September 2025 has been a whirlwind of change and unprecedented events. The Fed finally lowered rates, the economy is booming, there is a revival of goodness in our country and the world. It is time to celebrate the wins!

Highlights

• Clarification: Prophets vs. Profits.

• Charlie Kirk’s legacy and impact.

• Handling triggers and emotional responses.

• Responding vs. reacting - Zig Ziglar’s insight.

• Focusing on gratitude to avoid being triggered.

• Good vs. Evil: A testament to God’s existence.

• Erica Kirk’s forgiveness at Charlie Kirk’s memorial.

• Current events: Federal Reserve rate changes.

• Personal journey: From negative net worth to financial success.

• Lessons from financial journey and business ownership.

• Gratitude as a counter to negativity and triggers.

• Optimism for revival of goodness in the world.

Links and Resources from this Episode

• Connect with Gary Pinkerton

• https://www.paradigmlife.net/

• gpinkerton@paradigmlife.net

• https://garypinkerton.com/

• https://clientportal.paradigmlife.net/WealthView360

Review, Subscribe and Share

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Most people do very little strategic thinking about what investments they have or why they have them. They simply follow the herd or a popular investment newsletter that promises huge returns. In this episode I explain why residential rental properties are a cornerstone of my investment strategy and why I recommend you consider them as well. I get into specifically why I support these investments with infinite banking or family banking life insurance policies and show a couple of examples of the financial impact of doing so.

Highlights

• Why rental properties and hard assets?

• Impact of overall portfolio on wealth returns.

• Infinite banking: explanation and personal impact.

• Lessons from a rural upbringing and stagflation.

• Navy career and financial wake-up call.

• Control over money equals reduced risk.

• Maslow’s hierarchy of needs applied to investments.

• Direct vs. indirect investment risk.

• Differences between savings and investments.

• Borrowing against life insurance for investments.

• Infinite banking’s financial advantage demonstration.

• Differences in returns with infinite banking.

• Constructing an infinite banking policy.

• Whole life insurance vs. IUL and its implications.

• Accessing and contributing flexibility to policies.

• Scalability and contribution duration in policies.

Links and Resources from this Episode

• Connect with Gary Pinkerton

• https://www.paradigmlife.net/

• gpinkerton@paradigmlife.net

• https://garypinkerton.com/

• https://clientportal.paradigmlife.net/WealthView360

Review, Subscribe and Share

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I constantly get questions and push-back on holding so much of my client's net worth as liquidity in their Hierarchy of Wealth's Tier 1 foundation layer. This episode digs into things we've heard like Cash is Trash so that business owners, real estate investors and those managing their family finances can put into perspective the value of liquidity and looking holistically at their Return on Wealth, not just microscopically at one investment they made or another. Bottom line - liquidity is king, it is food for the racehorse, and if you are seeking greater agency in your life then You are that horse!

Highlights

• Liquidity as a superpower.

• Feeding the racehorse analogy.

• Marketing during recessions: A turnaround strategy.

• Crisis and opportunity: The same symbol fallacy.

• The importance of having a war chest.

• Debunking “cash is trash” misconception.

• The redundancy analogy from nuclear power.

• Return on wealth concept introduced.

• Overcoming fear of missing out.

Links and Resources from this Episode

• Connect with Gary Pinkerton

• https://www.paradigmlife.net/

• gpinkerton@paradigmlife.net

• https://garypinkerton.com/

• https://clientportal.paradigmlife.net/WealthView360

Review, Subscribe and Share

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One of my heroes and a great Patriot, Dan Bongino would ask this repeatedly on his podcast and radio show before he accepted the position as 2nd in charge at the FBI. When people constantly endured incremental losses of freedom and agency, he would point out that is simply wasn't bad enough for them to put a stop to it yet. How do we avoid this cycle of pain and change beforehand? I've got some thoughts, listen in!

Highlights

• Question to the audience: Facing life challenges?

• Insight from Russell Brand on life difficulties.

• Personal struggle with faith and surrendering to God.

• Realization of ego in personal struggles.

• Approach to prayer and trusting God.

• New path and unexpected opportunities.

• Emphasis on family time and personal reflection.

• Approach to client meetings: quarterly calibration.

Links and Resources from this Episode

• Connect with Gary Pinkerton

• https://www.paradigmlife.net/

• gpinkerton@paradigmlife.net

• https://garypinkerton.com/

• https://clientportal.paradigmlife.net/WealthView360

Review, Subscribe and Share

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Gary explores the power of surrendering to divine guidance in overcoming life’s challenges. Reflecting on a compelling conversation between Charlie Kirk and Russell Brand, Gary discusses how ego often stands in the way of truly listening to what God wants. This episode is a thoughtful reminder that leaning on faith and acknowledging moments of divine intervention can help navigate life’s complexities. Perfect for listeners seeking encouragement and a deeper understanding of faith in everyday struggles.

Highlights

• Personal struggle and life’s challenges.

• Russell Brand’s influence on personal revelation.

• Spiritual path and divine intervention.

• Importance of surrendering ego.

• Learning lessons from God’s guidance.

• Evolving through challenges with divine direction.

• Embracing the right path and continuous faith practice.

• Sharing insight with listeners and feeling spiritual guidance.

• New opportunities and business alignment through faith.

• Time management and family priorities.

• Emphasizing quarterly client meetings.

• Encouragement to make impactful changes with faith.

Links and Resources from this Episode

• Connect with Gary Pinkerton

• https://www.paradigmlife.net/

• gpinkerton@paradigmlife.net

• https://garypinkerton.com/

• https://clientportal.paradigmlife.net/WealthView360

Review, Subscribe and Share

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This episode summarizing what I and Gary's Gulch podcast are about was inspired by my client and friend Glenn. Inspired by Chat GPT's feedback on what Agency and Gary's Gulch are all about, I discuss in detail what agency is and how to stop denying yourself today to save out of fear of retirement. I'm certain God thinks you can do both, and it is my life's mission to be the guide that helps you achieve a life of prosperity both today and in retirement.

Highlights

• Strategy for minimizing taxes.

• Balance between present living and future savings.

• Animal instincts and financial strategy.

• Learning and living guided by Gandhi's wisdom.

• Importance of financial control and agency.

• How agency impacts financial opportunities.

• Building financial agency through whole life insurance.

• Concepts of wealth tiers for financial stability.

• Tax strategies beneficial to the private economy.

• Advantages of revocable and irrevocable trusts.

• Caution against financial strategies that limit present living.

• The importance of financial knowledge and agency.

Links and Resources from this Episode

• Connect with Gary Pinkerton

• https://www.paradigmlife.net/

• gpinkerton@paradigmlife.net

• https://garypinkerton.com/

• https://clientportal.paradigmlife.net/WealthView360

Review, Subscribe and Share

If you like what you hear please leave a review by clicking here

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