AI is transforming payment processing, and for fast-growing entrepreneurs, understanding how to work with these changes is key to scaling with confidence.

In this episode of the Four Rooms Podcast, host Amber Spears sits down with Dylan Gaines of International Payment Solutions, a multi–eight-figure entrepreneur with over two decades of experience in merchant processing. Dylan shares a behind-the-scenes look at how AI is shaping approvals, risk management, and payment infrastructure for online, high-ticket, and health and wellness businesses.

Together, they explore how thoughtful systems, strong relationships, and proactive strategies can improve approval rates, reduce friction at scale, and create more resilient cash flow. The conversation also covers fraud prevention, reserves, chargebacks, and why long-term thinking and trust-based partnerships are essential for sustainable growth in today’s evolving financial landscape.

Hosts Amber Spears and Brett Kaufman sit down with Justin Maxwell, the Four Rooms "money man," to explore how entrepreneurs can move beyond making income to building lasting, resilient wealth. Justin breaks down the common mistakes he sees, the psychological fears that affect money decisions, and the importance of clarity and systems.

They also discuss the endowment model of diversification, tax and business integration, and practical steps entrepreneurs can use to stabilize growth and align their finances with long-term goals. Learn where to find Justin and how to take action toward sustainable wealth.

Amber Spears sits down with Tony Grebmeyer, co‑founder of Ship Offers, to explore his journey from a garage startup to a multinational fulfillment company and the personal transformation that shaped his leadership. They discuss company culture, hiring and retention, learning to let go, and the role of service, trust, and family in building sustainable success.

Listeners will take away practical lessons on the power of asking for help, maintaining personal integrity, adopting a growth mindset, and balancing health, wealth, and relationships while scaling a business.