Every January, investment firms release their top picks and bold projections for the year ahead.

In this episode of The Free Lunch Podcast, Greg and Colin look back at the stock lists published in early 2025 and ask the question most people forget to ask: how did they actually perform?

By comparing forecasts to real-world outcomes, they unpack why confidence doesn’t equal accuracy, why benchmarks matter more than opinions, and what investors can learn from hindsight.

In this episode of The Free Lunch Podcast, Greg and Jacob reflect on how the reality of wealth advising differs from what’s taught early on.

Technical knowledge matters, but it isn’t what ultimately sets wealth advisors apart. Listening, understanding, and guiding people through uncertainty are what define the work.

Throughout the episode, they explore the lessons that only experience teaches, and what it really takes to build a career that lasts.

If there’s one lesson that kept showing up over nearly 300 episodes, it’s this:

being reasonable beats being brilliant.

In this episode of The Free Lunch Podcast, Colin reflects on five themes that have shaped the show over the years, starting with why behaviour matters more than intelligence, forecasts, or clever strategies.

It’s a reminder that long-term success rarely comes from bold moves. It comes from consistent, disciplined decisions made over time.