What if your health is your wealth? Dr. Munachiso Nwokolo left a 15-year NHS career after burnout and built Udo Collection — a space where Black health, legacy, and entrepreneurship collide. We get into systemic barriers, the hidden cost of hustle culture on Black professionals, and the childhood money messages that shape everything. This conversation will shift how you think about success.

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💬 Share this episode with a parent or educator.

👍 Like & comment to support the show.

🔗 Connect With Munachiso Nwokolo

🔗 Follow Udo Collection

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Thank you to our partner ⁠⁠⁠⁠⁠⁠⁠PensionBee⁠⁠⁠⁠⁠⁠⁠ a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. ⁠⁠⁠⁠⁠⁠⁠Self-employed ⁠⁠⁠⁠⁠⁠⁠pension savers can even open a flexible pension plan, contributing as often or as little as they like.

Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their ⁠⁠⁠⁠⁠⁠monthly podcast⁠⁠⁠⁠⁠⁠ - The Pension Confident Podcast. 🎧

Take control of your retirement today with PensionBee.

When investing, your capital is at risk.

Follow Roots to Froots: ⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠

Connect with Arlyne: ⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠

Other Useful Links: ⁠⁠⁠⁠⁠⁠⁠Roots⁠⁠⁠⁠⁠⁠⁠ To Froots Homepage

Order your free budget template ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠

Keep Shining 🚀🤩

In this episode of From Roots to Froots, Arlyne Chinyanganya breaks down the Iran crisis and what it means for everyday finances in the UK. We cover: what the Strait of Hormuz is and why it matters, how rising oil prices hit your energy bills, food costs, and mortgage, what "energy lockdown" really means and what countries around the world are doing, and 8 practical money moves to protect your finances right now. Resources mentioned: — Free budget template https://mailchi.mp/b14ac8b51fe4/welcome-to-roots-to-froots— Energy tariff comparison: Uswitch.com or MoneySuperMarket.com — Free debt advice: StepChange.org or CitizensAdvice.org.uk — Benefits calculator: https://iehub.co.uk/roots-to-froots/— Free credit score check: ClearScore or Credit Karma
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Thank you to our partner ⁠⁠⁠⁠⁠⁠⁠PensionBee⁠⁠⁠⁠⁠⁠⁠ a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. ⁠⁠⁠⁠⁠⁠⁠Self-employed ⁠⁠⁠⁠⁠⁠⁠pension savers can even open a flexible pension plan, contributing as often or as little as they like.

Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their ⁠⁠⁠⁠⁠⁠monthly podcast⁠⁠⁠⁠⁠⁠ - The Pension Confident Podcast. 🎧

Take control of your retirement today with PensionBee.

When investing, your capital is at risk.

Follow Roots to Froots: ⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠

Connect with Arlyne: ⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠

Other Useful Links: ⁠⁠⁠⁠⁠⁠⁠Roots⁠⁠⁠⁠⁠⁠⁠ To Froots Homepage

Order your free budget template ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠

Keep Shining 🚀🤩

Walking Away Is Not Failure — It’s Strategy

Guest: Simi Awokoya

What if the career move you’re most afraid to make is the one that changes everything?

In this powerful episode of From Roots to Froots, Arlyne sits down with career coach Simi to explore the moment that transformed her life, walking away from a role where she was denied a raise and securing a new job just four weeks later that doubled her salary.

Through honest conversation (and a competitive game of Jenga 🎲), this episode unpacks the emotional, cultural, and strategic realities many high-achieving Black women face at work from being overlooked for promotions to navigating salary negotiations and redefining self-worth.

This is not just a conversation about careers.

It’s about agency, identity, money mindset, and choosing yourself.

🔔 CONNECT WITH US

🎧 Subscribe for more conversations on money, power, and financial confidence.

💬 Share this episode with a parent or educator.

👍 Like & comment to support the show.

🔗 Connect With Simi https://www.linkedin.com/in/simiawokoya/

🔗 Book a coaching call https://coach-simi.com/search-to-secured

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Thank you to our partner ⁠⁠⁠⁠⁠⁠PensionBee⁠⁠⁠⁠⁠⁠ a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. ⁠⁠⁠⁠⁠⁠Self-employed ⁠⁠⁠⁠⁠⁠pension savers can even open a flexible pension plan, contributing as often or as little as they like.

Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their ⁠⁠⁠⁠⁠monthly podcast⁠⁠⁠⁠⁠ - The Pension Confident Podcast. 🎧

Take control of your retirement today with PensionBee.

When investing, your capital is at risk.

Follow Roots to Froots: ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠

Connect with Arlyne: ⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠

Other Useful Links: ⁠⁠⁠⁠⁠⁠Roots⁠⁠⁠⁠⁠⁠ To Froots Homepage

Order your free budget template ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠

Keep Shining 🚀🤩

March 2026 has brought a wave of global headlines, geopolitical tensions, rising energy concerns, shifting inflation forecasts, and renewed uncertainty around interest rates.But what does all of this actually mean for your day-to-day finances, your mortgage, and your mental wellbeing?In this episode, we step away from panic-driven news cycles and translate this week’s biggest economic reports into clear, practical insight for UK households.Because right now, the global economy isn’t collapsing but it isn’t thriving either.We are entering a slower, more fragile financial era, and understanding that helps you make calmer, smarter money decisions.🧭 What We Cover🌍 The Global Context- How geopolitical conflict and energy supply disruptions affect UK households- Why fuel and energy prices influence inflation expectations- The psychological impact of economic uncertainty🔑 The Big Economic Themes Right NowAcross major economic reports, three consistent messages appear:1️⃣ Growth exists — but feels weak2️⃣ Inflation isn’t fully defeated3️⃣ Interest rates may stay higher than people hopedIn simple terms:👉 The economy is stabilising, not accelerating.---🛠️ Practical Actions DiscussedInstead of reacting emotionally to headlines, this episode focuses on controllable steps:* Building or topping up an emergency fund* Creating a small energy-cost buffer* Stress-testing your monthly budget* Reducing financial overwhelm by focusing on long-term habits---📚 Sources & Economic Reports ReferencedThis episode draws on publicly available economic analysis and forecasts, including:Financial Times economists’ inflation forecasts (March 2026)— analysis of energy price disruptions and inflation expectationsUK Office for Budget Responsibility (OBR) — Economic & Fiscal Outlook (March 2026)(Links available via official institutional websites.)--- 💬 Key TakeawayWhen the world feels uncertain, financial confidence doesn’t come from predicting the future.It comes from focusing on what you can control.🎧 Listen now and start reshaping your financial story.
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Thank you to our partner ⁠⁠⁠⁠⁠⁠PensionBee⁠⁠⁠⁠⁠⁠ a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. ⁠⁠⁠⁠⁠⁠Self-employed ⁠⁠⁠⁠⁠⁠pension savers can even open a flexible pension plan, contributing as often or as little as they like.

Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their ⁠⁠⁠⁠⁠monthly podcast⁠⁠⁠⁠⁠ - The Pension Confident Podcast. 🎧

Take control of your retirement today with PensionBee.

When investing, your capital is at risk.

Follow Roots to Froots: ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠

Connect with Arlyne: ⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠

Other Useful Links: ⁠⁠⁠⁠⁠⁠Roots⁠⁠⁠⁠⁠⁠ To Froots Homepage

Order your free budget template ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠

Keep Shining 🚀🤩

In this special International Women’s Week episode of From Roots to Froots, Arlyne explores the powerful connection between mindset and money — and why financial change begins long before numbers in a bank account shift.

Drawing insights from leading women in finance, including Anna Brading, Abigail Foster, Mary Okoroafor, Selina Flavius, and Bola Sol, this episode unpacks how our beliefs about money are formed early in life and how they continue to shape our earning, spending, saving, and investing decisions today.

You’ll learn:

• What a money mindset really is

• How childhood experiences shape financial behaviour

• Why financial confidence is learned, not inherited

• How intentional financial focus reduces stress and builds freedom

• Five practical steps to transform your relationship with money

This episode is a reminder that wealth isn’t only about income — it’s about perspective, confidence, and choice.

🎧 Listen now and start reshaping your financial story.

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Thank you to our partner ⁠⁠⁠⁠⁠PensionBee⁠⁠⁠⁠⁠ a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. ⁠⁠⁠⁠⁠Self-employed ⁠⁠⁠⁠⁠pension savers can even open a flexible pension plan, contributing as often or as little as they like.

Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their ⁠⁠⁠⁠monthly podcast⁠⁠⁠⁠ - The Pension Confident Podcast. 🎧

Take control of your retirement today with PensionBee.

When investing, your capital is at risk.

Follow Roots to Froots: ⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠

Connect with Arlyne: ⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠

Other Useful Links: ⁠⁠⁠⁠⁠Roots⁠⁠⁠⁠⁠ To Froots Homepage

Order your free budget template ⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠

Keep Shining 🚀🤩

Guest: Selina Flavius

Founder of Award winning Black Girl Finances

Author and Jenga Pro

Financial planning should feel empowering not overwhelming. Award-winning Financial Coach and Planner, Selina Flavius, is recognised as Online Financial Influencer of the Year at the British Bank Awards for her work making personal finance accessible, relatable, and actionable.

Through her platforms, Selina has helped thousands build clarity and confidence around their money — turning complex conversations into practical next steps. She understands that financial success isn’t just about earning more. It’s about planning intentionally. It’s about protecting your future.It’s about making informed decisions without fear.

🔔 CONNECT WITH US

🎧 Subscribe for more conversations on money, power, and financial confidence.

💬 Share this episode with a parent or educator.

👍 Like & comment to support the show.

🔗 Connect With Selina https://www.linkedin.com/in/selinaflavius/

🔗 Buy the Black Girl Finances

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Thank you to our partner ⁠⁠⁠⁠PensionBee⁠⁠⁠⁠ a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. ⁠⁠⁠⁠Self-employed ⁠⁠⁠⁠pension savers can even open a flexible pension plan, contributing as often or as little as they like.

Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their ⁠⁠⁠monthly podcast⁠⁠⁠ - The Pension Confident Podcast. 🎧

Take control of your retirement today with PensionBee.

When investing, your capital is at risk.

Follow Roots to Froots: ⁠⁠⁠⁠Instagram⁠⁠⁠⁠ & ⁠⁠⁠⁠TikTok⁠⁠⁠⁠

Connect with Arlyne: ⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠

Other Useful Links: ⁠⁠⁠⁠Roots⁠⁠⁠⁠ To Froots Homepage

Order your free budget template ⁠⁠⁠⁠here⁠⁠⁠⁠

Keep Shining 🚀🤩

When was the last time you genuinely thought of yourself as rich?

Not “doing okay.”
Not “comfortable.”
But rich.

For many of us in the UK, the word feels distant — reserved for penthouses, trust funds, or six-figure salaries. And yet, globally and structurally, many of us are far wealthier than we realise.

This episode isn’t about dismissing financial stress.
It’s not about ignoring the cost-of-living crisis.
And it’s definitely not about pretending money doesn’t matter.

It’s about perspective.

In this reflective, empowering conversation, Arlyne explores what “rich” really means — beyond bank balances and comparison culture — and why so many of us underestimate our position in the world.

You’ll hear about:

• The difference between absolute wealth, relative wealth, and perceived wealth

• How UK earnings compare globally — and why that context matters

• Why earning more doesn’t always translate into feeling rich

• The psychological side of money and comparison

• And the overlooked forms of wealth: time, health, community, knowledge and choice

This episode invites you to zoom out, rebalance the story you tell yourself about success, and recognise abundance without guilt.

Because recognising what you already have doesn’t mean you stop striving.
It means you stop shrinking yourself.

You are probably richer than you think.

If this episode resonated:

• 👍 Like the video

• 🔁 Share it with someone you love

• 💬 Join the conversation in the comments

Because awareness is always the first step to change.

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Thank you to our partner ⁠⁠PensionBee⁠⁠ a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. ⁠⁠Self-employed ⁠⁠pension savers can even open a flexible pension plan, contributing as often or as little as they like.

Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their ⁠monthly podcast⁠ - The Pension Confident Podcast. 🎧

Take control of your retirement today with PensionBee.

When investing, your capital is at risk.

Follow Roots to Froots: ⁠⁠Instagram⁠⁠ & ⁠⁠TikTok⁠⁠

Connect with Arlyne: ⁠⁠LinkedIn⁠⁠

Other Useful Links: ⁠⁠Roots⁠⁠ To Froots Homepage

Order your free budget template ⁠⁠here⁠⁠

Keep Shining 🚀🤩