From Tragedy to Triumph: Wealth Unlocked After Almost Losing His Life

Most people don’t fail financially because they’re irresponsible. They fail because no one ever taught them how money actually works.

Michael E. Parker sits down with Zach Garcia, whose life took an unexpected tragedy that completely reshaped his relationship with money, wealth, and ownership. Zach shares how he once believed a modest 9–5 income was his ceiling—despite being surrounded by wealth he never thought was meant for him.Together, Michael and Zach explore why banks profit from financial ignorance, how the lending system really evaluates you, and what most people misunderstand about debt, leverage, and cash.

You’ll also hear practical insights on commercial vs. personal banking, why many people are labeled “unloanable,” and how learning to make money work for you changes everything.

Zach shares the mindset shift that helped him stop reacting to money—and start using it intentionally to build wealth.You don’t need a tragedy to wake up. You need education, mentorship, and a willingness to think differently. This conversation is for anyone who knows there’s more—but hasn’t been shown the path.