When most people think of artificial intelligence, they picture futuristic robots or complex financial systems for major corporations. But AI has already woven itself into the very heart of our everyday money habits. And it is happening without us even realizing it. From simplifying budgeting to analyzing data, AI is changing how we approach financial decisions, making smart money management accessible, intuitive, and more effective than ever. We've even used it in our own financial life recently.

Listen in to hear all of the ways to maximize your financial life using AI and how we did too!

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

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Ericka: @erickayoungofficial

Chris: @1cbyoung

We were young and eager to become homeowners. We qualified, found the perfect house, and scraped together just enough for the down payment. But once we settled in, started growing our family, and lived a little life, we quickly realized one thing: homeownership is expensive. There are hidden costs that often catch new homeowners off guard.

The truth is, owning a home comes with expenses that many don’t fully anticipate. Understanding these "hidden costs" is crucial. It's not just to keep your finances in order, but to ensure long-term peace of mind.

Here we break down the unexpected expenses of homeownership and how to plan for them.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

Online shopping makes it easier than ever to fill our carts with things we don’t really need. This year's Amazon Prime Day was actually 4 DAYS not one! So obviously you have more time to search, explore, and spend. Amazon has become the definition of impulse spending and impulsive spending can quickly derail your financial goals.

But the good news? You can take control of your spending habits. Here’s how to differentiate needs from wants, resist marketing traps, and stay focused on what really matters.

Listen in to hear our take on how to overcome impulse spending.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung