Future of Banking: AI Agents, Stablecoins, Disintermediation - Emmanuel Daniel

The Future of Finance: AI, Autonomous Agents, and DisintermediationGuest: Emmanuel DanielIn this thought‑provoking interview, global finance expert Emmanuel Daniel explores how artificial intelligence is reshaping banking, money, and the structure of our economies.From the disintermediation of traditional financial institutions to the rise of autonomous AI agents acting on our behalf, this conversation dives deep into the technological, regulatory, and societal shifts redefining the future of finance.“Intermediation will disintegrate over time.”“Create agents to represent us in transactions.”“We are losing control of our economies.”What We Cover:How AI and decentralized finance (DeFi) are dismantling traditional banking modelsThe emergence of autonomous financial agentsRegulatory challenges surrounding AI, digital currencies, and cross‑border financeThe future of stablecoins, central bank digital currencies (CBDCs), and monetary policyAI-driven credit scoring and financial inclusionThe moral and governance questions behind algorithmic economiesPromising markets in Asia and the global power shift in fintech innovationWhether you're in banking, fintech, policy, investing, or simply curious about the future of money, this episode offers a powerful lens into what’s coming next.Chapters00:00 The Evolution of Finance and AI10:06 Personalization in Finance: A Global Perspective16:38 Regulation and the Future of Autonomous Transactions23:03 The Changing Landscape of Credit Scoring29:20 Stablecoins and the Future of Monetary Policy34:50 Leveraging AI Agents in Business Operations38:52 The Impact of AI on Research and Relationships44:11 Navigating the Network Economy48:53 Morality and Governance in Finance51:01 Education's Role in AI Equality53:56 The Evolution of Fintech56:22 Promising Asian Markets for the Future01:01:17 Influential Figures in Leadership and AI GovernanceTranscript - https://open.substack.com/pub/xpandinhorizon/p/future-of-banking-ai-agents-and-stablecoins?utm_campaign=post-expanded-share&utm_medium=web Resources & References📘 The Great Transition by Emmanuel Danielhttps://www.amazon.com/dp/B09XYZ1234📕 Building the AI Bank by Emmanuel Danielhttps://www.amazon.com/dp/B0ABCXYZUK AI & Digital Policyhttps://www.gov.uk/government/organisations/department-for-digital-culture-media-sportBank for International Settlements (BIS)https://www.bis.orgConnect with Emmanuel Danielhttps://www.emmanueldaniel.comLinkedIn: https://www.linkedin.com/in/emmanueldanielTwitter/X: https://twitter.com/emmanueldanielKeywordsAI in finance, decentralized finance, autonomous agents, stablecoins, banking regulation, digital currencies, AI disruption, financial innovation, future of banking, Emmanuel Daniel