From $80K in Debt to Business Owner: My Journey to Financial and Time Freedom

Enjoy this blast from the past, when Jennifer Loehding interviewed me on her show Starter Girlz in 2020. At the time, I was one year into entrepreneurship — coaching moms toward debt freedom while growing my podcast editing business. We talked about the mindset behind paying off $80K of debt in just 3 ½ years, finding confidence in your worth, and learning to juggle motherhood and entrepreneurship with peace instead of pressure. How Paying Off Debt Led Me to Launch a Podcasting Business I Love Listen for the early sparks that eventually became Podcast Abundance — and the lessons I still lean on to help business owners host their own podcast, increase their authority, and expand their reach. Here’s what else you can expect: Transition from corporate work to financial coaching and podcast editing Personal financial challenges, including significant debt and supporting family Launching a podcast to empower moms and offering podcast editing services Importance of self-care, managing time effectively, and setting boundaries with children Mindset shifts related to money and financial decision-making Overcoming stigma around money conversations and negotiating worth The connection between financial coaching and personal growth Helping clients define their own version of abundance beyond just financial wealth Leaving Corporate Life to Build a Purpose-Driven Business [00:03:00] My Turning Point: I opened up about the financial and emotional challenges of supporting my mom through divorce, starting a family, and facing a mountain of debt. “It wasn’t glamorous. It was spreadsheets, tears, and a lot of late-night talks—but that’s where abundance started.” [00:09:15] How We Paid Off $80K in Debt: I shared the step-by-step mindset and money strategies that made the difference: tracking every dollar, setting clear goals, and staying accountable together as a couple. [00:15:00] From Coaching to Podcasting: Reaching Abundance (now rebranded to Podcasting for Financial Professionals) began as a way to share my financial coaching story—but soon, I fell in love with the production side. That curiosity turned into podcast editing and, eventually, full podcast management services. [00:24:40] Balancing Business and Motherhood: Jennifer and I talked about routines, boundaries, and giving yourself permission to grow slowly. “My kids learned that when Mom’s mic light is on, they’re the protectors of the quiet zone.” [00:31:50] Shifting from Scarcity to Abundance: We discussed breaking money taboos, negotiating your worth, and the mindset that changes everything: believing you deserve both time freedom and financial freedom. Encouragement for Anyone Starting Over If you’re standing where I was back then—feeling stretched between motherhood, money, and momentum—know this: you don’t have to do it perfectly to make progress. Start where you are. Track what matters. Build something sustainable and meaningful. Podcasting became the bridge that helped me share my message, increase my authority, and eventually grow my business beyond what I imagined.About Jennifer Loehding: She is a Success Architect and certified coach who helps entrepreneurs design sustainable success through mindset, leadership, and holistic well-being. With over 25 years of business experience and her signature Inner Block Detox framework, she empowers clients to build habits that support clarity, confidence, and lasting growth. https://jenniferloehding.com/ https://startergirlz.com/ About Virginia Elder: She is the founder of Podcast Abundance, a full-service podcast production agency helping business owners grow their reach, authority, and leads through podcasting. As a strategist, producer, and speaker, she helps professionals host their own podcast with ease—turning their voice into a marketing engine that builds visibility and trust. https://podcastabundance.com/ https://podcastingforfinancialprofessionals.com/